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All Journal JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Undiksha
Maharani, Safitri
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Humanities Social Sciences

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Pengaruh Pendapatan, Jumlah Nasabah, Dan Suku Bunga Terhadap Penyaluran Kredit Pada Pt. Pegadaian (Persero) Cabang Semarang Di Masa Pandemi Covid 19 Maharani, Safitri; Poerwati, Rr Tjahjaning
JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Undiksha Vol 13, No 01 (2022)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jimat.v13i01.36107

Abstract

This study aims to analyze the effect of income, number of customers, and interest rates on credit distribution of PT.  Pegadaian (Persero) Semarang branch in 2018-2020.  The sample of this study was determined by purposive sampling method based on the first criteria of PT.  Pegadaian (Persero) Semarang branch in 2018-2020, the two PT.  Pegadaian (Persero) Semarang branch with increased distribution in 2015-2019, and the three PT.  Pegadaian (Persero) Semarang branch which has the necessary data in full to support the research being carried out such as: Income, Number of Customers, Interest Rates, and also Credit Distribution data, so that a sample of 48 outlets of PT.  Pegadaian (Persero) Semarang branch.  This research uses multiple linear regression model.  The results of this study conclude that income has a significant effect on Credit Disbursement.  The number of customers has no significant effect on Credit Disbursement, and interest rates have a significant effect on Credit Disbursement.
Co-Authors Poerwati, Rr Tjahjaning