Article Per Year (5 Year)
p-Index From 2021 - 2026
0
P-Index
This Author published in this journals
All Journal Liquidity: Jurnal Riset Akuntansi dan Manajemen Mega Aktiva: Jurnal Ekonomi dan Manajemen
Taryana Taryana
ITB Ahmad Dahlan Jakarta
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Optimalisasi Pembiayaan UMKKM pada Unit Mikro Bank Syariah Mandiri Taryana Taryana
Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 8 No 1 (2019)
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v8i1.324

Abstract

This study determines the most influential factors for the optimization of the financing of SMEs in Islamic banks and their solutions. The method used in this study is a mixed-methods study, which is a method by combining quantitative methods with qualitative methods to be used together in research. The results of this research are that the most influential factor to the financing of SMEs is the weakness and limitations of SMEs itself so that the limitations make SMEs challenging to access capital from formal financial institutions such as Islamic banks. To achieve optimization of financing portfolio target, BSM Micro Units have a specific strategy, by improving the quality of human resources, infrastructure, Business Strategy, and strengthen the Risk Management system. The results of this research using Structural Equation Modeling (SEM), the most positive influence on the optimization is human resources and infrastructure financing, while the business strategy and risk management have a negative impact.
FACTORS WHICH INFLUENCE LIQUID ASSETS IN SHARIA BANKS: A CASE STUDY OF PT BANK SYARIAH MANDIRI 2016-2017 Taryana Harun
Mega Aktiva Vol 9, No 2 (2020): Agustus
Publisher : Universitas Muhammadiyah Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32833/majem.v9i2.114

Abstract

Banks manage liquidity carefully because of differences in fund tenor collected and channeled. Meanwhile, at the same time, it must fulfill transaction needs, reserve requirement, current liabilities, and be cautious in facing sudden liquidity needs. Therefore, bankshold a sufficient amount of liquid assets. Liquidity management tends to be a trade-off. On one side, insufficient liquid assets can cause banks to be unable to carry out transactions with its customers or fulfill its maturity obligations. On another side, high liquid assets can result in a lost opportunity, because the liquid assets do not provide a return. The purpose of this research is to analyze what factors influence the level of banks liquid assets. This research was conducted using a dual regression model to analyze the variables studied, with a case study of PT Bank Syariah Mandiri from 2016-2017.The dependent variable was the level of liquid assets. Meanwhile, the independent variables were the amount of third party funds, financing growth, financial market access between banks, current liabilities, and previous month profit. The research results reveal that two variables are statistically significant towards bank liquid assets, which are third-party funds and previous month profit. Third-party funds and previous month profit have a positive and significat influence towards liquid assets. Meanwhile, the other variables do not significantly determined liquid assets.
Co-Authors