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Pemodelan Efisiensi Bank di Indonesia: Perbandingan antara Bank Syariah dan Bank Konvensional Ar Royyan Ramly; Abdul Hakim
Esensi: Jurnal Bisnis dan Manajemen Vol 7, No 2 (2017)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v7i2.4989

Abstract

Modeling of Indonesian Banks' Efficiency: Comparative Study Between Islamic Banks and Conventional BanksThis study aims to analyze the efficiency comparison between Islamic banks and conventional banks in Indonesia in 2012-2014. The method used in this study is non-parametric approach with data envelopment analysis (DEA) and Panel data regression whereas input and output variables are treated in intermediary function. To measure the efficiency level of Islamic banks and conventional banks the independent sample t test is used. The result of the study shows that there is significant difference of efficiency between Islamic banking and conventional banking in 2012-2014. The empirical factors that affect Islamic banks and Conventional banks efficiency are ROA, CAR, and FDR variables. On the other hand, NPF results insignificantly and affects negatively towards Islamic banks efficiency. Lastly, ROA, NPL, LDR, and CAR had significantly affected Conventional banks efficiency.DOI: 10.15408/ess.v7i2.4989 
Otonomi Daerah dan Kinerja Aparatur Pemerintah Daerah Tingkat II Abdul Hakim
Economic Journal of Emerging Markets Vol. 2 No. 1 (1997)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v2i1.4272

Abstract

Pelaksanaan otonomi daerah sudah lama dicita-citakan dengan diberlakukannya UU No. 5 Tahun 1974. Tetapi karena berbagai kendala, maka pelaksanaan otonomi tersebut tertunda selama kurang lebih 20 tahun (tahun 1974 sampai dengan tahun 1995). Diantara berbagai kendala yang ada, factor kemampuan aparatur pemerintah dianggap merupakan kendala utama dan bersifat substansial, yaitu merupakan tumpuan bagi kendala-kendala yang lain. Mengingat posisi penting faktor sumber daya manusia (aparatur pemerintah daerah) ini, maka penelitian akan dipusatkan pada dinamika (perubahan) kinerja aparatur pemerintah daerah dengan adanya otonomi daerah tersebut.Bertumpu pada masalah utama tersebut, makalah ini bermaksud mengamati pengaruh uji-coba pelaksanaan otonomi daerah di Kabupaten Sleman terhadap kinerja aparatur pemerintahannya. Kinerja aparatur pemerintah daerah akan didekati dengan kriteria efisiensi dan efektifitas aparatur tersebut, sedang alat analisanya bertumpu pada analisis Likert (Method of Summated Ratings).Hasil studi menunjukkan adanya hubungan positif antara kedua variabel, yaitu pelaksanaan otonomi daerah sebagai variabel bebas dan kinerja aparatur pemerintah daerah sebagai variabel tak bebas. Pengujian terhadap sejumlah sampel yang diambil memberikan hasil seperti yang diharapkan, yaitu uji-coba pelaksanaan otonomi daerah meningkatkan kinerja aparatur pemerintah daerah Kabupaten Sleman.
INDEKS PEMBANGUNAN MANUSIA INDONESIA Muhammad Bhakti Setiawan; Abdul Hakim
Jurnal Economia Vol 9, No 1: April 2013
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.886 KB) | DOI: 10.21831/economia.v9i1.1373

Abstract

Abstrak: Indeks Pembangunan Manusia Indonesia. Paper ini memodelkan perilaku Indeks Pembangunan Manusia (IPM). Variabel-variabel independen yang dipertimbangkan adalah Produk Domestik Bruto (PDB), Pajak Pendapatan (PPN), variabel dummy desentralisasi pemerintahan, variabel dummy krisis tahun 1997, dan variabel dummy krisis tahun 2008. Dengan menggunakan Error Correction Model (ECM), paper ini menemukan bahwa PDB dan PPN berpengaruh terhadap IPM dalam jangka panjang maupun jangka pendek. Estimasi model ECM menemukan bahwa krisis ekonomi tahun 2008 berpengaruh terhadap IPM, sementara krisis tahun 1997 dan desentralisasi pemerintahan tidak berpengaruh terhadap IPM. Kata kunci:  IPM, desentralisasi pemerintahan, produk domestik bruto, pajak pendapatan, ECM Abstract: Human Development Index of Indonesia. This paper models the behavior of Human Development Index (HDI). Independent variables included in the model are Gross Domestic Product (GDP), Income Tax (PPN), a dummy variable on government decentralization, a dummy variable on the 1997 economic crisis, and a dummy variable on the 2008 crisis. The paper finds that GDP and PPN significantly influence IPM both in the short run and in the long run. The Error Correction Model (ECM) estimation finds that the crises of 2008 influences IPM, while the crises in 1997 and government decentralization do not influence HDI. Key words: Human Development Index, government decentralization, gross domestic product, income tax, ECM
FEMALE LABOR WORKING INTENSITY: A STUDY CASE IN A CONSTRUCTION JOB Agus Suseno; Abdul Hakim
Benefit: Jurnal Manajemen dan Bisnis Benefit : Kumpulan Makalah Diskusi Dosen FE UMS Volume 18 No 2 Desember 2014
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v18i2.1397

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This paper analyzes demographic and socio-economic characteristics of female labor in Bantul District. The characteristics are measured by their education, ages, marital status, number of children, house location, distance from workplace, and salary. The contribution of female labor to their families are analyzed by arithmetic mean. To model the behaviour of female labor work intensity, this paper uses salary, number of children, distance to work location, husband income, and dummy variables on free rice program, health insurance program, and house location. Using a multiple regression model, it finds that variables significantly increase work intensity are salary and husband’s income, while those significantly decreases work intensity are number of children, distance to workplace, and rice free program. 
Non-Performing Financing in Indonesian Islamic Commercial Banks During the Pandemic: A Macro and Microeconomics Perspective Riska Dewi; Abdul Hakim
Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Vol. 9 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jreksa.v9i1.5831

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Non-performing financing (NPF) as a measure of the soundness of Islamic banks might face adverse reactions during the Covid-19 pandemic. This study aimed to determine the effect of macroeconomic variables, including inflation, BI rate, exchange rate, and microeconomic variables such as CAR, FDR, and BOPO on the NPF of Islamic Commercial Banks registered by the Indonesian Financial Services Authority for the period 2013:5 to 2021:6. It also aimed to investigate the effect of the covid-19 pandemic on the NPF. This study utilized the autoregressive distributed lag (ARDL) analysis method. The ARDL was used to analyze the relationship between NPF and the macro and microeconomics variables in the short and long term. The analysis results showed that the covid-19 pandemic, inflation, and BI rate significantly affected the NPF of the Indonesian Islamic commercial banks in the short and long term. Additionally, it was evidenced that BOPO was only significant in affecting the NPF in the short time, and FDR was only significant in determining the NPF in the long term.
MANAJEMEN RESIKO PEMBIAYAAN DI BAITUL MAAL WA TAMWIL DAN BANK PEMBIAYAAN RAKYAT SYARIAH: SEBUAH STUDI PERBANDINGAN Edi Susilo; Abdul Hakim
Jurnal Ekonomi & Keuangan Islam Volume 2 No. 1, Januari 2012
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol2.iss1.art2

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This paper analyzes the impact of regulation and supervision system on the application of financial risk management in BMT Beringharjo (hereafter BMTB) and BPRS Madina (hereafter BPRSM). As understood, BMTs are loosely regulated and supervised by the Department of Cooperation, while BPRs are highly regulated and supervised by Bank Indonesia. Using a qualitative method, this paper finds that the financing organization in BMT needs improvement as the director and the manager are the same person. The financing procedure works well despite the lack of online system to coordinate branch offices. The paper also finds that BPRSM complies the financing procedure made by BI. The financing organization in BPRSM also works well, from the top commisariate to the employees level.
Perilaku Impor Susu di Indonesia Hastuti Pratiwi; Abdul Hakim
Telaah Bisnis Vol 14, No 1 (2013): Juli 2013
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (343.268 KB) | DOI: 10.35917/tb.v14i1.14

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AbstractThis paper analyzes the behaviour of milk import in Indonesia during 1985-2010. Using an Error Correction Model (ECM), it finds that in the long run, factors influencing the milk import are percapita income, domestic milk real price, and imported milk price. In the short run, the import is influenced by population size of more than 5-year old residents, real domestic price milk, real price of imported milk, and exchange rates. Variables that do not influence milk imports, both in the short run and in the long run, are national milk production, milk exports, population size of less than 5-year old residents, and the gonvernment policy on the deletion of milk imports.
Pengaruh pengetahuan, gaya hidup, pertimbangan halal-haram, dan faktor sosial terhadap keputusan menggunakan kartu kredit syariah Ahsan Qasas; Abdul Hakim
Proceeding of National Conference on Accounting & Finance Volume 1, 2019
Publisher : Master Program in Accounting, Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian sebelumnya di bidang ini telah mengidentifikasi beberapa faktor yang mempengaruhi keputusan nasabah dalam hal ini masyarakat untuk menggunakan kartu kredit syariah. penelitian ini dilakukan untuk mengetahui pengaruh pengetahuan, gaya hidup, pertimbangan halal dan haram serta faktor sosial terhadap keputusan nasabah menggunakan kartu kredit syariah (Syariah Card). Penelitian ini dilakukan dengan metode studi empiris dengan teknik purposive sampling dalam pengumpulan data. Data yang digunakan adalah data primer dengan menggunakan kuesioner. Sampel penelitian ini adalah 100 nasabah yang menggunakan kartu kredit syariah (syariah card) di kota Yogyakarta. Analisis data dilakukan dengan uji validitas dan reliabilitas serta pengujian hipotesis dengan metode qualitative response model menggunakan model logit. Penelitian ini diharapkan mampu memberikan kontribusi bagi pengetahuan mengenai kartu kartu kredit syariah (syariah card) kepada masyarakat luas dan juga memberikan sumbangan pengetahuan bagi perbankan tentang apa yang menjadi faktor-faktor utama keputusan nasabah memilih untuk menggunakan kartu kredit syariah.