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DETERMINAN LOYALITAS MAHASISWA Emi Wardati
Jurnal Ilmu Manajemen dan Akuntansi Terapan (JIMAT) Vol 6 No 1 (2015): Jurnal Ilmu Manajemen dan Akuntansi Terapan (JIMAT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Totalwin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the effect of determinant factors of student loyalty.Population in this study were students in STIE Totalwin Semarang.Based on purposive sampling method, 240 samples were obtained byobservation data. The results of this study indicate that studentssatisfaction, students trust, students commitment, and students perceptionabout learning has significant influence on student loyalty
Pengelolaan Keuangan pada UMKM di Desa Dawuhan Kecamatan Wanayasa Kabupaten Banjarnegara Astohar Astohar; Emi Wardati; Sugiharti Sugiharti; Andriana Olo
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v3i2.4182

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Dawuhan Village, Wanayasa District have experienced quantitative development. Differences occur in MSMEs that consistently make financial reports, especially micro and small businesses that are not in line with quantitative developments. MSMEs in Dawuhan Village do not routinely report MSME performance (operational and financial) so that financial conditions cannot be known early by MSME owners. Lecture, discussion, simulation and question and answer methods regarding the benefits and uses of preparing reports were chosen for delivering the material. The results of the community service show that actions are still needed to convince MSMEs regarding the importance of financial reports. Several participants were able to understand and were enthusiastic about participating in the training. In the future, training and introduction of financial applications related to MSMEs such as Buku Warung, Siapik or other applications are needed. The role of the Banjarnegara Regency Government apparatus (related agencies) through Dharma Wanita, Pokdarwis or Karang Taruna (youth groups) needs to be improved.
Peran Inklusi Keuangan dalam Memediasi Pengaruh Mental Accounting dan Financial Technology terhadap Kinerja UMKM di Kabupaten Grobogan Astohar Astohar; Emi Wardati; Tri Sumiyanti; Shelly Geovanni
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 6 (2024): November : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i6.814

Abstract

MSMEs are a supporting sector of the country's economy and are able to survive in various conditions that occur in Indonesia. MSMEs are able to contribute to increasing national income and also help in absorbing labor as a result of increasing the performance of these MSMEs. Many factors that influence performance between mental accounting and financial technology are mediated by financial inclusion. The results of a preliminary survey on MSMEs in Grobogan Regency show that the average performance of MSMEs is still fluctuating. The object of this research was carried out on MSMEs in Grobogan Regency with a final sample size of 158 using the cluster random sampling method. The analysis tool uses a regression equation test with a mediation test using the Sobel test. The results of the descriptive analysis show that the variables mental accounting, financial technology, MSME financial inclusion and MSME performance in Grobogan Regency are in the sufficient category (2.33 to 3.65), with financial technology with the highest average. The mental accounting and financial technology variables are proven to have a positive and significant effect on the financial inclusion of MSMEs in Grobogan Regency. Mental accounting, financial technology and MSME financial inclusion are proven to influence the performance of MSMEs in Grobogan Regency. MSME financial inclusion is proven to mediate the influence of mental accounting and financial technology on MSME performance in Grobogan Regency.
Sosialisasi Perijinan dan Sertifikasi Halal Menuju Keberlanjutan UMKM di Desa Pekasiran, Kecamatan Batur, Kabupaten Banjarnegara, Jawa Tengah Dhian Andanarini Minar Savitri; Sugiharti Sugiharti; Emi Wardati; Tri Sumiyanti; Shofiyana Shofiyana
JPMNT JURNAL PENGABDIAN MASYARAKAT NIAN TANA Vol. 2 No. 4 (2024): Oktober: Jurnal Pengabdian Masyarakat Nian Tana
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/jpmnt.v2i4.714

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Pekasiran Village, Batur District, Banjarnegara Regency, Central Java, have begun to experience an increase in both the number of MSMEs and the types of businesses they carry out. This increase in the number has not been followed by the implementation of permits that must be carried out by business actors. The majority of MSMEs engaged in the food sector have indeed taken care of permits such as PIRT, however, there are still many who have not done so. This licensing socialization was provided while also assisting MSME actors to take care of permits such as making NIB (Business Identification Number), and also taking care of Halal certification. The results of the community service show that MSME actors are open to the importance of taking care of permits for their businesses. The licensing assistance process still needs to be carried out continuously and support from the local government is also needed.
PENDAMPINGAN UMKM DALAM PENGGUNAAN DIGITAL MARKETING PADA PELAKU UMKM DI DESA SUMUR, KECAMATAN BRANGSONG, KABUPATEN KENDAL Abdullah Abdullah; Tri Sumiyanti; Emi Wardati
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 4 (2025): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i4.6114

Abstract

This community service activity aimed to provide assistance to Micro, Small, and Medium Enterprises (MSMEs) in Sumur Village, Kendal Regency, in utilizing digital marketing to support business development. The program focused on helping participants establish and manage online stores through social media platforms. Conducted from May 19 to May 30, 2025, the activity involved five groups of micro and medium-scale MSME actors. The training materials covered product photography and videography techniques, business logo design, and guidelines for creating and managing online stores via social media. The entire program was carried out successfully, with a 100% attendance rate in every session. Additionally, participants were given access to recorded training sessions to support independent learning. This initiative is expected to enhance the digital competencies of MSME actors and improve their market reach and business competitiveness.
Pengaruh Emotional Bias terhadap Keputusan Pendanaan BUMDes di Jawa Tengah dengan Keseimbangan Investasi Berbasis Imbalan sebagai Variabel Mediasi Astohar Astohar; Dhian Andanarini Minar Savitri; Willyanto Kartiko Kusumo; Emi Wardati
Pajak dan Manajemen Keuangan Vol. 2 No. 3 (2025): Juni : Pajak dan Manajemen Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pajamkeu.v2i3.1481

Abstract

The Village-Owned Enterprises (BUMDes) play a strategic role in enhancing the village economy by utilizing the potential within the village. One of the main challenges faced by BUMDes is the issue of capital, which affects the ability of businesses to grow and achieve their shared goals. This study aims to analyze the effect of emotional bias on investment decisions with reward-based investment balance as a mediating variable. This study used a sample of 108 BUMDes scattered across six regions in Central Java. The sampling method employed was a combination of purposive sampling and cluster sampling, where the selected BUMDes represent specific regions and involve investors from the community or community groups. Data were collected from BUMDes in six regions (administrative areas) in Central Java. The analysis tools used in this study include simple regression, multiple regression, and the Sobel test for mediation, supported by normality tests, classical deviation tests, and coefficient of determination. The results showed that emotional bias significantly affected the investment decisions of the community (t = 3.034; sig = 0.000) and also influenced the reward-based investment balance (t = 4.256; sig = 0.000). Additionally, the reward-based investment balance variable was proven to have a direct impact on investment decisions (t = 3.190; sig = 0.000). This study also found that the reward-based investment balance variable partially mediates the effect of emotional bias on investment decisions, meaning that this effect can still be mediated by other variables. The Sobel test indicated a significant result (t = 3.104; sig = 0.000), showing that the effect of emotional bias on investment decisions can be mediated through reward-based investment balance.