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Analisis Pemberian Kredit Terhadap Pendapatan Vincentia Devina; Lusy Lusy
JAD : Jurnal Riset Akuntansi & Keuangan Dewantara Vol. 3 No. 1 (2020): Januari (2020) - Juni (2020)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (222.239 KB) | DOI: 10.26533/jad.v3i1.547

Abstract

This research aims to analyze the role of Rural Credit Banks (BPR) in Sidoarjo on MSME income. The number of samples in this study were 83 customers from 9 BPRs in Sidoarjo Regency in the 2019 period. This study used quantitative research methods and data processing using multiple regression. The results showed that sales and credibility affect the income of MSMEs in Sidoarjo Regency, while the provision of credit and credibility does not affect the income of MSMEs in Sidoarjo. Lending does not affect the income of MSMEs because MSMEs that have obtained credit are at a stable stage from a financial perspective, so credit provided by BPRs is not the main capital for business expansion. This research is useful as an evaluation material for BPR in providing credit to customers. The limitation of this research is when giving questionnaires during rush hour from customers, so it requires a long process in processing the data. Suggestions for further research, qualitative research needs to be done with in-depth interviews with customers, so it is more beneficial for BPR and the world economy in general.
PENDAMPINGAN PENYUSUNAN PENILAIAN KINERJA KARYAWAN DI KSP CU ARTHA ABADI Yuliana Sri Purbiyati; Lusy Lusy; Monica Tjandra Tjahjono
Asawika : Media Sosialisasi Abdimas Widya Karya Vol 8 No 2 (2023): Desember : Asawika
Publisher : LPPM Unika Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37832/asawika.v8i2.144

Abstract

AbstrakKinerja adalah suatu capaian dari suatu rangkaian proses yang ditandai dengan periode waktu tertentu. Penentuan proses penilaian kinerja didasarkan pada kesepakatan atau perjanjian yang telah disepakati. Melalui kinerja maka suatu perusahaan atau karyawan dapat dinilai berhasil atau gagal dalam proses pelaksanaan pekerjaannya sesuai waktu yang disepakati. Ada beberapa hal yang memengaruhi kinerja, seperti disiplin karyawan, inisiatif karyawan, pimpinan, serta efisiensi dan efektivitas perusahaan atau organisasi. Faktor kemampuan dan motivasi karyawan serta pimpinan juga bisa memengaruhi kinerja. Oleh karena ada banyak faktor yang memengaruhi kinerja maka diperlukan adanya indikator kinerja sehingga dalam pelaksanaan penilaian akan menjadi objektif. Penilaian kinerja atau performance appraisal adalah sebuah proses atau aktivitas yang dilaksanakan oleh individu atau grup dalam sebuah lembaga guna melakukan evaluasi dan menyampaikan informasi hasil pekerjaan karyawan dengan suatu standar yang sudah ditentukan untuk suatu jenjang waktu tertentu. Indikator penilaian kinerja dapat diambil dari uraian tugas dan tanggung jawab serta target masing-masing karyawan di setiap unit kerjanya. Dari uraian tugas dan tanggung jawab tersebut dapat dibuat indikator dan pembobotan sesuai dengan prioritas yang ditentukan oleh perusahaan atau organisasi yang bersangkutan. Kemudian dipadukan dengan metode Simple Additive Weigthing (SAW) yang memiliki kriteria kehadiran, sikap/etika, kerajinan, kualitas dan kuantitas. Pelaksanaan uraian tugas dan tanggung jawab merupakan bukti kerajinan dan kualitas karyawan.Kata kunci: karyawan; organisasi; penilaian kinerja; urain tugas dan wewenangAbstractPerformance is an achievement resulting from a series of processes marked by a specific period of time. The determination of performance evaluation processes is based on agreements or arrangements that have been agreed upon. Through performance, a company or employee can be assessed as successful or unsuccessful in carrying out their tasks within the agreed-upon time frame. Several factors influence performance, such as employee discipline, employee initiative, leadership, as well as the efficiency and effectiveness of the company or organization. The abilities and motivations of employees and leaders can also affect performance. Because there are many factors that influence performance, performance indicators are needed so that the assessment process becomes objective. Performance appraisal is a process or activity carried out by individuals or groups in an institution to evaluate and provide information about employees' work results according to predetermined standards for a specific period of time. Performance evaluation indicators can be derived from job descriptions, responsibilities, and targets of each employee in their respective work units. These job descriptions and responsibilities can be used to create indicators and weighting according to the priorities set by the respective company or organization. Then it is combined with the Simple Additive Weighting (SAW) method which has criteria for presence, attitude/ethics, craft, quality and quantity. Implementation of job descriptions and responsibilities is proof of employee diligence and quality.Keywords: Performance appraisal, employees, organization, job descriptions and responsibilities
INDONESIAN KENAF FIBER EXPORT POTENTIAL AS A RAW MATERIAL FOR VARIOUS INDUSTRY Maria Widyastuti; Lusy Lusy; Ignatius Reynald
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 4 (2022): IJEBAR, Vol. 6 Issue 4, December 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i4.7271

Abstract

This research is a qualitative descriptive study which aims to explore the kenaf fiber. From secondary data and interviews conducted with the Center for Fiber and Sweetener Plants (Balittas). Kenaf fiber from stems is the mainstay of exports. Indonesia has been exporting kenaf to Japan since 2010. The material being exported is Sterilized Kenaf Core Dry Kenaf. Even though kenaf is a plant commodity, the health certificate issued by the Agricultural Quarantine is a Health Certificate/HC. Based on data from the IQFAST automation system in the Surabaya Agricultural Quarantine work area, kenaf exports in 2019 until the first week of August were 76 tons or equivalent to Rp. 554 million. This has reached 88.8% of total exports in 2018 which reached 85.5 tons. According to IQFAST data, the export of Sterilized Kenaf Core Dry Kenaf during the first half of 2020 has been carried out 2 times with a total volume of 13,080 tons worth more than Rp. 9.53 billion rupiah to Japan Keywords: export, kenaf, raw materials, various industries