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All Journal Jurnal Akuntansi dan Sistem Teknologi Informasi E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Dinamika Jurnal Publikasi Ekonomi dan Akuntansi
Rispantyo Rispantyo
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENGARUH LITERASI KEUANGAN, PRESEPSI RISIKO, DAN SIKAP KEUANGAN TERHADAP KEPUTUSAN INVESTASI MAHASISWA DI SURAKARTA Puji Lestari; Rispantyo Rispantyo
Dinamika: Jurnal Manajemen Sosial Ekonomi Vol. 6 No. 1 (2026): DINAMIKA : Jurnal Manajemen Sosial Ekonomi
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi - Studi Ekonomi Modern

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/dinamika.v6i1.1140

Abstract

This study aims to examine the role of financial literacy, risk perception, and financial attitudes in influencing investment decisions of accounting students at private universities in Surakarta. A quantitative approach was applied by distributing online questionnaires to 88 respondents selected through purposive sampling. The collected data were analyzed using several statistical procedures, including validity and reliability testing, followed by classical assumption tests and multiple linear regression analysis to examine the relationships between variables. The findings reveal that financial literacy does not play a significant role in shaping students’ investment decisions. In contrast, risk perception and financial attitude demonstrate a positive and significant influence. These results suggest that students tend to rely more on their understanding of potential risks and their financial behavior when making investment decisions, rather than solely on their level of financial knowledge
Co-Authors Amanda Thea Hosana Amien Mustofa AYU WULANSARI Bambang Widarno Bening Karismawati Catur Oktaviani Cinthya Restu Maharani Rusdiantho Dewi Saptantinah Puji Astuti DJOKO KRISTIANTO Fadjar Harimurti Fitria Ade Irma Ine Noviana Putri Lisa Umi Haniah Maharani Putri Pratiwi Muchamad Arifin Musliamawan Setya Aji Nafisah Emir Novian Laras Kristiana Novita Budi Prastika PUJI LESTARI Ridho Nugroho Putra Santosa Sherly Arma Almiyani Sigit Dwi Handoyo Sunarti Sunarti Titik Haryani Wulandari Wulandari