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All Journal International Journal of Evaluation and Research in Education (IJERE) Journal of Education and Learning (EduLearn) The Spirit of Society Journal : International Journal of Society Development and Engagement IJEBD (International Journal Of Entrepreneurship And Business Development)

Umaru Mustapha Zubairu

Federal University of Technology Minna

Author-ID : 2414192

Humanities Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences Other

Published : 5 Documents Claim Missing Document

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Articles

The Relationship between Religiosity and Academic Performance amongst Accounting Students Umaru Mustapha Zubairu; Olalekan Busra Sakariyau
International Journal of Evaluation and Research in Education (IJERE) Vol 5, No 2: June 2016
Publisher : Institute of Advanced Engineering and Science

In this paper, the association between religiosity and academic performance among accounting students enrolled at the International Islamic University Malaysia (IIUM) is explored, as recent research demonstrates a positive association between religiosity and academic success. Students' religiosity was measured using proxies from an Islamic perspective, whilst their academic performances were measured using their Cumulative Grade Point Averages (CGPA). The statistical analysis revealed no significant correlation between religiosity and academic performance among accounting students at IIUM. However, a closer examination of the results revealed that students at IIUM possessed high levels of religiosity as well as high levels of academic performances.

The Impact of Attending Religious Schools on the Moral Competencies of Accounting Students Umaru Mustapha Zubairu
Journal of Education and Learning (EduLearn) Vol 10, No 4: November 2016
Publisher : Intelektual Pustaka Media Utama

For over a century, scholars have argued that religious education is crucial for the developed of students' moral competencies. This study sought to empirically test this assertion by comparing the moral competencies of two sets of Muslim accounting students: those who had attended a religious secondary school and those who attended a public (secular) secondary school in Malaysia. The focus on accounting students is quite important in an era where the moral competencies of accountants has been in the public eye due to their complicity in the rash of financial scandals that have plagued the business world over the last two decades. The Muslim Accountant Moral Competency Test (MAMOC) was developed by a collaboration with Islamic accounting scholars and was used to measure the students' moral competencies. Although the results revealed that there was no difference in the moral competencies of both sets of students, they both displayed satisfactory levels of moral competency which vindicates the Malaysian government's policy of mandating Islamic education in all secondary schools, whether religious or secular.

Developing A Nigerian Local Government Through Economic Gardening: A Roadmap Umaru Mustapha Zubairu; Ruth Kolo; Hadiza Umar; Asma'u Usman; Yakubu Mustapha; Jaafar Umar
THE SPIRIT OF SOCIETY JOURNAL : International Journal of Society Development and Engagement Vol 2 No 2 (2019): March 2019
Publisher : LPPM of NAROTAMA UNIVERSITY

Economic Gardening is an innovative economic development strategy whereby local businesses are fostered and encouraged, and the skills of local workers are upgraded. Since its inception in Littleton, Colorado in 1989, this concept has been put forward by various scholars as a viable and more sustainable economic development strategy than the traditional business attraction strategy. Various implementation experiences have provided further evidence of its effectiveness in improving the quality of life of the inhabitants of a community. This paper charts a roadmap for the development and future implementation of an economic gardening strategy for a Nigerian local government whose officials have shown an interest in adopting such a strategy. A seven-step process was adopted from a review of economic gardening scholarship: 1) Working hand-in-hand with local government officials and other stakeholders, 2) Identifying the community’s assets, 3) Developing a collaborative effort amongst all stakeholders, 4) Developing a clear and transparent operating agreement, 5) Identifying the key targets for services, 6) Developing an effective way to deliver these services, and 7) Communicating regularly with the community so as to gain and retain their support. A lack of political will and a lack of adequate infrastructure were identified as the two biggest obstacles to the successful implementation of the economic gardening strategy in the local government. The first obstacle was mitigated by the fact that it was the local government officials who approached our team to develop the strategy, whilst the second obstacle was mitigated by a proposal for the development of a solar farm within the local government via a public-private partnership with an international solar firm. It is hoped that a successful implementation of this strategy will improve the lives of the inhabitants of the local government and serve as an example for other Nigerian local governments.

Understanding and Overcoming Barriers to Small Business Growth: Nigerian Evidence Umaru Mustapha Zubairu; Friday Ogbole; Afisat Ayorinde; Mohammad Dokochi
IJEBD International Journal Of Entrepreneurship And Business Development eISSN 2597-4785 pISSN 2597-4750 Vol 2 No 2 (2019): March 2019
Publisher : LPPM of NAROTAMA UNIVERSITY

Purpose: This study sought to understand the barriers hindering the growth of small businesses in Nigeria, and to investigate the various strategies small business owners and managers develop to overcome these barriers. Design/methodology/approach: A qualitative research design using in-depth, semi-structured, face-face interviews was utilized to obtain the barriers to growth as well as strategies developed to overcome them by 15 sachet water company managers in Minna, the capital city of Niger State in North Central Nigeria. Findings: The major internal barriers to growth identified included unmotivated employees, lack of modern machinery, lack of storage capacity and poor marketing and distribution strategies, while the major external barriers included weather conditions, poor electricity, bad roads and competition. Strategies to overcome these barriers included creating a family atmosphere, hiring more workers, using alternative power and forming a union to control prices. Research limitations/implications: This study was limited to 15 sachet water companies in Minna, Niger State, so it is difficult to generalize the findings to other states and to other industries. Practical implications: The results of this study will be beneficial to several stakeholders: sachet water companies in Minna and beyond, other SMEs as well as policy makers. For sachet water companies in Minna and beyond, by understanding the various strategies which the interviewed managers use to overcome their internal and external challenges, a diffusion of learning will occur, whereby other sachet water company managers can inculcate some of these effective strategies into their own operations. As for other SMEs, some of the identified barriers will also be the same ones they face. The strategies the interviewed managers use to overcome these challenges can also provide guidance for these SMEs. Finally, by clearly identifying the barriers hindering the growth of these sachet water companies, this study provides policy makers with clear guidance on what policies need to be instituted to help these SMEs overcome their challenges and contribute their quota to the growth of the Nigerian economy. Originality/value: By utilizing semi-structured interviews in surveying the 15 sachet water managers in Minna, Niger State, this study overcomes the weakness of the vast majority of prior studies which utilized questionnaires. The major disadvantage of adopting questionnaire to measure attitudes and perception is that, respondents will be denied the opportunity to air out their views about the subject matter.

WORKING CAPITAL MANAGEMENT AS A MEANS OF ENGENDERING CUSTOMER LOYALTY IN A BUSINESS-TO-BUSINESS CONTEXT Muhammad Mubarak Sa'ad; Umaru Mustapha Zubairu
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 5 No 1 (2022): January 2022
Publisher : LPPM of NAROTAMA UNIVERSITY

Adopting the Expectancy Confirmation Theory as its theoretical framework, this paper argued that working capital management (WCM) practices could be repurposed by firms in a business to business context in order to develop viable strategies to engender loyalty among its customers thus improving its chances at achieving long-term organizational success. The WCM-CL Model was developed to guide businesses on how to utilize inventory management practices, accounts receivable policies and accounts payable policies to help establish a loyal customer base. Specifically, the Model posited that a business which always had inventory on hand and rewarded loyal customers with generous credit terms would incentivize customers to become repeat-purchasers of its products and services. Additionally, the Model also encouraged companies to pay their suppliers as quickly as possible so as to develop a strong reputation of being a diligent and reliable customer among businesses within its supply chain network. The Model further argued that this strong reputation would attract other businesses in the network to become repeat customers due to the confidence they would have that the business would treat them fairly.

Co-Authors Afisat Ayorinde Asma'u Usman Friday Ogbole Hadiza Umar Jaafar Umar Mohammad Dokochi Muhammad Mubarak Sa'ad Olalekan Busra Sakariyau Ruth Kolo Yakubu Mustapha

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