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Pengaruh SIMA, CAR,NPF Terhadap Profitabilitas Dengan FDR Sebagai Variabel Intervening Muhammad Abdul Manaf; Anton Bawono
Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) Vol 4, No 2 (2021): Juni 2021 - Oktober 2021
Publisher : Jurnal Akuntansi dan Keuangan Kontemporer (JAKK)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jakk.v4i2.7061

The purpose of this study was to determine the effect of SIMA, NPF, CAR, on profitability with FDR as the intervening variable. This study uses quantitative research using multiple regression analysis as data analysis. This study uses panel data in the form of Random Effect annual data SIMA, NPF, CAR, FDR, ROA at Islamic commercial banks registered with OJK for the 2016-2019 period. The data obtained in this study were analyzed using the eviews 10 application tool. The results of this study indicate the SIMA variable has a significant positive effect on profitability. Variables NPF, CAR have a negative insignificant effect on profitability then the FDR variable has a positive and insignificant effect on profitability. After conducting path analysis, the FDR variable could not mediate the relationship between SIMA, NPF, CAR variables on profitability.Keywords: SIMA, NPF, CAR, FDR, ROA

Islamic Banking Existence and Domestic Credit: Study at Seven Countries Hamdan Yuafi; Anton Bawono
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 9, No 2: July 2017
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

This paper empirically investigates the determinants of domestic credit across a wide range of 7 countries; these are United Kingdom, Malaysia, Egypt, Kuwait, Qatar, Bahrain and Indonesia. We use dynamic panel estimation to examine effects of exchange rate, inflation, lending interest rate, banking crisis and existence of wholesale Islamic banking on domestic credit. We obtain several notable empirical results. First, the lending interest rate, banking crisis negatively and insignificantly contribute to domestic credit. The existence of Islamic bank has positive and insignificant contribution to domestic credit, while exchange rate positively and significantly contributes to domestic credit. Inflation negatively and significantly contributes to domestic credit. Second, banking crisis and existence of wholesale Islamic banking show insignificant effect on domestic credit. Third, we find that today’s domestic credit is depended on domestic credit in the previous year.DOI: 10.15408/aiq9i2.4906

Analysis of The Influence of Islamic Income Ratio, Total Comprehensive Income, and NPF on Company Value with Profitability as Moderating Variables in Sharia Commercial Banks in Indonesia 2015-2019 Alfi Saidah; Anton Bawono
MALIA: Journal of Islamic Banking and Finance Vol 5, No 1 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i1.9825

Economic Value Added is an approach to assessing company performance, with the aim that the company's ability to create added value can influence investors who will invest in the company. The concept used in this approach is to pay attention to the funders in terms of expectations, interests, and degrees of justice as measured by weighted measures and the existing initial capital structure. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority, totaling 11 Islamic Banks. In selecting the sample the method used is purposive sampling with the criteria that the author has set. The collection method in this study was carried out by looking at the annual financial statements of each Islamic bank registered with the Financial Services Authority. Based on the results of the moderation regression test, the results showed that IIR, TCI, NPF had no significant positive effect on EVA. ROA is not able to moderate IIR against EVA. ROA is not able to moderate TCI against EVA. ROA is not able to moderate NPF against EVA.

Analysis of The Influence of Islamic Income Ratio, Total Comprehensive Income, and NPF on Company Value with Profitability as Moderating Variables in Sharia Commercial Banks in Indonesia 2015-2019 Alfi Saidah; Anton Bawono
MALIA: Journal of Islamic Banking and Finance Vol 5, No 1 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i1.9825

Economic Value Added is an approach to assessing company performance, with the aim that the company's ability to create added value can influence investors who will invest in the company. The concept used in this approach is to pay attention to the funders in terms of expectations, interests, and degrees of justice as measured by weighted measures and the existing initial capital structure. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority, totaling 11 Islamic Banks. In selecting the sample the method used is purposive sampling with the criteria that the author has set. The collection method in this study was carried out by looking at the annual financial statements of each Islamic bank registered with the Financial Services Authority. Based on the results of the moderation regression test, the results showed that IIR, TCI, NPF had no significant positive effect on EVA. ROA is not able to moderate IIR against EVA. ROA is not able to moderate TCI against EVA. ROA is not able to moderate NPF against EVA.

Analisis Pemahaman, Produk, dan Tingkat Religiusitas terhadap Keputusan Mahasiswa IAIN Menjadi Nasabah Bank Syariah Cabang Salatiga Anton Bawono; Milatunnikmah Finisia Rahajeng Oktaviani
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2016): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

The purpose of this research is to analyze the understanding, product, andlevel of religiosity towards students’ decision of being costumer of Islamicbank. This is a quantitative research. The object of this research is studentsof State Institute for Islamic Studies of Salatiga. The writer took 100 studentsas sample of this research. The method used to collect the data is questionnaire. The data is analyzed using test of reliability, validity, statistic and classical assumption. The research findings showed that the product of sharia bank has significant and positive influence. It occurred because the product offered by sharia bank is innovative. The variable of understanding about sharia bank and level of religiosity towards students’ decision of being costume of sharia bank has positive influence but insignificant.Tujuan dari penelitian ini adalah menganalisa pemahaman, produk, dan tingkatreligiusitas terhadap putusan mahasiswa menjadi nasabah bank syariah.Penelitian ini menggunakan metode kuantitatif. Objek penelitian yang digunakanadalah mahasiswa IAIN Salatiga dengan jumlah sampel sebanyak 100 mahasiswa. Sedangkan untuk tekhnik pengumpulan data dilakukan dengan menggunakan metode kuesioner, studi pustaka. Data diolah menggunakanuji reliabilitas, validitas, statistik dan asumsi klasik Dari hasil pengolahandata tersebut menunjukan bahwa yang berpengaruh positif dan signifikan hanya variabel produk saja, karena produk-produk yang ditawarkan bank syariah sangat inovatif sehingga membuat mahasiswa tertarik untuk membuka rekening pada BSM cab. Salatiga. Sedangkan variabel pemahaman bank syariah dan tingkat religiusitas mahasiswa berpengaruh positif dan tidak signifikan terhadap keputusan mahasiswa IAIN Salatiga menjadi nasabah pada BSM cab. Salatiga.

INFLUENCE ANALISYS OF MUDHARABAH, MUSHARAKAH, AND MURABAHAH FINANCING TO PROFITABILITY OF SHARIA COMMERCIAL BANK IN INDONESIA 2016-2019 WITH NON PERFORMING FINANCING AS INTERVENING VARIABLE Aditama Dewantara; Anton Bawono
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 11, No 2 (2020)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) Universitas Islam Negeri (UIN)

This study aims to determine the effect of mudharabah, musharakah, and murabahah financing on profitability through problem financing as a mediating variable. The examined data was sourced from the annual report of Islamic Banking Statistics published by the Otoritas Jasa Keuangan (OJK). The used analytical method is multiple regression and path analysis. The results of this study indicate that mudharabah, musharakah and murabahah financing do not have a significant effect on profitability directly. And then based on the path analysis stated that problematic financing can mediate the influence of musharakah financing on profitability, but it cannot mediate mudharabah and murabahah. The difference between this study with the others is the use of NPF as intervening variable wich is still rarely used by other researchers.

Strengthening National Economic Fundamentals for ASEAN SDGs 2025 from the Islamic Economic Perspectives Anton Bawono
Jurnal Hikmatuna Vol 5 No 2 (2019): HIKMATUNA: Journal for Integrative Islamic Studies, Desember 2019
Publisher : Postgraduate Program, Universitas Islam Negeri (UIN) K. H. Abdurrahman Wahid Pekalongan, Indonesia

Data and observations in the field showed that Indonesia was rich in human and natural resources. On the other hand, Indonesia is currently quite dependent on foreign products which makes this nation vulnerable to global changes whereas economic stability is indispensable for the achievement of planned economic growth. Therefore, a sustainable development strategy is needed in line with ASEAN SDGs 2025 as a solution to strengthening national economic fundamentals. The purpose of this research is the first, to analyze and observe how far the endowment factors that Indonesia has in terms of availability and sustainability. Second, find the best solution for the strengthening of national economic fundamentals from the perspective of Islamic economics. The research method used is SWOT analysis from endowment factors owned by Indonesia, domestic and foreign markets, solutions to a strengthening of national economic fundamentals in an Islamic economic perspective. The SWOT analysis conducted did not end in the qualitative analysis but also continued with a quantitative SWOT analysis. The results of the analysis show that the Indonesian nation has endowment factors in the form of human resources and natural resources while the combination strategy should use the SO strategy because it has the highest score and the analysis results on the IE matrix got the coordinates (positive: positive) entered quadrant I (supporting the aggressive strategy).

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