Claim Missing Document
Check
Articles

Found 3 Documents
Search

FAKTOR FAKTOR YANG MEMPENGARUHI TERJADINYA KREDIT MACET PADA PT MUTIARA MULTI FINANCE CABANG BATURAJA Evandry Deswana; Resti Eva Suryani
KOLEGIAL Vol 9 No 1 (2021): Januari-Juni 2021
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55744/kolegial.v9i1.153

Abstract

Tujuan penelitian ini untuk mengetahui faktor-faktor internal dan ekternal yang mempengaruhi kredit macet pada PT Mutiara Multi Finance Cabang Baturaja. Metode yang digunakan dalam penelitian ini adalah metode deskriptif. Dengan menggunakan teknik analisa data kualitatif dan kuantitatif. diperoleh persamaan regresi liner berganda Y = 0,015 + 0.321X1 + 0,582X2. Nilai korelasi (R) adalah 0,884. Nilai ini menunjukkan bahwa ada korelasi antara semua variabel Internal (X1), Eksternal (X2), Kredit Macet (Y) pada PT Mutiara Multi Finance Cabang Baturaja. Determinasi (R Square) sebesar 0,781 atau 78,1%. Nilai ini menunjukan bahwa kontribusi semua variabel internal (X1), ekstern ( X2 ), kredit macet (Y) pada PT Mutiara Multi Finance dan sisanya 21,9% merupakan kuntribusi dari faktor-faktor lain yang tidak di masukan dalam penelitian ini. Berdasarkan uji t, variabel internal ( X1 ) dan variabel ekternal ( X2 ) secara persial ada pengaruh terhadap kredit macet pada PT Mutiara Multi Finance Cabang Baturaja. Sedangkan pada variabel eksternal ( X2 ) secara parsial tidak ada pengaruh terhadap kredit macet ( Y ) pada PT Mutiara Multi Finance Cabang Baturaja. Nilai harga thitung = 11,65, dimana thitung ( 11,65 ) > ttabel ( 1,988 ), maka berarti tidak ada pengaruh ekternal terhadap kredit macet pada PT Mutiara Multi Finance Cabang Baturaja. Berdasarkan nilai Fhitung sebesar 154,810. Sedangkan nilai F tabel sebesar 3.10 yang di peroleh dari df = n-k-1 ( df= 90-2-1 ) dengan tingkat signifikan 5% dan taraf keyakinan 95% Dengan nilai fhitung lebih besar dari Ftabel yaitu ( 154,810 > 3,10 ) maka kesimpulanya Ho ditolak Ha diterima. Artinya secara bersama-sama ada pengaruh variabel internal ( X1 ), ekstern ( X2 ) dan pengaruh terhadap variabel kredit macet (Y) pada PT Mutiara Multi Finance Cabang Baturaja.
PENGARUH JIWA KEWIRAUSAHAAN DAN KREATIVITAS TERHADAP KEBERHASILAN USAHA PERCETAKAN DI KABUPATEN OGAN KOMERING ULU Rika Fitriyani; Sally Maria Bramana; Evandry Deswana
KOLEGIAL Vol 10 No 1 (2022): Januari-Juni 2022
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55744/kolegial.v10i1.172

Abstract

The aim of this research is to determine the effect of the entrepreneurial spirit and creativity on the success of the printing business in Ogan Komering Ulu Regency. The method used in this research is descriptive method. The results of the study obtained multiple linear regression equation Y = 8.925 + 0.287X1 + 0.303X2. The correlation value between the variable Entrepreneurial spirit (X1) and creativity (X2) on business success (Y) is 0.623, which means the correlation between the independent variables, namely the dependent variable, namely business success (Y) has a strong correlation. The t value of the entrepreneurial spirit (X1) has a tcount of 3.397 > ttable 2.02269, then Ho is rejected and Ha is accepted, which means that there is an influence of the entrepreneurial spirit (X1) on the success of the printing business in Ogan Komering Ulu Regency. The value of t arithmetic creativity (X2) tcount 2.506 > t table 2.02269 then Ho is rejected and Ha is accepted which means that there is an influence of creativity (X2) on the success of the printing business in Ogan Komering Ulu Regency. The results of the F test obtained that the value of Fcount 12.364 > Ftable 3.22 means that Ho is rejected and Ha is accepted. This means that there is an influence of entrepreneurial spirit (X1) and creativity (X2) on the success of the printing business in Ogan Komering Ulu Regency.
Analisis Kinerja Keuangan Perusahaan Menggunakan Metode Economic Value Added (EVA) Pada PT Semen Baturaja (Persero) Tbk. Etri Angeraini; Sally Maria Bramana; Evandry Deswana
KOLEGIAL Vol 11 No 1 (2023): Januari-Juni
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55744/kolegial.v11i1.195

Abstract

Economic Value Added (EVA) is a method that can be used by PT Semen Baturaja (Persero) Tbk in measuring financial performance to determine whether the company has succeeded in creating added value or not every year. This study aims to analyze the company's financial performance using the Economic Value Added (EVA) method at PT Semen Baturaja (Persero) Tbk. 2017 – 2021. The method used in this study is a quantitative method with statistical calculations such as Net Operating After Tax (NOPAT), Invested Capital (IC), Weighted Average Cost Of Capital (WACC), and Economic Value Added (EVA). The results of this study indicate that the value of Economic Value Added (EVA) at PT Semen Baturaja (Persero) Tbk. > 0 which means the company has created added value for the company, even though the EVA value has increased and decreased every year.