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Journal : Primanomics : Jurnal Ekonomi

Factor Of Non-Performing Financing (NPF) At Sharia Banking Aliefia Indah Miftanunzein; Nana Diana
Primanomics : Jurnal Ekonomi & Bisnis Vol 20 No 2 (2022): Jurnal Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v20i2.1176

Abstract

Banks have duties as institutions that provide funding and lending. Therefore, banks must pay attention to NPF factors to prevent non-performing financing and maintain bank health. The purpose of this study was to determine the factors that influence the NPF of Islamic banks in the Financial Services Authority (OJK). The research method used is quantitative with multiple linear regression testing. The data used in this study is annual data for the period 2017-2020. The variables used in this study were NPF as the dependent variable, and CAR, FDR, Inflation, SBIS, BOPO as independent variables. The results of the research that have been carried out are that CAR and BOPO have a positive and significant effect on NPF, while FDR, Inflation, and SBIS have a negative and insignificant effect on NPF.
The Influence Of CAR, FDR, BOPO, And TPF on the Profitability of Islamic Commercial Bank in Indonesia in the 2016-2020 Periode Annisa Rakhmawati Respati Ningsih; Nana Diana
Primanomics : Jurnal Ekonomi & Bisnis Vol 20 No 2 (2022): Jurnal Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v20i2.1032

Abstract

This study aims to determine the effect of CAR, FDR, BOPO, and TPF on the profitability (proxied by return on assets) of Islamic commercial banks in Indonesia in the 2016-2020 period . Data analysis in this study used a quantitative descriptive method. Data collection uses secondary data using a purposive sampling technique. The population is Islamic commercial banks in Indonesia and took 7 Islamic commercial banks to be used as samples. The sample has been tested using the classical assumption test and the analytical method used is multiple linear regression analysis . The results showed that the independent variables, namely CAR, FDR, BOPO, and TPF simultaneously had a significant effect on the dependent variable, namely ROA of 82.3%. While partially, the BOPO variable has no significant effect on ROA, while the CAR, FDR, and DPK variables have no effect on ROA.