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All Journal Legal Standing : Jurnal Ilmu Hukum Jurnal Kajian Hukum Dan Kebijakan Publik
Dimas Pramodya Dwipayana
Unknown Affiliation
Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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LEGAL PROTECTION FOR DEBTORS OF ONLINE LOANS Dwipayana, Dimas Pramodya
Legal Standing : Jurnal Ilmu Hukum Vol 4, No 1 (2020): Maret
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (443.272 KB) | DOI: 10.24269/ls.v4i1.2590

Abstract

Business concepts has experienced change from conventional (offline) to that which is digital (online) to win the market. This includes businesses in the financial technology (FinTech). This research aims to analyze the quality of loans in Indonesia FinTech-Peer to Peer (P2P) Lending. The objects of this research are seventy-two companies which establish FinTech-P2P lending. The tool used in this research is the analysis of the loan quality and the data trend from January until October 2018. Results of this research show that borrower and lender accounts have increased by 10,8 times, and it has increased by 1,8 times compared to the previous year. P2P lending has distributed loans as much as Rp.15.990.143.141.355 until October 2018. This number has grown 5,3 times since January of that year. Most of the loans in the P2P lending are current loans, in which its monthly payment is less than 30 days past due as of any date of determination. On average, the loan quality in the P2P lending is dominated by current loans, which reach 97,09%. The rest are non-current loans (1,90%) and bad loans (1,03%) every month. The low rate of non-performing loans shows a good quality of financial transaction. The information from this research may be used as a consideration for the society in using FinTech-P2P Lending for lending funds and investment.
Perjanjian Kerja Waktu Tertentu dalam Hukum Ketenagakerjaan Rifqy Tombak Matahari; Dimas Pramodya Dwipayana
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/6h3ba061

Abstract

A Fixed-Term Employment Agreement (PKWT) is a form of employment relationship specifically regulated by Indonesian labor law. PKWT is used for temporary work as stipulated in the Manpower Law and other regulations. However, in practice, PKWT often raises legal issues, particularly related to abuse by employers to avoid obligations that should be given to permanent workers. The purpose of this study is to examine the legal concept of PKWT and the legal requirements and protections for workers in a fixed-term employment relationship. The method used is a normative approach by examining relevant laws and regulations, legal doctrine, and court decisions. The results of the study indicate that although PKWT has a clear legal basis, its implementation in the field still often violates the principles of justice and protection for workers. Therefore, strict supervision and law enforcement are needed to ensure that the implementation of PKWT does not harm workers.
Co-Authors Rifqy Tombak Matahari