Articles
Using Epistemology to Hack Islamic Management
Moh. Nurul Qomar;
Athi’ Hidayati;
Nafi’uddin Nafi’uddin
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v8i1.4512
Western epistimology departs doubt for truth, while Islamic epistemology departs on belief. The purpose of this study is to discover an epistemology of Islamic management that references to the Qur'an as a source of knowledge in Islam. Qualitative research is used as a research approach to acquire a thorough grasp of the study topic. The study data is gathered utilizing library research methodologies, beginning with the discovery of many verses in the Qur'an that are both relevant and substantively connected to management. Furthermore, by doing interpretation and context analysis, the verse is demonstrated to be connected to management. According to the findings of this study, the epistemology of Islamic management is split into two categories: tawhid epistemology and operational epistemology. The aim of monotheistic epistemology based on tawhid is to combine the notion of tawhid with the concept of Islamic management; without the concept of tawhid, it is impossible to accomplish ridho Allah SWT. The goal of operational epistemology is to include the concepts of responsibility, transparency, trust, justice, professionalism, and accountability into Islamic management systems as a form of devotion to Allah. SWT.
PENINGKATAN KUALITAS UMKM BERBASIS DIGITAL DENGAN METODE PARTICIPATORY ACTION RESEARCH (PAR)
Moh. Nurul Qomar;
Lorena Dara Putri Karsono;
Fina Zahrotul Aniqoh;
Chamidah Nor Aini;
Yassirlana Anjani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2022): volume 3 Nomor 1 Tahun 2022
Publisher : Universitas Pahlawan Tuanku Tambusai
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DOI: 10.31004/cdj.v3i1.3494
Salah satu potensi desa Karangampel Kudus adalah keberadaan UMKM. Sistem pemasaran UMKM tersebut masih bersifat konvensional. Di tengah pandemi sekarang ini, sebuah kebutuhan transformasi pemasaran dari konvensional ke digital. Tujuan pengabdian ini adalah memberikan edukasi urgensi digital marketing sebagai media dalam melakukan promosi di tengah pandemic covid-19. Metode yang digunakan pada pengabdian ini adalah participatory action research (PAR) selama satu bulan penuh di mitra pengabdian Desa Karangampel, Kudus. Pelibatan langsung masyarakat terlihat dalam beberapa program kegiatan pengabdian masyarakat, antara lain, sebanyak 20 pelaku usaha dan UMKM berpartisipasi dalam kegiatan pelatihan. Hasil dari pengabdian ini adalah aktivasi website desa sebagai pusat informasi desa, beberapa produk UMKM sudah mampu mampu menggunakan digital sebagai media promosi.
Analysis of Mahada Cooperative System in Relation to Hatta Cooperative and Shariah Cooperative Concept: Analisis Sistem Koperasi Mahada Dan Relevansinya Dengan Konsep Koperasi Hatta dan Koperasi Syariah
Moh. Nurul Qomar;
Anissatus Salamah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia
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DOI: 10.15642/elqist.2021.11.2.182-196
The proliferation of cooperatives in the community has become a phenomenon. This phenomenon can be classified into positive and negative side. Positive feedback can be seen from public access to capital, as it has been demonstrated that cooperatives provide business loans or consumption to the community through a mechanism that is simpler than banks. A negative assessment can be seen in the practice of loan sharks operating under the guise of saving and loan cooperative. This is in contrast to previous research, which still focuses on comparing the concept of Hatta cooperatives with the Islamic economic system. This study will look into how the cooperative system works in an Islamic boarding school. Is the system used Sharia-based, or does it refer to Hatta cooperatives' thinking? This study employs a qualitative research method (case study). The case study meant here is the existence of cooperatives under the auspices of boarding schools, but the cooperatives do not declare themselves to be sharia cooperatives. The findings show that community-based cooperatives can work great when their focus is not solely on profit. Keywords: Cooperatives, Shariah Cooperative Concept, Hatta Cooperative Concept. Abstrak: Menjamurnya badan koperasi di masyarakat sudah menjadi sebuah fenomena. Fenomena ini dapat diklasifikasikan menjadi hal yang positif dan negatif. Umpan balik positif dapat dilihat dari akses masyarakat terhadap permodalan, seperti yang telah ditunjukkan bahwa koperasi memberikan pinjaman usaha atau hal yang bersifat konsumtif kepada masyarakat melalui mekanisme yang lebih sederhana dari pada bank. Penilaian negatif terlihat pada praktik rentenir yang berkedok koperasi simpan pinjam. Hal ini berbeda dengan penelitian sebelumnya yang masih fokus membandingkan konsep koperasi Hatta dengan sistem ekonomi syariah. Kajian ini akan melihat bagaimana sistem kerja sama di sebuah pondok pesantren. Apakah sistem yang digunakan berbasis syariah, atau mengacu pada pemikiran koperasi Hatta? Penelitian ini menggunakan metode penelitian kualitatif (studi kasus). Studi kasus yang dimaksud di sini adalah adanya koperasi yang bernaung di bawah pondok pesantren, namun koperasi tersebut tidak menyatakan diri sebagai koperasi syariah. Temuan menunjukkan bahwa koperasi berbasis masyarakat dapat bekerja dengan baik jika fokus mereka tidak semata-mata pada keuntungan. Kata Kunci: Koperasi, Konsep Koperasi Syariah, Konsep Koperasi Hatta.
Pemanfaatan Gulungan Benang Bekas Menjadi Celengan Karakter Sebagai Media Edukasi Menabung
Moh. Nurul Qomar;
Aprilia Rahmawati;
Choirina Fachrunnisa
SYUKUR (Jurnal Inovasi Sosial dan Pengabdian Masyarakat) Vol. 3 No. 1 (2020): April
Publisher : Faculty of Economics and Business, University of Muhammadiyah Prof. DR. HAMKA
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DOI: 10.22236/syukur_vol2/is2pp16-22
Dalam rangka memberi pemahaman literasi keuangan kepada masyarakat, OJK bekerja sama dengan Kemendikbud sejak tahun 2014 melakukan kegiatan sosialisasi literasi keuangan dengan sasaran utamanya adalah para siswa sekolah dasar (SD) hingga tingkat Sekolah Menengah Atas (SMA). Selaras dengan program tersebut pengabdi melihat potensi desa padurenan dalam menyediakan media edukasi awal dalam hal menumbuhkan budaya menabung bagi peserta didik. Pengabdi memanfaatkan barang bekas yang mudah didapat di desa padurenan, yaitu gulungan benang bekas sebagai media edukasi menjadi celengan berkarakter. Berdasarkan dari uraian di atas, budaya menabung merupakan dasar dari cerdas finansial. Edukasi literasi keuangan dapat dilakukan sedini mungkin untuk memberikan pengetahuan dalam pengelolaan uang dan tidak terjebak dalam budaya konsumtif
Pengaruh Risiko Kredit dan Bank Size terhadap Profitabilitas Bank Umum Syariah Milik BUMN di Indonesia Sebelum Merger
Ibnu Muttaqin;
Moh. Nurul Qomar
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v7i1.6224
The objective of this research to discuss the relationship between the internal factors of bank profitability of Islamic commercial banks belonging to State-Owned Enterprises (BUMN) before the merger. The independent variables are credit risk which is represented by non performing loan and loan loss provision and bank size, with the dependent variable is bank profitability using two proxies return on asset and return on equity. This Study using secondary data from quarterly reports with population data before 2020 (before the merger). The sample used purposive sampling method from 2016 to 2020, to obtain 60 data. This study uses panel data analysis. The results show that NPL has a significant negative effect on profitability both ROA and ROE, while LLP has no effect on profitability both ROA and ROE, bank size has a significant negative effect on ROA but has no effect to ROE.
Fenomena Penggunaan Uang Elektronik bagi Konsumen Muslim
Dewi Ulfah Anggreini;
Moh. Nurul Qomar
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat
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DOI: 10.33379/jihbiz.v5i2.874
Penelitian ini bertujuan untuk mengkaji lebih dalam perilaku konsumen muslim dalam menggunakan uang elektronik. Penelitian ini menggunakan pendekatan kualitatif dengan metode fenomenologi, di mana sumber data primer didapatkan melalui wawancara terstruktur yang dikumpulkan dari 17 konsumen muslim, yang terdiri dari 15 pengguna uang elektronik di Indomaret Klaling dan 2 karyawan Indomaret Klaling. Adapun temuan penelitian bahwa penggunaan uang elektronik oleh konsumen semakin diminatinya karena faktor kemudahan dan manfaatnya sehingga volume transaksi uang elektronik meningkat. Partisipan memandang penggunaan uang elektronik sebagai alat transaksi sesuai dengan prinsip ekonomi Islam. Di mana manfaat yang diberikan sesuai dengan prinsip maslahat, prinsip keamanan yang sesuai dengan prinsip menjaga harta, dan tidak menggunakan sistem ribawi. Dari sinilah partisipan muslim menganggap bahwa uang elektronik baik konvensional maupun dengan layanan syariah sama dan seimbang sehingga minat mereka dalam menggunakan uang elektronik layanan syariah pun minim.
Edukasi Perbankan Syariah Dan Pengenalan Profesi Bankir Secara Daring Kepada Generasi Milineal
Isrofiatun Ika Saputri;
Moh. Nurul Qomar;
Rafika Anissa Maulina;
Riz Zuliana
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 1 No. 1 (2021): February
Publisher : Inspirasi Nusantara
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Pengabdian kepada masyarakat merupakan bagian dari tri dharma perguruan tinggi. Meskipun dalam keadaan pandemic virus corona kegiatan ini harus tetap berjalan. Pengabdian kepada masyarakat ini tidak secara spesifik bermitra dengan institusi tertentu, namun tim pengabdi membidik masyarakat Kabupaten Kudus sebagai objek pengabdiannya. Tim pengabdi melihat fenomena tingginya minat kaum milenial untuk menjadi bankir, namun di sisi lain minimnya pengetahuan masyarakat terhadap bank syariah. Sehingga secara spesifik sasaran dari program pengabdian ini adalah masyarakat umum, terutama generasi milineal yang tertarik bekerja di lembaga keuangan. Program pengabdian kepada masyarakat ini dilaksanakan dalam bentuk daring, yaitu edukasi bank syariah melaui akun Instagram selama 2 bulan dan diakhiri dengan seminar daring yang bertajuk” Bincang Inspiratif: Sukses Berkarir Sebagai Bankir Di Era New Normal. Hasil program pengabdian ini adalah mampu menjaring follower sebesar 493 dengan begitu diharapkan pemahaman tentang bank syariah, selain itu diketahui bahwa profesi banker, baik di bank konvensional maupun bank syariah masih dinilai sebagai profesi yang menjanjikan di Kabupaten Kudus.
Pelatihan Penulisan Artikel Ilmiah bagi Guru Program Studi Perbankan Syariah di SMK Negeri 1 Kudus
Moh. Nurul Qomar;
Ulfah Mey Lida;
Sufiana Noor
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 2 No. 1 (2022): February
Publisher : Inspirasi Nusantara
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Along with the development of science and technology, the demands of the government and society on teacher professionalism are increasing. One form of writing that can be produced by teachers to fulfill Continuing Professional Development (PKB) is scientific articles. The purpose of this activity is to provide an in-depth and comprehensive understanding of scientific articles, including the basic concepts of scientific writing, research methodologies, and journal style so that teachers gain broader insight into scientific articles and journals that can publish scientific articles. The methods that will be used in this service activity include classical and individual approaches. The scientific article writing training for Islamic Banking teachers was carried out for 15 days, namely November 1-15 2021. During those fifteen days, participants were accompanied synchronously and asynchronously by the PKM team. Scientific article writing training for Islamic Banking teachers at SMK N 1 Kudus is very useful. Participants who initially were unfamiliar with scientific articles, became knowledgeable and had experience in this field
Literasi Zakat: Interpretasi Masyarakat Terhadap Kewajiban Membayar Zakat
Uswatun Hasanah;
Muhammad Maghfur;
Moh. Nurul Qomar
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan
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DOI: 10.24952/jisfim.v2i1.3822
Nationally the gap of zakat potential with the reality of zakat really happens, one problem is low zakat literacy. This research seeks to examine the level of zakat literacy in the community's scope, namely in Dukuh Krajan Mayonglor Village Jepara Regency. Focus on this research is the level of understanding of society towards the obligation to pay zakat. In this study used a qualitative method, is a data got by reviewing and efforts to explore phenomena in society as an aim data source in the field. Researchers use interviews, observations and documentation in data collection techniques. The results showed that the community of Dukuh Krajan understands the basic knowledge of zakat well, although it takes religious counseling and evidence of productive zakat as an effort to improve zakat literacy even better. Keywords: Literacy of Zakat, Knowledge of Zakat basic, Dukuh Krajan Jepara
Islamic Corporate Governance in Social Fund Management Center (PUSPAS): Modernization of Waqf Social Fund Management
Makrufah Hidayah Islamiah;
Moh. Nurul Qomar;
Arridha Harahap;
Athi' Hidayati
Management of Zakat and Waqf Journal (MAZAWA) Vol. 4 No. 2 (2023): Manajement of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel
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DOI: 10.15642/mzw.2023.4.2.186-199
Nowadays, problems of social organization include; weaknesses of management and professionalism, operational cost is low, some people consider it is not a good job, and many more. The gap between expectations and the reality of fund management in social organization requires innovative breakthroughs in the governance system with the implementation of Sharia values in it. In this case, the existence of the Social Fund Management Center (PUSPAS) Airlangga University is needed to maintain the pillars of the economy. This research make an analysis of the practice of Islamic Corporate Governance (ICG) at the Social Fund Management Center (PUSPAS) Airlangga University Surabaya. This research used quasi-qualitative methods. This method became part of post-positivism. Result of this research practice of Islamic Corporate Governance in Ailangga University Surabaya had been used tawhid, syura’, ‘adalah, ihtisab, and universality. For futher research, research can investigate in other public or private facility such as ministry office or corporate.