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All Journal Jimma : Jurnal Ilmiah Manajemen Muhammadiyah Aceh JOURNAL OF HEALTHCARE TECHNOLOGY AND MEDICINE JURNAL PENDIDIKAN TAMBUSAI JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Jurnal Sains dan Ilmu Terapan
Zuraidah Zuraidah
Universitas Muhammadiyah Aceh
Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Journal : journal of informatics and computer science

 1 
IMPLEMENTASI SISTEM APLIKASI KEUANGAN TINGKAT INSTANSI (SAKTI) DI SEKRETARIAT PANWASLIH KABUPATEN ACEH SINGKIL Zuraidah Zuraidah; Lisnawati Lisnawati
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol. 11 No. 2 (2025): OKTOBER 2025
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33143/jics.v11i2.5347

Abstract

This study aims to determine how the implementation of the Agency Level Financial Application System (SAKTI) is financial management at the Panwaslih Secretariat of Aceh Singkil Regency. Data collection techniques using observation, interviews and documentation. The data analysis technique used in this study is qualitative descriptive analysis. Based on the research results, it is known that the SAKTI application has been established since 2022 and in implementing is application, authorized employees expect special training from the government and not only training through social media so that its implementation can be carried out more optimally. In order to improve Financial Management at Panwaslih, accourding to the results of the study, the SAKTI Applicarion cannot guarantee the risk of errors in the administration module related to the management of reference data and SAKTI user data. Keywords: Implementation, SAKTI Application, Financial Management
ADOPSI QRIS PADA UMKM: PENGARUH LITERASI DIGITAL DAN KEMUDAHAN PENGGUNAAN Lisnawati Lisnawati; Zuraidah Zuraidah; Fitriliana Fitriliana
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol. 12 No. 1 (2026): APRIL 2026
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Adopsi sistem pembayaran digital berbasis QRIS (Quick Response Code Indonesian Standard) terus meningkat di kalangan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM), namun masih terdapat kesenjangan signifikan dalam tingkat adopsi, khususnya di daerah non metropolitan. Penelitian ini bertujuan untuk menganalisis pengaruh literasi digital dan kemudahan penggunaan terhadap keputusan menggunakan QRIS pada UMKM Kecamatan Kuta Alam, Kota Banda Aceh. Penelitian ini menggunakan pendekatan kuantitatif dengan survei terhadap 89 responden pelaku UMKM yang dipilih. Data dianalisis menggunakan regresi linear berganda dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa literasi digital berpengaruh positif dan signifikan terhadap keputusan menggunakan QRIS (β = 0,312; t = 3,87; p < 0,001), demikian pula kemudahan penggunaan (β = 0,418; t = 5,24; p < 0,001). Secara simultan, kedua variabel mampu menjelaskan 61,3% variasi keputusan adopsi QRIS (R² = 0,613; F = 76,43; p < 0,001). Kemudahan penggunaan terbukti memiliki pengaruh dominan, mengindikasikan bahwa simplifikasi antarmuka dan proses transaksi merupakan faktor kunci dalam mendorong adopsi QRIS di kalangan UMKM.   Kata Kunci: Kemudahan Penggunaan, Keputusan Menggunakan, Literasi Digital, QRIS, UMKM
Co-Authors Amelia Rahmi Dathin Nabilla Hasibuan Faizil Moviza Fani Sartika Fanny Maulida Fitriliana Fitriliana Husna Husna Lilik Nur Anisa Lisnawati Lisnawati Milzam Wafa Staqif Nara Pristiwa Parida Ayani Riski Aulia Rusnaidi Syahrul Maulidi