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All Journal Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Abdimas Dewantara Jurnal Pengabdian kepada Masyarakat
Debbie Aryani Tribudhi
Universitas Trisakti
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Pengaruh Fundamental Ekonomi dan Kinerja Keuangan Terhadap Kredit Bermasalah Pada Bank Syariah Di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Lucky Nugroho
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol 4, No 2 (2019): September 2019
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.034 KB) | DOI: 10.30737/ekonika.v4i2.327

Abstract

Purpose of this study is to determine economic fundamentals influence and financial performance on non-performing loans in sharia banks in Indonesia. Used quarterly panel data from 2008-2016, which came from BPS, BI, and OJK. Eleven banks used as a sample, with a purposive sampling approach. Using regression methods, with the dependent variable is NPF, and independent variable for economic fundamentals using exchange rates, inflation, GDP and financial performance with FDR, CAR, OER. Result shown that fundamental economice do not affect the NPF and OER as a financial performance has a positive and significant influence to NPF, CAR has negative and significant influence to NPF, but has no effect to FDR.
Diversifikasi Produk dan Pemasaran Digital untuk meningkatkan Penjualan Warung Nasi Uduk Bu De Mus Pada Masa Pandemi COVID-19 Soeharjoto; Susy Muchtar; Ellyana Amran; Debbie Aryani Tribudhi; Nirdukita Ratnawati; Rinaldi Rustam
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 9: Februari 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v1i9.1255

Abstract

Pandemi COVID-19, membawa perubahan besar terhadap pola kehidupan masyarakat dan percepatan revolusi industri 4.0. Fenomena ini, membuat penjualan Usaha Mikro, Kecil dan Menengah menurun. Demi mempertahankan hidupnya, Bu De Mus sebagai pemilik warung nasi uduk yang berusia lanjut dan berstatus single perents, perlu tetap menjalankan usahanya. Untuk itu, Tim Pengabdian Kepada Masyarakat dari Fakultas Ekonomi dan Bisnis Universitas Trisakti, bertujuan untuk membantu meningkatkan penjualan warung Bu De Mus akibat pandemi COVID-19. Metode yang digunakan, pelatihan dan penyuluhan dengan materi kewirausahan dan pemanfaatan teknologi digital. Pasca pelaksanaan, agar dapat menarik minat pembeli, warung nasi uduknya melakukan pembenahan produk dan pemasaran secara online. Keputusan ini, setelelah dilaksanakan dalam 1 bulan, dapat meningkatan penjualan sebesar 150 persen pada senin-Jumat dan 200 persen pada hari libur. Namun, peningkatan penjualannya lebih banyak ditopang oleh produk barunya, berupa makanan gorengan. Kini, untuk memperluas pangsa pasar telah menggunakan sarana media sosial
Pemanfaatan financial technology dan aplikasi smartphone dalam meningkatkan usaha mikro dan kecil pada era pandemi covid-19 di Kelurahan Mustikajaya Soeharjoto Soekapdjo; Syofriza Syofyan; Bahtiar Usman; Lydia Rosintan Simanjuntak; Debbie Aryani Tribudhi
ABDIMAS DEWANTARA Vol 5 No 2 (2022)
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v5i2.10307

Abstract

The Covid-19 pandemic had an impact on health which ultimately resulted in major changes in consumption behavior and industrial revolution 4.0 acceleration, thus lowering people's incomes. Purpose of this community service is to improve micro and small businesses in facing economic impact of the Covid-19 pandemic in Mustikajaya Village. Community service team provides education and training in financial technology and optimizes utilization of  applications on smartphones. This activity, improving partners knowledge and insights to the source of funds, financial administration, production, distribution and marketing based online by using applications on smartphones, in the form of Instagram, Whats App, smart cashiers and Canva. After the implementation of this program, it can increase knowledge and insight financial technology to 79 percent and skills using smartphone applications to 82 percent. Successful community service achievement makes partners more motivated to develop micro and small businesses. Further community service activities, need to be conducted continuously with various themes and increase the duration of the meeting.
Pengaruh Fundamental Ekonomi dan Kinerja Keuangan Terhadap Kredit Bermasalah Pada Bank Syariah Di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Lucky Nugroho
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 4 No. 2 (2019): September 2019
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v4i2.327

Abstract

Purpose of this study is to determine economic fundamentals influence and financial performance on non-performing loans in sharia banks in Indonesia. Used quarterly panel data from 2008-2016, which came from BPS, BI, and OJK. Eleven banks used as a sample, with a purposive sampling approach. Using regression methods, with the dependent variable is NPF, and independent variable for economic fundamentals using exchange rates, inflation, GDP and financial performance with FDR, CAR, OER. Result shown that fundamental economice do not affect the NPF and OER as a financial performance has a positive and significant influence to NPF, CAR has negative and significant influence to NPF, but has no effect to FDR.
Co-Authors Amran, Ellyana Ardiyanto Ardiyanto Bahtiar Usman Lucky Nugroho Lydia Rosintan Simanjuntak Masni Salfinnia Mona Adriana Patriyasa Nirdukita Ratnawati Nurlida Fatmikasari Rustam, Rinaldi Soeharjoto Soekapdjo Soeharjoto, Soeharjoto Susy Muchtar Syofriza Syofyan Yusran, Husna Leila