Article Per Year (5 Year)
p-Index From 2021 - 2026
2.203
P-Index
This Author published in this journals
All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal Sinar Manajemen Jurnal Analisis Bisnis Ekonomi Jurnal Ilmiah Akuntansi dan Keuangan Economic and Education Journal (Ecoducation) Sosio Dialektika Jurnal Ilmiah Edunomika (JIE) Accounting Global Journal Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Cakrawala Ilmiah Economic and Education Journal (Ecoducation)
Retnosari
Universitas Tidar
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
Increased E-commerce and Fintech Transactions During the Covid-19 Pandemic Ayunda Putri Nilasari; Retnosari Retnosari; Endang Kartini Panggiarti; Erni Puji Astutik
Jurnal Analisis Bisnis Ekonomi Vol 20 No 2 (2022): July-December
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/bisnisekonomi.v20i2.5963

Abstract

Activity restrictions to suppress the spread of the Covid-19 virus have made people take advantage of existing technology as well as the emergence of e-commerce and the ease of transactions creating business opportunities that greatly assist people in meeting their needs without having to leave the house and interact with many people. Researchers want to know the influence of the development of fintech, e-commerce, delivery services, lifestyle and banking security on meeting the online needs of the millennial community among students. The research method used is quantitative research with a sample of millennial society from Tidar University and Stekom University students. Various e-commerce applications, social media, fintech and online transportation are the most widely used by respondents 94.2% shoppe, 49.7% whatsapp and grab. Technological sophistication affects lifestyle in meeting needs during the pandemic because more than 75% answered agree and 45% strongly agreed. The lifestyle of today's society by utilizing technology becomes faster, more effective and efficient because more than 75% answered agree and 50% answered strongly agree. Respondents from Tidar University and Stekom University operate e-commerce applications that are available by taking advantage of the ease of transactions, 90% agree. The results of student responses to promos or free shipping coupons made them interested in making online purchases, 80% answered strongly agree. The results of the survey of student respondents regarding the security and ease of payment from banking services to conduct transactions either through e-banking or top up answered 75% agreed.
PENGARUH FINANCIAL LITERACY, PARENT INCOME, HEDONISME TERHADAP MANAJEMEN KEUANGAN MAHASISWA PADA MASA PANDEMI COVID-19 Nurul Mahmudah; Retnosari Retnosari
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 10 No. 2 (2021): Desember 2021
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (489.598 KB) | DOI: 10.31959/jm.v10i2.853

Abstract

The COVID-19 pandemic triggered significant changes to the economic sector which affects the personal economy. This impact affects the behavior of financial management. One of the groups that affected are students who run into a shift in needs. The study aims to examine the effect of financial literacy, parent income, and hedonism on student financial management during the COVID-19 pandemic. The dependent variable in this study is financial management behavior, while the independent variables are financial literacy, parent income, and hedonism. The population and sample in this study were students of the S1 Accounting study program, Faculty of Economics, Tidar University class 2018. The research methodology used in this study was a quantitative approach, and data analysis used multiple linear regression through the SPSS program. The results showed that the financial literacy and hedonism variables had a positive and significant effect on student financial management behavior during the COVID-19 pandemic, while the variable that had no effect on student financial management behavior during the COVID-19 pandemic was parent income.
Analisis Faktor-Faktor yang Mempengaruhi Minat Nasabah BMT Bima terhadap Produk Simpanan dalam Berinvestasi Syariah Devita Ramadhani; Retnosari Retnosari
Economic and Education Journal (Ecoducation) Vol 4 No 1 (2022): Economic and Education Journal (Ecoducation)
Publisher : Program Studi Pendidikan Ekonomi, Universitas Insan Budi Utomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/ecoducation.v4i1.1690

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang mempengaruhi keinginan nasabah BMT BIMA untuk menabung melalui investasi syariah di BMT BIMA. Penulis memilih nasabah di Koperasi Jasa Keuangan Syariah ( KJKS ) BMT BIMA cabang 01 Dukun untuk penelitian ini. Penelitian ini menggunakan pendekatan kualitatif dengan sumber data primer berupa wawancara langsung dengan nasabah KJKS BMT BIMA dan pekerja. Berdasarkan temuan, KJKS BMT BIMA menawarkan berbagai solusi tabungan, antara lain akad wadi'ah dan mudharabah. Untuk membuka rekening, melakukan penyetoran dan penarikan simpanan ada beberapa prosedur yang tentunya mudah untuk dilakukan oleh nasabah. Terdapat beberapa faktor yang mempengaruhi minat nasabah yang seperti strategi BMT BIMA dalam upaya memudahkan nasabah dalam bertransaksi, letak BMT BIMA yang strategis, keuntungan yang didapatkan nasabah trutama pada produk SISUPRA (Simpanan Praktis ), SIJAKA ( Simpanan Berjangka ), dan SBI ( Simpanan Berjangka Inovatif ).
Co-Authors Anastasya Fauzianti Apriliana Kurnia Ratri Ayunda Putri Nilasari Ayunda Putri Nilasari Defiana Safitri Devita Ramadhani Diah Agustina Prihastiwi Endang Kartini Panggiarti Erni Puji Astutik Fitri Satimah Harsanti Nurul Mahmudah Sifa Fauzi Siti Afidatul Khotijah Supanji Setyawan