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All Journal Mukaddimah: Jurnal Studi Islam Millah: Journal of Religious Studies
Nunung Nurlaela
STEI Hamfara Yogyakarta
Religion Humanities

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E-Money: Tinjauan Fiqih Kontemporer Nunung Nurlaela
Mukaddimah: Jurnal Studi Islam Vol. 3 No. 2 (2018)
Publisher : Kopertais Wilayah III Yogyakarta

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Abstract

One of the problems of contemporary islamic economy is the development of non-cash payment instruments, especially e-money. This research is a qualitative study to obtain legal status for non-cash transactions using e-money. Clarity of legal status regarding the use of e-money is of course expected to accelerate the process of adoption of Muslims. The fact of e-money is like a debit card, because the money used in electronic money is consumer money, not debt accompanied by usury, so the stastus for using electronic money is actually a “hawalah” contract. Electronic money in the “hawalah” contract can be called “muhal bih” (debt transferred). Thus, the issuance of cards that function as money like this alloweb by sharia law. So, the administration fee and manufacturing of the cards, allowed too. In addition, there is no “gharar” in this electronic money. Keywords: e-money, contemporary jurisprudence, sharia economy, noncash transactions.
ANALISIS FUNGSI DISTRIBUSI KEUANGAN NEGARA (Studi Pemikiran ’Abdul Qadim Zallum) Nunung Nurlaela
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol15.iss1.art1

Abstract

Indonesian budget deficit from year to year, and the other hand haven’t been able to improve the life of people with evenly and the economic assets aren’t placed on proper tipping point, so we need a new way. This study presents an alternative formulation of the budget options with a focus on the distribution function, use qualitative method with a phenomenological approach and using descriptive analysis. The emphasis of this study is the distribution function of the state budget that was initiated by Shaikh Abdul Qadim Zallum and their application with a case study in 2010-2012 Indonesian budget. The result is the state will be able to flatten the welfare of people at once to function, rolling the industrialization process, without deficit. Economic stability will be a real foundation for economic growth. The development program based on Islamic political economy requires bureaucracy reform to cut many programs that are not targeted. So, this concept was initiated by Sheikh Abdul Qadeem Zallum be considered to solve the Indonesian budgeting problems.
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