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All Journal Signifikan : Jurnal Ilmu Ekonomi Journal of Economics Review (JOER)
S. Suratini
Universitas YAPIS Papua
Economics, Econometrics & Finance

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 1 
Micro-Loans and Household Economies: Evidence in Indonesia S. Suratini
Signifikan: Jurnal Ilmu Ekonomi Vol 7, No 1 (2018)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.294 KB) | DOI: 10.15408/sjie.v7i1.5954

Abstract

Micro-loans intended to improve household economies are a fascinating subject for research because a comparative analysis of before and after taking micro-loans would result in a bias selection. Households have different prior conditions from one another, so the difference found during the study is not entirely due to receiving micro-loans. There is a risk of moral hazard risk due to asymmetric information. This research adopts the double difference (DD) fixed effects method to estimate the extent of micro-loans’ impact. Results indicate that micro-loans are significantly influencing the household economies. The impact size was relatively small that it was not apparent during regression. As an implication, micro-loans intended for productive purposes can help improve household economic conditions. Effective and sustainable monitoring and counsel can minimize the risk of moral hazard.DOI: 10.15408/sjie.v7i1.5954
DETERMINANT OF THE QUALITY OF REGIONAL FINANCIAL REPORTS Zaelika Fatmawati M; Entar Sutisman; Sumartono; Suratini; La Ode Marihi
Journal of Economics Review (JOER) Vol. 1 No. 1 (2021): Journal of Economics Review (JOER)
Publisher : Universitas Yapis Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.299 KB) | DOI: 10.55098/joer.1.1.43-55

Abstract

This review was directed to look at and investigate the impact of inside control frameworks, bookkeeping data frameworks, monetary management and the utilization of data innovation on the nature of the budget summaries of the Jayapura City Government OPD. The number of inhabitants in this exploration is all Regional Apparatus Organizations in Jayapura City, adding up to 34 offices. In light of the purposive testing procedure, an example of 102 individuals was acquired from each territorial association. The investigation procedure utilized is various straight relapse. Then, at that point, the consequences of the review show that: (1) The Internal Control System has a positive and critical impact on the Quality of Financial Reports. (2) The Regional Financial Accounting System has a positive and critical impact on the Quality of Financial Reports. (3) Financial Supervision doesn't influence the Quality of Financial Reports. (4) Utilization of Information Technology doesn't influence the Quality of Financial Reports. (5) Internal Control System, Regional Financial Accounting System, Financial Supervision, and Utilization of Information Technology have a critical concurrent impact on the Quality of Financial Reports
Co-Authors Entar Sutisman La Ode Marihi Sumartono, Sumartono Zaelika Fatmawati M