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All Journal Majalah Forum Teknik UGM Jurnal Keuangan dan Perbankan
S Sutrisno
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Economics, Econometrics & Finance Engineering

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PERBANKAN SYARIAH: ANTARA IDEALISME DAN OPORTUNISME S Sutrisno
Jurnal Keuangan dan Perbankan Vol 19, No 3 (2015): September 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (171.35 KB) | DOI: 10.26905/jkdp.v19i3.40

Abstract

There are two motives establishment of Islamic banks in Indonesia, first established with the aim to develop the Islamic financial institutions (idealistic group). Second, Islmaic banks founded because there is profitable business opportunities (opportunistic group). The purpose ofthis study was to examine whether there are differences in performance between the idealistic Islamic banking group with opportunistic group. Variables in this study arefinancing, banking risk and profitability of Islamic banking. The populationin this study wereall Islamic banks in Indonesia that divided into idealist goup and opportunist group. The results showed that financing by the opportunist group dominated by financing based on profit margin concept or trade concept, while the financing portion of idealist group provides the finiancing base on profit sharing concept. In terms of risk aspect, there is a significantdifference in liquidity risk (FDR) and operating risk (BOPO) between groups of idealists byopportunists, while the risk capital(CAR) and risk financing (NPF) the difference was notsignificant. From the aspect of profitability, there are significant differences between idealist group and opportunists group.
Optimasi Kinerja Pompa Sentrifugal Produk Lokal dengan Modifikasi Impeler dan Analisis visualisasi Aliran Soeadgihardo Siswantoro; S Sutrisno
Forum Teknik Vol 27, No 2&3 (2003)
Publisher : Faculty of Engineering, Universitas Gadjah Mada

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Abstract

A preliminary  efort to  inrprove  an impeller  design for domestic  centrifugal  pump  with  165 mm  outlet  diameter, semi open impeller  has been  initiated  implementing flow visualization method. The  study was focused on  several  impellers  having  different inlet  and  outlet angles, each of  them  has  the  same blade  thickness.A facitity has  been constructed  to  measure  the  performance for those  impellers  at similar speed,  200b  rpm.  The visualization  technique  applied  in  the  study  was  wet paint  method applying  point  on the  surface  of the  impellers  with several  layers  of dffirent  colors  and wetness.Impellers  hwing  optimum  inlet  ond  outlet angles  have been  identified.Keywords :  impeller, flow visualization
Co-Authors Soeadgihardo Siswantoro