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Electronic Word of Mouth (E-Wom) of Transportation Application Consumers in Indonesia: Which Factors That Are Matter L. Leonnard; Etty Susilowati
Esensi: Jurnal Bisnis dan Manajemen Vol 8, No 1 (2018)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v8i1.6708

Abstract

Transportation applications are now becoming a popular means of transportation in major cities of developing countries. This is because high levels of community mobility are faced with high levels of congestion. This study was constructed to test the effect of service quality to e-WOM through consumer satisfaction by using PLS SEM-path modeling. Empirical findings indicated that all hypotheses tested are proven. Service quality had a significant positive effect directly on satisfaction and indirectly against e-WOM. Subsequently, from the service quality indicator, the most influential indicator was the driver interaction with the consumer. These findings were different from public transportation, which did not employ online application where indicator tangibles had the highest effect that create consumer perception of service quality. Discussion and managerial implications are provided.DOI: 10.15408/ess.v8i1.6708 
Factors Influence Financial Inclusion: Evidence from Indonesian Micro Data Etty Susilowati; L. Leonnard
ETIKONOMI Vol 18, No 1 (2019)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (261.023 KB) | DOI: 10.15408/etk.v18i1.9070

Abstract

In order to increase access to formal financial institutions, the Indonesian government has issued various national strategies. However, Indonesia’s inclusive financial index is still under other ASEAN countries. Therefore, in this study, we investigate the factors that influence financial inclusion in Indonesia. The microdata from global findex 2014 was carried out in this study by using binary logistic regression analysis. The finding indicates that there is a significant positive relationship between individual characteristics, including financial inclusion, constraints to financial inclusion, utilization of financial services motivation, and loan sources. Since the main targets of financial inclusion are the poor, this finding becomes an essential proposition for policies in the banking sector, that besides the factors of gender, age, education, and type of jobs, income is the primary factor that influences access and utilization of financial services. Mainly regarding loans, increased income will increase the opportunities of the poor to getting loans because only high-income groups have collateral in applying for loans.JEL Classification: D14, G20
Pengaruh Laba Bersih, Arus Kas Dan Dividen Tunai Terhadap Volume Perdagangan Saham Pada Perusahaan Publik Sektor Barang Dan Konsumsi Di BEI Etty Susilowati; Hernawati Sinaga
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 4 No 1 (2019): Januari
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (528.356 KB) | DOI: 10.32503/jmk.v4i1.356

Abstract

The stock trading volume is the number of shares that are traded on the capital market every trading day with a price level agreed upon by the seller and buyer through an intermediary in the capital market. Stocks will be more liquid with the amount of investment in shares. To assess the volume of stock trading, investors can evaluate net income, cash flow and cash dividends. The purpose of this study was to analyze the effect of net income, cash flow and cash dividends on the volume of stock trading in 10 public goods and consumption sectors listed on the Indonesia Stock Exchange (IDX) through a purposive sampling technique both simultaneously and partially. The research data were analyzed using multiple linear regression methods. The results of this study indicate that simultaneously net income, cash flow and cash dividends have significant effects on the volume of stock trading of public companies in the goods and consumption sector, while partially, only net income (β = 0.485) and cash flow (β= 1.587) have significant positive effects against the volume of stock trading.
KEBIJAKAN UTANG PERUSAHAAN TAMBANG YANG TERDAFTAR DI BURSA EFEK INDONESIA Pandu Adi Cakranegara; Etty Susilowati; Dian Sukma Deti
JIAFE (Jurnal Ilmiah Akuntansi Fakultas Ekonomi) Vol 7, No 1 (2021): Vol 7, No. 1 (2021)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34204/jiafe.v7i1.2933

Abstract

Abstrak: Penelitian ini bertujuan untuk mengetahui bagaimana perusahaan pertambangan mengelola kebijakan pendanaannya dengan menggunakan kebijakan utang jangka pendek dan jangka panjang. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan metode regresi linier berganda. Dalam penelitian ini dibangun dua model yaitu model utang jangka pendek dan model utang jangka panjang. Metode pengambilan sampel yang digunakan adalah metode purposive sampling. Data yang digunakan adalah data panel, yaitu data berbagai variabel perusahaan dari tahun 2014 hingga 2019. Penelitian ini memberikan kontribusi pada ilmu keuangan terutama yang berkaitan dengan struktur modal yaitu pemilihan kebijakan utang. Model yang lebih mampu memberikan penjelasan tentang kemampuan berutang manajemen adalah model utang jangka pendek. Faktor profitabilitas dan likuiditas yang menjadi pendorong manajemen untuk melakukan utang jangka pendek. Ketika perusahaan memiliki profitabilitas dan likuiditas yang tinggi maka manajemen akan lebih yakin untuk mengambil utang jangka pendek. Sementara itu faktor yang mempengaruhi utang jangka panjang adalah kemampuan manajemen untuk membayar bunga utang.Abstract: This study aims to find out how mining companies manage their funding policies using short-term and long-term debt policies. This research is a quantitative research using multiple linear regression method. In this study, two models were built, namely the short-term debt model and the long-term debt model. The sampling method used is purposive sampling method. The data used is panel data, namely data on various company variables from 2014 to 2019. This research contributes to financial science, especially those related to capital structure, namely the selection of debt policies. The model that is more capable of providing an explanation of management's debt capability is the short-term debt model. Profitability and liquidity factors are the driving force for management to undertake short-term debt. When the company has high profitability and liquidity, management will be more confident to take on short-term debt. Meanwhile, the factor that affects long-term debt is the management's ability to pay interest on the debt.
Analisis Kelayakan dan Sensitivitas: Studi Kasus Industri Kecil Tempe Kopti Semanan, Kecamatan Kalideres, Jakarta Barat Etty Susilowati; Haruni Kurniati
BISMA (Bisnis dan Manajemen) Vol. 10 No. 2 (2018)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.065 KB) | DOI: 10.26740/bisma.v10n2.p102-116

Abstract

The small manufacturing sector has a large role in the processing of agricultural products and helps provide employment and business opportunities in an effort to encourage regional and rural development. The small industrial estate (PIK) of KOPTI Semanan in Kalideres Subdistrict, West Jakarta is one of the fermented soybean processing centers in Jakarta. In running its business, PIK KOPTI Semanan faces internal and external constraints so it has not been able to achieve business development as expected. The purpose of this research was to analyze the feasibility and sensitivity of small industry enterprises in Kalideres Subdistrict, West Jakarta. Net Present Value (NPV), Internal Rate of Return (IRR), Payback Period (PP), and Net Benefit Cost Ratio (Net B/C) methods were employed to calculate the financial feasibility of small fermented soybean industry enterprises. While the sensitivity analysis is done by doing the scenario of decreasing and increasing cost and price. The results of the analysis indicated that the small fermented soybean industry in Kalideres District is feasible to be implemented. However, the sensitivity analysis results indicated 3 out of 5 enterprises were sensitive to decreased revenue and increased costs.
AN ECONOMIC RESILIENCE OF FAMILIES IN PANDEMIC OUTBREAK: A LITERATURE REVIEW APPROACH Etty Susilowati
Proceeding of the International Conference on Family Business and Entrepreneurship 2021: Proceeding of the 4th International Conference on Family Business and Entrepreneurship
Publisher : President University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (229.713 KB) | DOI: 10.33021/icfbe.v1i1.1357

Abstract

The Covid-19 pandemic is able to change all aspects of people's lives, especially in Indonesia, including economic resilience of families during the pandemic period. Resilience does not only apply to industry or other business institutions, but also to the family entity. This study aims to analyze through literature review approach to develop a conceptual model of family economic resilience during a pandemic. There is a lot of literature that has explained the concept of resilience for business organizations since the 1990s, especially alongside with the introduction of the concept of business continuity. Along with the covid-19 pandemic, the development of literature related to business and organizational resilience is also increasing. Using a literature review approach, this study identifies several factors that can form the concept. Several protective factors in the psychological approach make it possible to form this concept, as well as other attributes including rebounding/ reintegration, high expectancy/family determination, positive relationship/social support, flexibility, and family self-esteem/self-efficacy. Even further also some literature finds the power of resilience for business when it was built by the family or the so-called home- based business in times of crisis. The theoretical implications and further research agenda will also be the subject of future discussion and be significant findings for other researchers and policymakers. Keywords: family, economic resilience, home based business, pandemic
Financial Distress, Bankruptcy Analysis and Implications For Stock Prices of Consumer Goods Companies in Indonesia Etty Susilowati; John Marlintong Simangunsong
Relevance: Journal of Management and Business Vol. 2 No. 2 (2019)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2756.948 KB) | DOI: 10.22515/relevance.v2i2.1862

Abstract

Penelitian ini bertujuan untuk menganalisis financial distress dan kebangkrutan melalui metode Altman Z-Score serta pengaruhnya terhadap harga saham pada perusahaan barang konsumsi yang terdaftar di Bursa Efek Indonesia untuk periode 2012 hingga 2017. Pengambilan sampel ditentukan dengan teknik purposive sampling sedangkan pengolahan data dilakukan melalui perangkat lunak Eviews dan Microsoft Excel. Hasil penelitian menunjukkan bahwa kebangkrutan hanya terjadi di Indofarma Tbk (INAF) pada tahun 2017. Secara bersamaan, Z-score memiliki pengaruh yang signifikan terhadap harga saham dan hasil regresi data panel mengkonfirmasi bahwa Pendapatan Sebelum Bunga dan Pajak (EBIT) terhadap Total Aset memiliki pengaruh signifikan dengan kontribusi 38,25% terhadap harga saham. Keywords : Financial Distress, Harga Saham, Altman Z-Score
CAMEL Method Assessment Model in Determining The Soundness Level Of Bank XYZ Etty Susilowati; Pandu Adi Cakranegara; I Wayan Ruspendi Junaedi; Trie Hierdawati; Miftahorrozi Miftahorrozi
Enrichment : Journal of Management Vol. 12 No. 4 (2022): October: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.238 KB) | DOI: 10.35335/enrichment.v12i4.778

Abstract

As a description of the state of the bank's performance and as a source of evaluation material for the government, particularly Bank Indonesia, it is highly important to evaluate the soundness of a bank. Maintaining the confidence of the general public throughout the process of making financial investments, saving money, applying for credit, and engaging in a variety of other pursuits is of the utmost importance. Each bank has the ability to establish its own category of soundness level. In this investigation, the method known as CAMEL is used to evaluate the soundness of the Bank's assessment model. CAMEL is an acronym that stands for Capital (C1), Asset Quality (C2), Management (C3), Equity (C4), and Liquidity. Each of these evaluation criteria has a specific set of evaluation criteria associated with it (C5). There are four distinct subcategories within the realm of bank soundness; these are as follows: unhealthy, less healthy, somewhat healthy, and healthy. The CAMEL method assessment model is applied to the case simulation, which consists of determining the soundness level of Bank XYZ based on the results of the financial performance evaluation. Because of this, the final value of the CAMEL method is 94.6, which can be categorized as a healthy level of the Bank.
Sosialisasi penggunaan Google Form dan Google Cloud dalam kepanitiaan pemilihan Pengurus Badan Keswadayaan Masyarakat Kelurahan Kaliabang Tengah Bekasi Utara Etty Susilowati; Setyani Dwi Lestari; Rizky Eka Prasetya
ABDIMAS DEWANTARA Vol 6 No 2 (2023): Article in Press
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v6i2.15875

Abstract

Kegiatan Abdimas ini bertujuan untuk memberikan sosialisasi dan pelatihan kepada panitia Pemilihan Pengurus Badan Keswadayaan Masyarakat (BKM) Kelurahan Kaliabang Tengah dalam pemanfaatan Google Form dan Google Cloud guna meningkatkan efisiensi, transparansi, dan aksesibilitas dalam proses pemilihan pengurus. Kegiatan ini akan dilaksanakan melalui serangkaian workshop interaktif yang akan mencakup pengenalan mendalam terhadap fitur-fitur Google Form untuk membuat formulir pendaftaran calon pengurus, serta pemanfaatan Google Cloud untuk menyimpan dan mengelola data hasil pendaftaran dengan aman dan terorganisir. Evaluasi menunjukkan bahwa kegiatan sosialisasi mengenai pemanfaatan Google Form dan Google Cloud telah mencapai tujuannya dengan baik. Peserta merespons positif terhadap materi yang disampaikan dan menganggapnya relevan dengan tugas dan tanggung jawab mereka dalam panitia Pemilihan Pengurus BKM. Materi kegiatan sosialisasi mencakup pengenalan tentang penggunaan Google Form dan Google Cloud, termasuk panduan praktis dalam membuat formulir online dengan Google Form. Sebagian besar responden (76% dari total) menyatakan bahwa materi yang disampaikan dalam kegiatan sosialisasi sangat relevan atau relevan dengan kebutuhan mereka dalam pengelolaan data dan tugas-tugas di panitia Pemilihan Pengurus BKM. Sedangkan hanya 4% yang menganggap materi tidak relevan. materi kegiatan sosialisasi terbukti memenuhi kebutuhan dan ekspektasi mayoritas panitia BKM dalam mengembangkan pemahaman dan keterampilan dalam penggunaan Google Form dan Google Cloud   Socialization of the use of Google Forms and Google Cloud in the committee for the election of the Kaliabang Tengah Urban Village Community Self-Help Agency Management, North Bekasi   Abstract: This Abdimas activity aims to provide outreach and training to the Central Kaliabang Village Community Self-Reliance Agency (BKM) Management Election Committee using Google Form and Google Cloud to increase efficiency, transparency, and accessibility in the management selection process. This activity will be carried out through a series of interactive workshops, which will include an in-depth introduction to the Google Form features for creating registration forms for prospective administrators, as well as the use of Google Cloud to store and manage registration result data safely and in an organized manner. The evaluation shows that outreach activities regarding the use of Google Forms and Google Cloud have achieved their objectives well. Participants responded positively to the material presented and considered it relevant to their duties and responsibilities in the BKM Management Election Committee. The socialization activity material includes an introduction to the use of Google Forms and Google Cloud, including practical guidance in creating online forms with Google Forms. Most respondents (76% of the total) stated that the material presented in the socialization activities was very relevant or relevant to their needs in managing data and tasks on the BKM Management Election Committee. Meanwhile, only 4% thought the material was irrelevant. The socialization activity material was proven to meet the needs and expectations of the majority of the BKM committee in developing understanding and skills in using Google Forms and Google Cloud.
Analisis Risiko dan Ketidakpastian dalam Investasi Properti Komersial (Retail) dan Properti Industri Susilowati, Etty
Jurnal Serasi Vol 22, No 1 (2024)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/js.v22i1.3158

Abstract

Investasi properti merupakan salah satu bentuk investasi yang menawarkan potensi keuntungan tinggi, namun juga diiringi dengan berbagai jenis risiko dan ketidakpastian yang kompleks. Penelitian ini bertujuan untuk mengidentifikasi dan mengukur jenis-jenis risiko yang paling signifikan dalam investasi properti serta menganalisis faktor internal dan eksternal yang mempengaruhi tingkat risiko tersebut. Metode penelitian yang digunakan adalah pendekatan manajemen risiko terintegrasi, yang melibatkan analisis kuantitatif dan kualitatif untuk mengidentifikasi risiko, mengukur dampaknya, serta mengevaluasi strategi mitigasi yang efektif. Data dikumpulkan melalui survei, wawancara mendalam dengan para ahli di bidang properti, serta analisis data sekunder dari laporan pasar properti dan publikasi terkait. Hasil penelitian menunjukkan bahwa risiko pasar, risiko likuiditas, dan risiko regulasi merupakan tiga jenis risiko paling signifikan yang mempengaruhi investasi properti. Selain itu, faktor internal seperti manajemen portofolio dan strategi investasi, serta faktor eksternal seperti kondisi ekonomi makro dan perubahan kebijakan pemerintah, memiliki peran penting dalam menentukan tingkat risiko. Berdasarkan temuan ini, disarankan agar investor properti menerapkan strategi manajemen risiko yang lebih adaptif dan dinamis untuk mengurangi dampak negatif dari risiko-risiko tersebut serta meningkatkan stabilitas investasi jangka panjang. Penelitian ini diharapkan dapat memberikan kontribusi penting bagi pengembangan kerangka kerja manajemen risiko dalam sektor properti, serta membantu investor dalam membuat keputusan yang lebih terinformasi