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All Journal Al-Musthofa: Journal of Sharia Economics PARTICIPATORY
Sifwatir Rif’ah
Institut Agama Islam Tarbiyatut Tholabah Lamongan, Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science Social Sciences

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Pengaruh Sukuk Dana Haji, Inflasi dan Nilai Tukar Rupiah Terhadap Kinerja Keuangan Perbankan Syariah Periode 2010-2015 Sifwatir Rif’ah
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

It’s a synchronic analysis based on the data 2010-15. The purpose of this study is to analyze the influence of Indonesia hajj sukuk funds (Sukuk dana haji Indonesia -SDHI- or syariah obligation), Inflation, rupiah exchange rate, and third party funds toward Islamic banking financial performance in Indonesia for the period 2010 to 2015 which is proxied by return on assets (ROA) partially and simultaneously. The method applied in this research is multiple regressions linear. The research using secondary data based on 5 years finance report by purposive sampling and obtained six Islamic bank which meet the criteria, those are Bank Muamalat Indonesia, Bank Syariah Mandiri, BRISyariah, Bank Mega Syariah, Bank Syariah Bukopin, and BCA Syariah. This study uses pooled ordinary least square (POLS) or panel data of eviews 7 as a tool analysis. The results show that are simultaneous influence of variable sukuk hajj funds, inflation, rupiah exchange rate, and third party fund toward return on assets of Islamic banking. The result also show there is a significant partially influence that rupiah exchange rate has a negative effect and significant toward return on assets of Islamic banking. Third party funds has a positive effect and significant on return on assets of Islamic banking. Whereas Indonesia hajj sukuk funds and inflation have no significant effect toward return on assets of Islamic banking. Indonesia hajj Sukuk fundsis expected to help the liquid of Islamic banking as well, so it can improve the function of the bank intermediary to the public perfectly.
Fenomena Cashless Society Di Era Milenial Dalam Perspektif Islam Sifwatir Rif’ah
Al-Musthofa: Journal of Sharia Economics Vol. 2 No. 1 (2019): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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This article aims to examine the transformation of money as a means of modern financial payment. In the viewpoint of finance, electronic money is considered sufficient as a requirement of an object that can be functioned into money because it is easily to be stored, carried and not damaged traightforwardly. Indonesian Bank itself continues to encourage the use of electronic non-cash transactions. Several companies especially banking sectors apply electronic money in order to improve the convenience of the electronic money customers. Bank Indonesia also continuously strives to develop the system and rules on electronic financial transactions. Thus, it is expected that public society select electronic money transactions as a tool of payment for the advancement of the global economy in the millenial age.
Jagung Betiring Pemberdayaan Masyarakat Berbasis Potensi Lokal Dengan Metode Participatory Action Research (PAR) Sifwatir Rif’ah
PARTISIPATORY Vol 1 No 2 (2022): PARTICIPATORY: Jurnal Pengabdian Masyarakat
Publisher : LPPM IAI TABAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/paritcipatory.v1i2.1836

Abstract

The Implementation of a society empowerment especially on Economic Sector and entrepreneurs through the processing of corn through the community service program (KKN) IAI TABAH 2019 is conducted at Betiring Village. This program aims to absorb labors, add community income through small and medium enterprises, improve creativity and local innovation that can be the typical products from Betiring-Sumber Agung, Brondong Lamongan and increase the selling value of corn commodities at Betiring, Sumber Agung Village, Brondong Sub-district, Lamongan District. Used qualitative research methods of Participatory Action Research (PAR). Data was collected through interviews, documentation, observation, and Focus Group Discussion. PAR data analysis is triangulation, seeking diversity and investigation with society.The solution that can be done is through the processing of the raw corn into the delicious, nutritious and preferredproduct as well as to be the typical local product that can compete with products from other areas. The results showed the implementation of community empowerment model: (1) Identify and analyze the problem, potential of human, natural and economic resources of communities to plan empowerment programs, (2) The Managed to foster a spirit and togetherness to improve knowledge and skills of entrepreneurship and cooperatives, (3) Execute a program extension, training (4) Monitoring and evaluation in the form of assistance
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