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Transaksi Emoney terhadap Layanan Gopay pada Aplikasi GoJek Perspektif Ekonomi Syariah Sukma Indra; Zuliana Rofiqoh
Al Ahkam Vol. 15 No. 2 (2019): Juli-Desember 2019
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/ajh.v15i2.2176

Abstract

Advances in science and technology can have many effects on changes in people's behavior and habits. This makes people need something that is fast, easy and simple to support their every activity, as well as in terms of payment. A safer, faster and more efficient payment system is found in the Go-Pay service provided by Go-Jek. Payment system through Go-Pay is a solution that is needed by the community. However, there is something rather strange when viewed from the perspective of Islamic economics. By using a normative approach and qualitative data analysis, the results in this study conclude that payments using the Go-Pay balance in the Go-Jek application can be used by Muslim communities with the note that Go-Pay must be in accordance with the principles of shari'ah that are avoided from ribawi, gharar, maysir, tadlis, risywah, israf, and transactions on illicit or immoral objects. In addition, the existence of Go-Pay is included in the protection of assets (hifdz al mâl) and has a positive impact on the movement of the Indonesian economy.
Strategi UMKM Dalam Menghadapi Pasca Pandemi COVID-19 Rio Laksamana; Sukma Indra; Sari Rusmita
JAAKFE UNTAN (Jurnal Audit dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Vol 11, No 2 (2022): JURNAL AUDIT DAN AKUNTANSI FAKULTAS EKONOMI DAN BISNIS UNTAN
Publisher : Jurusan Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jaakfe.v11i2.59005

Abstract

Penelitian ini juga bertujuan untuk mengetahui strategi yang telah UMKM terapkan (baik dari hasil penelitian sebelumnya maupun strategi yang diberikan pemerintah) dan kendala yang dihadapi UMKM dalam menerapkan strategi. Penelitian ini menggunakan data primer dari koesioner yang tersebar kepada 500 responden yang merupakan pelakuk UMKM. Hasil penelitian ini menemukan bahwa sebagian besar responden pengusaha UMKM telah menerapkan startegi penelitian sebelumnya dan strategi yang di berikan oleh pemerintah berkaitan dalam berkelangsungan usaha (melaksanakan protokol kesehatan, bantuan pemerintah, menjaga produk berkualitas dan pemanfaatan teknologi), agar dapat bertahan dan beradaptasi di masa pandemi Covid-19.