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All Journal IQTISHADIA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Iqtishoduna: Jurnal Ekonomi Islam Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics Al-Infaq: Jurnal Ekonomi Islam
Pertiwi Utami
Universitas Islam Negeri Raden Intan Lampung
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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REFLEKSI HUKUM ZAKAT DIGITAL PADA BAZNAS DALAM RANGKA PENINGKATAN KESEJAHTERAAN MUSTAHIK Pertiwi Utami; Tulus Suryanto; Ruslan Abdul Ghofur; M Nasor
Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan Vol 11, No 1 (2020): SURYA KENCANA SATU
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jdmhkdmhk.v11i1.5608

Abstract

Peneliti melakukan kajian pengetahuan hukum digital zakat pada Badan Amil Zakat Nasional (BAZNAS) Pusat di Indonesia. Penelitian ini bertujuan untuk mengetahui bagaimana pendekatan hukum Islam terhadap penggunaan layanan digital zakat dan bagaimana implementasi prinsip-prinsip pengelolaan yang baik pada manajemen zakat digital. Dengan menggunakan metodologi hukum Islam, peneliti ingin memberikan wawasan baru dari segi kajian hukum ekonomi dan keuangan syariah dengan pendekatan tersebut. Dari hasil analisis dan pembahasan, mengungkapkan bahwa hukum penggunaan teknologi digital sendiri diperbolehkan dan tidak bertentangan dengan prinsip-prinsip syariah, selama serta tidak mengandung unsur-unsur kemudharatan bagi penggunanya. Sedangkan implementasi prinsip-prinsip syariah pada digital zakat baik penghimpunan dan penyaluran zakat sudah cukup baik.
Sustanaibility Strategy Management in Affecting Decisions for Purchase of Vehicles Through Leasing Shariah in Indonesia Pertiwi Utami
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1342

Abstract

Purpose: Public interest in the purchase of two-wheeled vehicles is very high. With relatively affordable product prices and a variety of applications, financing services facilitate access to vehicle ownership. The majority of consumers choose to use leasing conventional compared to Leasing Sharia. Why does this happen ?, how to attract consumers to be interested in using Leasing Sharia services.Design Methods: This study uses a literature review of interest management strategies and product prices that can be implemented against Sharia leasing to improve decision making for buying motorbikes (two-wheeled vehicles). The sharia economic approach is used as the main reference in expressing good corporate governance.Findings: The findings reveal that the application of efficiency, innovation and fintech sharia efforts is needed to increase consumer interest in vehicle purchase decision making through leasing sharia in IndonesiaOriginalty Value: Efficiency, innovation, and fintech technology based on sharia economic principles in management strategies are urgently needed, seeing the competition of the automotive industry is quite tight in Indonesia.
The Effect Digitalization Zakat Payment Against Potential of Zakat Acceptance in National Amil Zakat Agency Pertiwi Utami; Tulus Suryanto; M. Nasor; Ruslan Abdul Ghofur
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7809

Abstract

The purpose of this study was to determine the effect of digitalization zakat payments on the potential for zakat acceptance at the BAZNAS Jakarta center. The originality of this research lies in the digitalization analysis of zakat payments to increase the potential for receiving BAZNAS center based on sharia economic approaches, and digital technology theory. The research method used is associative quantitative using a simple linear regression analysis technique with a sample size of 170 respondents selected based on purposive sampling technique. From the results of data analysis using SPSS 19.0, an R-value of 74.8% was obtained, which means that the relationship between the digitalization of zakat payments and the potential for receiving zakat at the BAZNAS is strong.  The findings show that the digitalization variable of zakat payment or zakat payment (X) influences the potential for zakat receipt (Y) of 55.9%, and the remaining 40.1% is influenced by other factors not considered. Based on the results of deepening between the theory and practice of digital zakat revealed that the challenges in efforts to increase the potential for digital zakat acceptance in Indonesia are internet access which is still weak and uneven in Indonesian territory, building an 'attachment' relationship between mustahiq, muzzaki and BAZNAS, and the application of principles of sharia in the management of zakat. Therefore, the research explains the strategies that can be done to answer the challenges of digital zakat.
Impact of Sharia Tourism Development in Pringsewu Regency Lampung Basrawi Basrowi; Fauzi Fauzi; Pertiwi Utami
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (411.929 KB) | DOI: 10.36835/iqtishoduna.v9i1.473

Abstract

The purpose of this study was to describe the opportunities for sharia tourism in Pringsewu Regency by referring to the Law and Fatwa of the National Sharia Council. The research method used is empirical legal research which aims to support the development of legal science, especially sharia law related to halal tourism. Data is collected through documented observation. Examination of the validity of the data by using data source triangulation techniques is done by comparing the results of observational data with the results of related documents, and data analysis through data reduction, data presentation and conclusion drawing. Based on the results of the study concluded, 1) sharia tourism is very possible to be developed in Lampung Province, because formal juridical is not at all contradictory and Law No.33 of 2013 concerning Guaranteed Halal Products; 2) also does not contradict the Fatwa of the National Sharia Council-Indonesian Ulema Council No.108 / DSN-MUI / X / 2016 towards the development of sharia tourism.
The Effect Digitalization Zakat Payment Against Potential of Zakat Acceptance in National Amil Zakat Agency Pertiwi Utami; Tulus Suryanto; M. Nasor; Ruslan Abdul Ghofur
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7809

Abstract

The purpose of this study was to determine the effect of digitalization zakat payments on the potential for zakat acceptance at the BAZNAS Jakarta center. The originality of this research lies in the digitalization analysis of zakat payments to increase the potential for receiving BAZNAS center based on sharia economic approaches, and digital technology theory. The research method used is associative quantitative using a simple linear regression analysis technique with a sample size of 170 respondents selected based on purposive sampling technique. From the results of data analysis using SPSS 19.0, an R-value of 74.8% was obtained, which means that the relationship between the digitalization of zakat payments and the potential for receiving zakat at the BAZNAS is strong.  The findings show that the digitalization variable of zakat payment or zakat payment (X) influences the potential for zakat receipt (Y) of 55.9%, and the remaining 40.1% is influenced by other factors not considered. Based on the results of deepening between the theory and practice of digital zakat revealed that the challenges in efforts to increase the potential for digital zakat acceptance in Indonesia are internet access which is still weak and uneven in Indonesian territory, building an 'attachment' relationship between mustahiq, muzzaki and BAZNAS, and the application of principles of sharia in the management of zakat. Therefore, the research explains the strategies that can be done to answer the challenges of digital zakat.
Pemanfaatan Teknologi Dalam Peningkatan Penerimaan Zakat, Jumlah Muzaki, Dan Pengurangan Resiko Zakat Basrowi Basrowi; Pertiwi Utami
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 4 No. 1 (2020)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Abstract

The purpose of this study is to describe clearly the role of financial technology in increasing zakat receipts, facilitate management and distribution of zakat, increase the number of muzaki and reduce the risk of zakat management. The method used in this study is a qualitative descriptive method. Data taken from various secondary sources including the current literature derived from library materials and journals. Data were analyzed using a theme approach. The results of the analysis show that the use of financial technology is able to increase the number of muzaki, increase the receipt of zakat, reduce risk, which in turn can improve the welfare of muztahik and be able to reduce the number of muztahik to muzaki
Impact of Sharia Tourism Development in Pringsewu Regency Lampung Basrawi Basrowi; Fauzi Fauzi; Pertiwi Utami
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (411.929 KB) | DOI: 10.36835/iqtishoduna.v9i1.473

Abstract

The purpose of this study was to describe the opportunities for sharia tourism in Pringsewu Regency by referring to the Law and Fatwa of the National Sharia Council. The research method used is empirical legal research which aims to support the development of legal science, especially sharia law related to halal tourism. Data is collected through documented observation. Examination of the validity of the data by using data source triangulation techniques is done by comparing the results of observational data with the results of related documents, and data analysis through data reduction, data presentation and conclusion drawing. Based on the results of the study concluded, 1) sharia tourism is very possible to be developed in Lampung Province, because formal juridical is not at all contradictory and Law No.33 of 2013 concerning Guaranteed Halal Products; 2) also does not contradict the Fatwa of the National Sharia Council-Indonesian Ulema Council No.108 / DSN-MUI / X / 2016 towards the development of sharia tourism.
APAKAH MEMILIH SAHAM DAFTAR EFEK SYARIAH INDONESIA DENGAN ANALISIS TEKNIKAL AKAN MENGUNTUNGKAN? Basrowi Basrowi; Fauzi Fauzi; Pertiwi Utami
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 11 No. 1 (2020)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v11i1.555

Abstract

Tujuan penelitian adalah untuk mengetahui apakah saham daftar efek syariah Indonesia dengan menggunakan analisis teknikal akan memberikan keuntungan. Karena, kemungkinan besar bagi pemula akan kesulitan menggunakan analisis teknikal yang nampak seperti chart. Metode penelitian menggunakan studi literatur dengan pendekatan ekonomi syariah. Hasil studi menemukan bahwa ada strategi khusus yang digunakan untuk membaca pergerakan harga menggunakan analisis teknikal dan apabila tidak memahami dan memprediksi pergerakan harga dengan baik maka  kerugian yang akan diperoleh. Analisis teknikal yang digunakan untuk mengetahui pergerakan harga dengan memberi sinyal waktu masuk dan keluar pasar saham pada emiten yang terdaftar di  daftar efek syariah tidak banyak berbeda dengan umumnya yang digunakan pada pasar modal. Hanya saja larangan dan ketentuan baik produk, distribusi, dan operaionalnya yang harus sesuai dengan prinsip syariah dan teknik ini disarankan tidak digunakan untuk memperhitungkan keuntungan jangka panjang namun dalan jangka pendek dapat menghasilkan pengembalian yang positif pada investor.
Co-Authors Basrawi Basrowi Basrowi Basrowi Basrowi Basrowi Fauzi Fauzi Fauzi Muhammad Nasor Ruslan Abdul Ghofur Tulus Suryanto