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All Journal ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics)
Ella Patriana
Syarif Hidayatullah State Islamic University of Jakarta
Religion Economics, Econometrics & Finance Social Sciences

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MODEL PENGHITUNGAN TARIF PREMI ASURANSI SYARIAH DALAM HUBUNGANNYA DENGAN SEGMENTASI PASAR DAN LABA PERUSAHAAN Ella Patriana
ETIKONOMI Vol. 13, No. 2, October 2014
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v13i2.1885

Abstract

The research aims to analyze the model calculations sharia insurance premium rates for savings products and not saving in connection with market segmentation and company profit. The method used in this research is descriptive qualitative. In accordance with the characteristics of the product, for a savings element that has a market segmentation leads to the individual, while that does not have a savings element, it would be appropriate is marketed to a collection or company. Companies with on investment high return using a relatively small debt. High rate of return allowed them to finance the majority of their funding needs with funds generated from internal activities.DOI: 10.15408/etk.v13i2.1885
PROSEDUR UNDERWRITING BANCASSURANCE DAN ASURANSI JIWA SYARIAH PADA PT. ASURANSI TAKÂFUL KELUARGA Ella Patriana; Rijal Asidiq Mulyana
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.338 KB) | DOI: 10.15408/aiq.v4i1.2543

Abstract

This study explains the comparative risk selection (of underwriting) in bancassurance products and Islamic life insurance products at PT. Family Takaful Insurance. The result revealed that the underwriting procedures of each product are different based on their characteristics. Full protection is designed as a simple of underwriting product only with age provisions and administrative requirements. Financing takâful products cover all financing from the bank. Thus, bank which does the insurance process will make these data as basic information about insurance customers. Since the bank is insured, and apply risk selection process as risky selection process at most insurance companies.DOI: 10.15408/aiq.v4i1.2543
Co-Authors Rijal Asidiq Mulyana