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Journal : Syi'ar Iqtishadi

Pengaruh Pembiayaan Bagi Hasil, NPF Dan FDR Terhadap Profitabilitas (ROA) Nur Rantika Octavia; Wirman Munaraja
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.13711

Abstract

ABSTRAK. The purpose of this study is to find out how big the Effect of Profit Sharing Financing, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on Profitability (ROA) in Islamic Commercial Banks for the 2018-2020 period. The method used is descriptive verification method with a quantitative approach assisted by the SPSS program, the data used in this study is secondary data. This study uses a population at Islamic Commercial Banks for the period 2018-2020 using purposive sampling technique. Based on the results of the t-test partially Profit Sharing Financing has a positive and significant effect on Profitability (ROA), while Non Performing Finance (NPF) and Financing to Deposit Ratio (FDR) have a negative and insignificant effect on Profitability (ROA). Simultaneously Profit Sharing Financing, Non Performing Finance (NPF), and Financing to Deposit Ratio (FDR) have a positive and significant effect on Profitability (ROA).
Pengaruh Pembiayaan Mudharabah dan Musyarakah terhadap Profitabilitas (ROA) pada Bank Muamalat Indonesia Periode 2017-2019 Sri Wellis Anggraeni; Wirman Wirman
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.13712

Abstract

The purpose of this study is to determine the effect of mudharabah and musyarakah financing on profitability (ROA) at Bank Muamalat Indonesia for the 2017-2019 period. The method used is a quantitative method with secondary data types. The sampling technique used was saturated sampling. The population as well as the sample used is the monthly financial report of Bank Muamalat Indonesia with a total of 36 data. Data collection techniques using library research and documentation techniques. The tests in this study include the classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination (R2) testing with the help of a data processing program in the form of SPSS version 16. The results of this study are partially mudharabah financing has a significant negative effect on profitability (ROA). ) and musyarakah financing have a significant positive effect on profitability (ROA). Meanwhile, mudharabah and musyarakah financing simultaneously have a significant positive effect on profitability (ROA).
Pengaruh ROA, BOPO Dan FDR Terhadap Tingkat Bagi Hasil Deposito Mudhrabah Neneng Uswatun Hasanah; Wirman Munaraja
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.13713

Abstract

This study aims to understand and determine the effect of ROA, BOPO and FDR on the rate of profit sharing fordeposits mudharabah conducted at PT Bank BRI Syariah in 2012-2020. The research was assisted by the SPSS 16 program. The type of secondary data with quantitative data was in the form of quarterly financial report data. The population in this study is the financial statements of PT Bank BRI Syariah registered with the OJK, the reports selected as samples are quarterly reports in 2012-2020. The technique used is purposive sampling. Based on the results of the hypothesis, it shows that the ROA, BOPO and FDR variables have no partial effect on the variable rate of profit sharing fordeposits mudharabah, then simultaneously there is no effect between the ROA, BOPO and FDR variables on the variable rate of profit sharing fordeposits mudharabah, with a Rsquar value of 40%. , while the rest can be influenced by other variables or factors not included in this study.