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All Journal Jurnal Promosi Pendidikan Ekonomi Economic and Education Journal (Ecoducation) Economic and Education Journal (Ecoducation) Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat
Fidyah Jayatri
STKIP PGRI Lumajang
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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STRATEGI KOPERASI SYARIAH SIDOGIRI CABANG PEMBANTU YOSOWILANGUN DALAM MEMBERDAYAKAN MASYARAKAT EKONOMI LEMAH DI DESA YOSOWILANGUN LOR KECAMATAN YOSOWILANGUN KABUPATEN LUMAJANG Fidyah Jayatri; Dwi Yanuarindah Putri
Economics and Education Journal (Ecoducation) Vol 2 No 1 (2020): ECODUCATION (Economic & Education Journal)
Publisher : Program Studi Pendidikan Ekonomi, IKIP Budi Utomo Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/ecoducation.v2i1.737

Abstract

Koperasi syariah merupakan koperasi yang dikelola menggunakan prinsip-prinip syariah. Temuan observasi penelitian koperasi syariah Sidogiri Capem Yosowilangun mengutamakan kenyamanan berinteraksi dengan anggota terutama dalam kegiatan pembiayaan yang mengalami kesulitan. Bentuk pengembangan usaha anggota, Koperasi Sidogir Capem Yosowilangun menggunakan sistembagi hasil yang sesuai dengan ajaran syariat Islam serta tidak menggunakan imbalan bunga seperti bank atau koperasi konvensional pada umumnya. Jenis penelitian ini merupakan penelitian kualitatif dengan pendekatan fenomenologi. Informan penelitian ini yaitu pengelola koperasi sidogiri dan masyarakat Desa Yosowilangun Lor Kecamatan Yosowilangun Kabupaten Lumajang yang menjadi anggota koperasi. Pengumpulan data menggunakan teknik observasi, wawancara mendalam, dan dokumentasi. Teknis analisis data yang di gunakan yaitu dengan reduksi data, display data, verifikasi data penelitian. Keabsahan data menggunakan kredibility, transfersibility, dependibility, dan konfirmability. Hasil penelitian menunjukkan bahwa (1) Pemahaman masyarakat terhadap koperasi syariah sudah baik dimana masyarakat mampu menjelaskan bahwa bentuk pengelolaan koperasi syariah dan (2) strategi koperasi syariah dalam memberdayakan masyarakat ekonomi lemah ditunjukkan dengan melakukan upaya jemput bola terhadap anggota/nasabah yang perekonomiannya lemah untuk berbisnis atau berwirausaha. Saran (1) Bagi Prodi Pendidikan Ekonomi STKIP PGRI Lumajang diharapkan mampu memberikan referensi yang berkaitan dengan strategi koperasi syariah dalam memberdayakan masyarakat ekonomi lemah. (2) Bagi pengelola koperasi dihararapkan dapat meningkatkan pelayanan kepada masyarakat sehingga kedepan mampu memperkenalkan ekonomi syariah kepada masyarakatt lebih luas. Terakhir (3) Bagi anggota koperasi diharapkan mampu memilih produk koperasi sesuai kebutuhannya dalam upaya meningkatkan perekonomian mereka yang diharapkan dapat ikut andil dalam mengangkat dan memperkenalkan ekonomi syariah kepada masyarakat lebih luas.
STRATEGI KOPERASI SYARIAH SIDOGIRI CABANG PEMBANTU YOSOWILANGUN DALAM MEMBERDAYAKAN MASYARAKAT EKONOMI LEMAH DI DESA YOSOWILANGUN LOR KECAMATAN YOSOWILANGUN KABUPATEN LUMAJANG Fidyah Jayatri; Dwi Yanuarindah Putri
Economic and Education Journal (Ecoducation) Vol 2 No 1 (2020): Economic and Education Journal (Ecoducation)
Publisher : Program Studi Pendidikan Ekonomi, Universitas Insan Budi Utomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/ecoducation.v2i1.737

Abstract

Koperasi syariah merupakan koperasi yang dikelola menggunakan prinsip-prinip syariah. Temuan observasi penelitian koperasi syariah Sidogiri Capem Yosowilangun mengutamakan kenyamanan berinteraksi dengan anggota terutama dalam kegiatan pembiayaan yang mengalami kesulitan. Bentuk pengembangan usaha anggota, Koperasi Sidogir Capem Yosowilangun menggunakan sistembagi hasil yang sesuai dengan ajaran syariat Islam serta tidak menggunakan imbalan bunga seperti bank atau koperasi konvensional pada umumnya. Jenis penelitian ini merupakan penelitian kualitatif dengan pendekatan fenomenologi. Informan penelitian ini yaitu pengelola koperasi sidogiri dan masyarakat Desa Yosowilangun Lor Kecamatan Yosowilangun Kabupaten Lumajang yang menjadi anggota koperasi. Pengumpulan data menggunakan teknik observasi, wawancara mendalam, dan dokumentasi. Teknis analisis data yang di gunakan yaitu dengan reduksi data, display data, verifikasi data penelitian. Keabsahan data menggunakan kredibility, transfersibility, dependibility, dan konfirmability. Hasil penelitian menunjukkan bahwa (1) Pemahaman masyarakat terhadap koperasi syariah sudah baik dimana masyarakat mampu menjelaskan bahwa bentuk pengelolaan koperasi syariah dan (2) strategi koperasi syariah dalam memberdayakan masyarakat ekonomi lemah ditunjukkan dengan melakukan upaya jemput bola terhadap anggota/nasabah yang perekonomiannya lemah untuk berbisnis atau berwirausaha. Saran (1) Bagi Prodi Pendidikan Ekonomi STKIP PGRI Lumajang diharapkan mampu memberikan referensi yang berkaitan dengan strategi koperasi syariah dalam memberdayakan masyarakat ekonomi lemah. (2) Bagi pengelola koperasi dihararapkan dapat meningkatkan pelayanan kepada masyarakat sehingga kedepan mampu memperkenalkan ekonomi syariah kepada masyarakatt lebih luas. Terakhir (3) Bagi anggota koperasi diharapkan mampu memilih produk koperasi sesuai kebutuhannya dalam upaya meningkatkan perekonomian mereka yang diharapkan dapat ikut andil dalam mengangkat dan memperkenalkan ekonomi syariah kepada masyarakat lebih luas.
Pemberdayaan Masyarakat Melalui Pelatihan Digital Marketing Sebagai Upaya Mendukung Potensi UMKM Desa Bedayu, Kecamatan Senduro, Kabupaten Lumajang Fidyah Jayatri; Dwi Yanuarindah Putri; Fahmi Abdul Halim; Roni Wiranata; Siti Aisyah
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2025): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/7p0qa975

Abstract

Observational findings indicate that most tourism MSMEs in Bedayu Village, Senduro, are not yet skilled in optimal digital marketing. Lack of knowledge about content creation, business account management, and online marketing strategies means that the vast promotional opportunities through the digital world are not fully utilized. Therefore, special mentoring is needed that focuses on mastering digital skills, such as simple website creation, social media optimization, and data-driven online marketing strategies through a community service program (PKM) in collaboration with KKN students in Bedayu Village. The purpose of this program is to increase competitiveness, expand the reach of regional tourism promotions, and improve the welfare of the Bedayu Village community. The use of digital technology is also in line with the direction of creative economic development and sustainable tourism, which emphasizes innovation, independence, and community empowerment based on the potential of Bedayu Village MSMEs.
PENGARUH PENGUASAAN LITERASI DIGITAL SERTA MATA KULIAH KEWIRAUSAHAAN TERHADAP MINAT BERWIRAUSAHA MAHASISWA STKIP PGRI LUMAJANG Dwi Yanuarindah Putri; Fidyah Jayatri
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 9 No 2 (2021): PROMOSI
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/pro.v9i2.4507

Abstract

Education today is not only about teaching and learning, the delivery of theories, and just questions and answers. From the elementary school level to college, educators and learners to students are expected to have an entrepreneurial character. This aims so that the mindset of students / students not only aspire to find jobs but are able to create their own jobs.  Likewise with the development of the era that requires educators and students to master digital technology. It is very left behind if learning activities only use board stationery and manual teaching books. Technology is growing rapidly every year. STKIP PGRI Lumajang is one of the higher education schools that implements entrepreneurship courses that have the goal that graduates can create jobs for themselves and others by utilizing digital technology. So this research aims to find out the level of mastery of digital literacy and the impact of attending entrepreneurship lectures on student entrepreneurship activities. The method in this study is quantitative research correlational approach. Data collection uses observations, questionnaires, and other supporting documents. The results showed that there is an influence between the mastery of digital literacy to the interests of entrepreneurship students, mk entrepreneurship obtained by students there is influence, and there is a simultaneous influence between the two variations on the interest variables of entrepreneurship students. This is because knowledge about the basis of entrepreneurship makes students more confident in starting a business and mastery of technology also makes it easier for students to market their business results.Keywords: Digital Literacy; Entrepreneurship Courses; Student Entrepreneurship Interests
Analisis Literasi dan Rasional Ekonomi Masyarakat Dalam Memanfaatkan Jasa Simpan Pinjam Lembaga Keuangan Informal Dwi Yanuarindah Putri; Fidyah Jayatri
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): JANUARI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/z7w5zc79

Abstract

Economics is one of the challenges humans faces in everyday life, especially in meeting their needs. Humans must meet all their complex needs to survive. Economic behavior is a measure of societal behavior, especially family economics. To avoid economic problems within the family, people often choose to use credit services from loan shark. Due to various factors behind people's savings and loans, they agree to pay high interest rates as long as they can meet their needs. This study used a qualitative narrative approach. This study involved five informants, consisting of savings and loan service users and third parties. The research findings showed that the Kalidilem community borrowed money from loan shark without their partners' knowledge, and that the proceeds were mostly used for personal needs, not for starting businesses. The level of economic literacy and rationality of the Kalidilem community is relatively low because they still do not understand the concepts and indicators of economic literacy and rationality and are still unable to utilize legal financial services, which impacts the family economy.
Pengaruh Live Promote E-Commerce, Pemberian Diskon dan Implusive Buying Terhadap Pengelolaan Keuangan Mahasiswa Fidyah Jayatri; Dwi Yanuarindah Putri
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 5 (2026): AGUSTUS-SEPTEMBER
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/116kzp13

Abstract

E-commerce has transformed consumer purchasing behavior by providing convenient online shopping features, including live promote and discount offers that attract consumers, particularly university students. These features may encourage impulsive buying and affect students’ financial management despite their knowledge of financial principles. This study aims to examine the influence of live promote e-commerce, discount offerings, and impulsive buying on the financial management of students in the Economic Education Study Program at STKIP PGRI Lumajang. A quantitative approach was employed using multiple linear regression analysis. The population consisted of 519 students, with a sample of 130 respondents selected for the study. Data were collected through questionnaires and analyzed using classical assumption tests, multiple linear regression, the coefficient of determination, and hypothesis testing with SPSS version 22. The findings reveal that live promote e-commerce, discount offerings, and impulsive buying each have a positive and significant influence on students’ financial management. Furthermore, these three variables simultaneously have a positive and significant effect on financial management. The study concludes that e-commerce marketing features and consumer behavior are important factors associated with students’ financial management. Therefore, higher education institutions should strengthen financial literacy programs to encourage responsible financial decision-making and improve students’ financial management skills.
Co-Authors Dwi Yanuarindah Putri Halim, Fahmi Abdul Siti Aisyah Wiranata, Roni