Claim Missing Document
Check
Articles

Found 5 Documents
Search

Analisis Faktor-Faktor yang Mempengaruhi Kualitas Pelayanan dan Promosi serta Minat Nasabah dalam Memutuskan Menabung di Bank Danamon Simpan Pinjam Unit Pemalang Putranto Hari Widodo; Suripto Suripto
JBIMA (Jurnal Bisnis dan Manajemen) Vol 4 No 2 (2016): JBIMA (Jurnal Bisnis dan Manajemen)
Publisher : Universitas Peradaban

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study entitled “Analysis of The Factors Affecting The Quality of Services and The Promotion and Customers' Interest in Deciding Savings in Bank Savings and Loans Unit Danamon Pemalang” (The case study of danamon bank saving and loan unit pemalang). The purpose of this study was to determine and analyze the effect of significantly variable location of the decision customer savings, promotion to the decision variable customer savings, variable interest rate decision to customer savings and variable service to the customer savings decision. In this research using accidental sampling method, which is a technique-based sample determination or spontaneity factor coincidence and random sampling method, namely sampling on the basis of certain considerations, among respondents who are customers of the institution at least 1 year. The testing in this study conducted by validity, reliability, classical assumptions, multiple linear analysis and hypothesis testing in the form of t test and F test. With multiple linear regression analysis in this study showed b1 = -0.129 variables showed a negative influence Location (X1) to the Customer Decision Saving, b2 = 0,016 variables showed significant influence Promotion (X2) to the Customer Decision Saving, b3 = 0.757 show influence a significant variable interest rate (X3) against Decision Customer Savings and b4 = -0.094 variables showed a negative influence Services (X4) against Decision Customer Savings. To test the hypothesis partially used t test, obtained tcount for variable location (X1) is -1.759, variable Promotions (X2) of 0.178, a variable interest rate (X3) of 8.528 and a variable Services (X4) of -0.654 with criteria t tabel amounting to 1,990 were used in this test. From the F test results obtained Fcount 20.046 with a significance level of 0.000 was much smaller than 0.05 and greater than Ftable of 2.49. Determinant coefficient (R2) of 51.0%, which means that the variable Saving Decision Customer Area affected by variable factors, variables Promotion, variable interest rate and variable service while the remaining 49.0% is influenced by other factors outside the model equations.
NALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN BERBASIS BAGI HASIL PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Suripto Suripto
Neraca Vol. 13 No. 1 (2017): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v13i1.458

Abstract

Tujuan Penelitian ini adalah untuk menganalisis mengenai faktor-faktor yang mempengaruhi pembiayaan berbasis bagi hasil pada perbankan syariah di Indonesia selama periode Januari 2012 - Desember 2016. Metodologi yang digunakan adalah analisis data panel dengan menggunakan Regresi Linier Berganda. Dari penelitian ini didapat sejumlah kesimpulan bahwa pembiayaan berbasis bagi hasil pada Bank Pembiayaan Rakyat Syariah (BPRS) dipengaruhi secara signifikan oleh variabel Dana Pihak Ketiga (positif) dan Laba (positif). Sedangkan variabel Pembiayaan Macet/NPF (positif) dan Suku Bunga Pinjaman (negatif) tidak mempengaruhi secara signifikan
ANALISIS PERLAKUAN AKUNTANSI SIMPANAN BERJANGKA MUDHARABAH BERDASARKAN PSAK NO. 105 PADA KJKS/BMT DI KABUPATEN PEMALANG Suripto Suripto
Jurnal Dinamika Ekonomi & Bisnis Vol 9, No 1 (2012)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v9i1.105

Abstract

AbstractThere were several research objectives: (1) to explain the accounting treatment on time deposits mudharabah that made by KJKS/BMT Artha Amanah, Al Fatah dan El Ikhlas 338, (2) to compare the compatibility of accounting treatment to time deposits mudharabah that conducted by those KJKS/BMT with PSAK No. 105 about mudharabah accounting. Among 27 BMTs about 3 of them were chosen as research sample that was taken purposively. The analysis method was describing the mudharabah accounting treatment among 3 BMT samples and then comparing them with PSAK No. 105 procedure. The analysis result found that some of accounting treatments of time deposits mudharabah in those three KJKS/BMT in Pemalang not yet appropriate with PSAK No. 105 procedure therefore it??s needs some of accounting corrections.  Keywords: Accounting Treatment, Time Deposits Mudharabah, PSAK No. 105, KJKS, BMT  AbstrakPenelitian bertujuan: pertama, menjelaskan perlakuan akuntansi pada simpanan berjangka mudharabah yang dilakukan di KJKS/BMT Artha Amanah, Al Fatah dan El Ikhlas 338. Kedua, membandingkan kesesuaian perlakuan akuntansi simpanan berjangka mudharabah dengan PSAK No. 105 tentang akuntansi mudharabah. Sampel penelitian sebanyak tiga dari 27 BMT yang diambil secara purposive. Metode analisis dilakukan dengan melakukan perbandingan antar ketiga BMT dan perbandingan antara PSAK no. 105 dengan pelaksanaan di ketiga BMT. Berdasarkan hasil analisis, diperoleh kesimpulan bahwa ada beberapa perlakuan akuntansi terhadap simpanan berjangka mudharabah di ketiga KJKS/BMT di Pemalang tersebut yang belum sesuai dengan PSAK No. 105, sehingga terdapat perlakuan akuntansi yang masih perlu dikoreksi. Kata Kunci : Perlakuan Akuntansi, Simpanan berjangka mudharabah, PSAK No. 105
Comparisonal Analysis of Health Level Conventional Bank in Indonesia before and during the Covid-19 Pandemic with Using the RGEC Method Suripto Suripto; Victor Prasetya; Retno Cahyaningati
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 6 No. 1 (2022): January 2022
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v6i1.837

Abstract

The purpose of this study is to analyze whether there is a difference in the health of conventional banks before and during the COVID-19 pandemic using the RGEC approach.This research is a comparative research, to compare the similarities and differences of two or more facts and properties of the object under study based on a certain frame of mind. The data analysis technique in this study is to use the Independent T-Test test.The results showed that the NPL variable had a significant difference with sig. (2-tailed) value 0.00 <0.05, the LDR variable has a significant difference with the sig value. (2-tailed) value 0.00 < 0.05, the ROA variable has a significant difference with the sig value. (2-tailed) of 0.02 < 0.05 And the CAR also has a difference. Which is significant with sig. (2-tailed) value 0.01 <0.05, while the GCG variable does not have a significant difference with sig. (2-tailed) the value is 0.363 > 0.05, and the NIM variable does not have a significant difference with sig. (2-tailed) value 0.058 > 0.05.
Analisis Laporan Keuangan Sebagai Dasar Penilaian Kinerja Pada Koperasi Unit Desa “Antep” Pemalang Victor Prasetya; Suripto Suripto
Cerdika: Jurnal Ilmiah Indonesia Vol. 1 No. 4 (2021): Cerdika : Jurnal ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (407.948 KB) | DOI: 10.59141/cerdika.v1i4.68

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat kesehatankinerja keuangan KUD “ANTEP” Pemalang 2015-2019dengan analisis rasio keuangan (likuiditas, solvabilitas,rentabilitas). Teknik analisis data dalam penelitian inimenggunakan analisis deskriptif. Dalam penelitian ini datadikumpulkan melalui metode dokumentasi dan wawancara.Hasil penelitian menunjukkan bahwa tingkat likuiditasmenunjukkan angka di bawah 125%. Hal ini berarti selamakurun waktu 2015-2019 pada kondisi cukup likuid. Rasiotertinggi pada tahun 2018 sebesar 118,80% dan terendahtahun 2016 sebesar 103,92%. Tingkat Solvabilitasmenunjukkan angka di atas 110%. Hal ini berarti selama tahun2015 – 2019 pada kondisi solvabel dan sangat solvabel. Rasiotertinggi tahun 2015 sebesar 166,38% dan terendah tahun2019 sebesar 112,61% masih di atas standar yang ditetapkanoleh Dinas Koperasi, UMKM, Perindustrian dan PerdaganganKabupaten Pemalang. Tingkat rentabilitas masih di bawahstandar penilaian yaitu sebesar 10%. Rasio rentabilitas tertinggi pada tahun 2016 hanya sebesar 6,61 sehingga belumefisien.