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All Journal SANGAJI: Jurnal Pemikiran Syariah dan Hukum
Nursalam Rahmatullah
Universitas Islam Negeri Alaudddin Makassar
Law, Crime, Criminology & Criminal Justice

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PENERAPAN NILAI-NILAI HUKUM EKONOMI ISLAM PADA PRODUK-PRODUK PERBANKAN SYARIAH (STUDI PADA BANK BNI SYARIAH CABANG PANGKEP) Nursalam Rahmatullah
SANGAJI: Jurnal Pemikiran Syariah dan Hukum Vol. 4 No. 2 (2020)
Publisher : Fakultas Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/sangaji.v4i2.488

Abstract

The Implementation of Islamic Economic Law Values ??on the Products of BNI Sharia of Pangkep Branch which Includes, 1) Amar ma’r?f nahyi munkar, 2) Ta’?wun, 3) Justice, 4) Not usury, 5) Not garar in getting treasure has not been optimally implemented considering there is still element of garar in micro finance products where the bank as a seller selling an object of goods that have not owned. It was happened due to several factors such as: 1. The fulfillment of hard-to-reach annual targets, 2. The dishonest and closed clients concerning the proposed financing purposes, 3. The clients demanding liquidation as soon as possible, and 4. The employees of BNI Sharia of Pangkep Branch particularly did not understand the nature and legal consequences of sale and purchase of garar coupled with the lack of customers’ understanding related to murabahah bi al-wakalah so that the process of financing with a predetermined flow cannot be executed according to the rules in force.
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