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All Journal Journal of Accounting and Investment Tazkia Islamic Finance and Business Review Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam
Dewi, Miranti Kartika
Department Of Accounting, Faculty Of Economics And Business, Universitas Indonesia, West Java
Economics, Econometrics & Finance

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CSR in Islamic Financial Institution : A Literature Review Anisa Ramadhini Trianaputri; Dodik Siswantoro; Miranti Kartika Dewi
Tazkia Islamic Finance and Business Review Vol. 11 No. 2 (2017)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v11i2.122

Abstract

This study aims to provide a literature review of previous research related to Corporate Social Responsibility (CSR) in Islamic Financial Institution (IFI). This study contains review of 53 published articles throughout 2006-2016, both in the Islamic economic and financial journal and general journal. The literature review is presented into 5 sections, (a) review by journal and publication year, (b) by research type, (c) by methodology used, (d) by research topics and (e) by theme and region. Based on the review by publication year, it shows that the concept of CSR is still a fairly new topic. Most of the studies is still dominated by qualitative research with literature review method. The majority topic is still limited to the general review of the existing CSR practices, which are descriptively presented only. The results of this study are expected to provide a research mapping of CSR in Islamic Financial Institution, so it can inspire the subsequent research to explore potential areas related to this topic. This attempt becomes increasingly necessary, with regards to the rapid development of Islamic business and finance practices around the world.
Persepsi Masyarakat Terhadap Pemilihan Bank Syariah Hurian Kamela; Evony Silvino Violita; Miranti Kartika Dewi
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 4 No. 1 (2020)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp60-75

Abstract

The purpose of this study is to study the views of the public who use conventional banks compared to Islamic Banks, also to give an assessment to the public about the choice of bank choice, to give an overview of making decisions related to people related to the selection of Islamic Banks, and to find reasons that support Indonesian people to choose a Sharia Bank. This research using questionnaire data of 126 people. The main points of this study consist of ability, attention, religious reasons (independent variable) and Consent (dependent variable). The outline of the results of this study is enough to study respondents' assessments of Islamic banks, for the highest relationship, on average many focus on questions on X2, Attention in the questionnaire are: Conventional banks are better than Sharia banks, The government must support Sharia banks, Facilities about Sharia Banks must be added, Sharia Bank Coverage (example: ATM) must added. This is the highest focus on the respondent in the view of Islamic banks on other questions.
Is information transparency important for funders? A case study of sharia P2P lending companies in Indonesia Yuri Oktaviani; Miranti Kartika Dewi
Journal of Accounting and Investment Vol 24, No 2: May 2023
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (612.138 KB) | DOI: 10.18196/jai.v24i2.17220

Abstract

Research aims: This study explores the importance of information transparency for funders as parties who provide funding to borrowers' projects. It also analyzes information transparency practices in sharia P2P lending.Design/Methodology/Approach: The study used a qualitative case study, focusing on three sharia P2P lending companies in Indonesia. Data were collected through interviews with parties from three sharia P2P lending companies and 11 funders.Research findings: It was found that information transparency is important for funders, increasing their confidence to invest. In addition, based on multiple agency theory, there is information asymmetry between funders and sharia P2P lending borrowers, which can be reduced by information transparency measures from funders, sharia P2P lending, and borrowers based on cost-benefit considerations. Theoretical contribution/Originality: This research explores the application of information transparency in sharia P2P lending companies, which, as far as researchers are concerned, has not been raised in previous studies. In addition, the study builds a conceptual framework of information transparency in sharia P2P lending companies based on multiple agency theory. Practitioner implication: The research has implications for applying information transparency in sharia P2P lending, which can improve information updates and communication from sharia P2P lending to its funders.Research limitation/Implication: The study only focused on three out of the seven sharia P2P lending in Indonesia. Therefore, the differences in business, focus, and other characteristics of the remaining four were not considered.
Is information transparency important for funders? A case study of sharia P2P lending companies in Indonesia Yuri Oktaviani; Miranti Kartika Dewi
Journal of Accounting and Investment Vol. 24 No. 2: May 2023
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jai.v24i2.17220

Abstract

Research aims: This study explores the importance of information transparency for funders as parties who provide funding to borrowers' projects. It also analyzes information transparency practices in sharia P2P lending.Design/Methodology/Approach: The study used a qualitative case study, focusing on three sharia P2P lending companies in Indonesia. Data were collected through interviews with parties from three sharia P2P lending companies and 11 funders.Research findings: It was found that information transparency is important for funders, increasing their confidence to invest. In addition, based on multiple agency theory, there is information asymmetry between funders and sharia P2P lending borrowers, which can be reduced by information transparency measures from funders, sharia P2P lending, and borrowers based on cost-benefit considerations. Theoretical contribution/Originality: This research explores the application of information transparency in sharia P2P lending companies, which, as far as researchers are concerned, has not been raised in previous studies. In addition, the study builds a conceptual framework of information transparency in sharia P2P lending companies based on multiple agency theory. Practitioner implication: The research has implications for applying information transparency in sharia P2P lending, which can improve information updates and communication from sharia P2P lending to its funders.Research limitation/Implication: The study only focused on three out of the seven sharia P2P lending in Indonesia. Therefore, the differences in business, focus, and other characteristics of the remaining four were not considered.
Co-Authors Anisa Ramadhini Trianaputri Hurian Kamela Silvino Violita, Evony Siswantoro, Dodik Yuri Oktaviani