Bambang Saputra
STIE Madani Balikpapan

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FAKTOR-FAKTOR KEUANGAN YANG MEMPENGARUHI MARKET SHARE PERBANKAN SYARIAH DI INDONESIA Bambang Saputra
Akuntabilitas Vol 7, No 2 (2014): Akuntabilitas
Publisher : Department of Accounting-Faculty of Economic and Business (FEB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/akt.v7i2.2675

Abstract

This Study aims to formulate the strategy of market share growth for islamicbangking is need to examine how much the effect of each independent variable is ROA, CAR,FDR, NPF, and REO on the dependent variable (Market Share) on Islamic Banking inIndonesia. The research was conducted on Islamic Banking in Indonesia, BUS and UUS usingfinancial statement data are monthly basis for 36 months, starting in January 2010-December2012. The method of analysis in this study is the analysis Descriptive Statistics and SimpleLinear Regression Analysis. The test results suggest that, first, ROA has a positive significanteffect on Market Share. Second, CAR has a positive significant effect on Market Share. Third,FDR had a positive significant effect on Market Share. Fourth, NPF has a significant negativeeffect on Market Share. Fifth, REO has a significant negative effect on Market Share. Basedthat condition, so, strategy to improve market share growth for Islamic banking must beconcern to qualitative aspects such as sufficient costumer service, product innovative,banking education for costumer, etc. All of that aspects must be supported by government,central bank, Islamic banking, and societyDOI: 10.15408/akt.v7i2.2675
PENGARUH DESENTRALISASI FISKAL TERHADAP PERTUMBUHAN EKONOMI DAN KESEJAHTERAAN MASYARAKAT Bambang Saputra; Mahmudi Mahmudi
Jurnal Akuntansi dan Auditing Indonesia Vol. 16 No. 2 (2012)
Publisher : Accounting Department, Faculty of Business and Economics, Universitas Islam Indonesia

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh desentralisasi fiskal terhadap pertumbuhan ekoomi dan kesejahteraan masyarakat. Sampel penelitian adalah kabupaten/kota berdasarkan provinsi di Indonesia kecuali DKI Jakarta, dengan menggunakan data sekunder dari Biro Pusat Statistik Indonesia periode 2005 sampai dengan 2008. Analisis data dilakukan dengan menggunakan analisis jalur dengan program AMOS. Hasil analisis mengindikasikan bahwa, pertama, desentralisasi fiskal berdampak negatif terhadap pertumbuhan ekonomi. Kedua, pertumbuhan ekonomi berdampak positif terhadap kesejahteraan masyarakat. Ketiga, desentralisasi fiskal berdampak positif terhadap kesejahteraan masyarakat.Kata kunci: desentralisasi fiskal, pertumbuhan ekonomi, kesejahteraan masyarakat, pemerintah daerah.