Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal International Journal of Multidisciplinary Sciences and Arts IIJSE
Ananta, Dimas
Unknown Affiliation
Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Economic Growth and Poverty of North Sumatera Province (Comparative Study Before and During the Covid-19 Pandemic) Fitrawaty, Fitrawaty; Sinaga , Rosenta Febri Mutiara; Ananta, Dimas
International Journal of Multidisciplinary Sciences and Arts Vol. 3 No. 4 (2024): International Journal of Multidisciplinary Sciences and Arts, Article October 2
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ijmdsa.v3i4.5214

Abstract

Economic growth and poverty levels are crucial indicators for assessing a country's development progress. When the coronavirus disease (COVID-19) pandemic hit Indonesia, both economic growth and poverty rates increased significantly. The widespread impact of the novel coronavirus has affected all aspects of life, particularly the economic sector. The increasing prevalence of the COVID-19 pandemic has directly contributed to rising poverty levels in various regions of Indonesia, including North Sumatra.This study utilizes data from the North Sumatra Central Statistics Agency before the COVID-19 pandemic (2015-2019) and during the pandemic (2020-2022). To evaluate the changes that occurred, the "Independent Samples T-test" analysis method was employed. The findings reveal a significant difference between the pre-pandemic and pandemic periods, reflecting the substantial impact of the pandemic on economic growth and poverty levels in North Sumatra. These results highlight the need for careful policy considerations and interventions to address the economic and social consequences of the COVID-19 pandemic at the local level.
Economic Growth and Poverty of North Sumatera Province (Comparative Study Before and During the Covid-19 Pandemic) Fitrawaty, Fitrawaty; Sinaga , Rosenta Febri Mutiara; Ananta, Dimas
International Journal of Multidisciplinary Sciences and Arts Vol. 3 No. 4 (2024): International Journal of Multidisciplinary Sciences and Arts, Article October 2
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ijmdsa.v3i4.5214

Abstract

Economic growth and poverty levels are crucial indicators for assessing a country's development progress. When the coronavirus disease (COVID-19) pandemic hit Indonesia, both economic growth and poverty rates increased significantly. The widespread impact of the novel coronavirus has affected all aspects of life, particularly the economic sector. The increasing prevalence of the COVID-19 pandemic has directly contributed to rising poverty levels in various regions of Indonesia, including North Sumatra.This study utilizes data from the North Sumatra Central Statistics Agency before the COVID-19 pandemic (2015-2019) and during the pandemic (2020-2022). To evaluate the changes that occurred, the "Independent Samples T-test" analysis method was employed. The findings reveal a significant difference between the pre-pandemic and pandemic periods, reflecting the substantial impact of the pandemic on economic growth and poverty levels in North Sumatra. These results highlight the need for careful policy considerations and interventions to address the economic and social consequences of the COVID-19 pandemic at the local level.
The Effects of Loan-to-Value (LTV), Minimum Reserve Requirement (MRR), and Capital Adequacy Ratio (Car) on the Performance of State-Owned Banks Ananta, Dimas; Rahmadana, Muhammad Fitri; Fitrawaty, Fitrawaty
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9135

Abstract

This study examines the impact of macroprudential policies on The Performance of State-Owned Banks in Indonesia, focusing on Loan to Value (LTV), Minimum Reserve Requirement (MRR), and Capital Adequacy Ratio (CAR). The research is motivated by the need to understand how macroprudential instruments influence the financial performance of major banks amid evolving credit, liquidity, and capital conditions. The problems addressed are whether LTV, MRR, and CAR individually and collectively affect Return on Equity (ROE), and which of these variables serve as the most influential determinants of profitability. The study aims to analyze the partial and simultaneous effects of these indicators on ROE using empirical data from four large Indonesian banks over the 2013–2023 period. The research employs a panel data regression approach using the fixed-effect model to estimate the relationships among variables. The empirical results show that LTV has a negative and significant effect on ROE, indicating that looser LTV policies tend to reduce profitability through increased credit risk. MRR has a positive but insignificant effect, suggesting that reserve requirements primarily function as liquidity buffers rather than direct profitability drivers. CAR exhibits a positive and significant effect, highlighting the importance of strong capitalization in supporting bank performance. Simultaneously, LTV, MRR, and CAR significantly influence ROE, with an R-squared value of 0.2723, meaning that 27.23% of variation in profitability is explained by these macroprudential indicators. Overall, the findings underscore the essential role of integrated macroprudential policy in maintaining bank performance and financial stability.
Co-Authors Fitrawaty Fitrawaty, Fitrawaty Rahmadana, Muhammad Fitri Sinaga , Rosenta Febri Mutiara