Ahman Fadlan
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ANALISIS PERILAKU MASYARAKAT MUSLIM TERHADAP PENGGUNAAN KARTU KREDIT DI KOTA MEDAN Ahman Fadlan; Irsad Lubis
Ekonomi dan Keuangan Vol 1, No 1 (2012)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

ABSTRACT This research was conducted aiming to determine how a Muslim to use a credit card in the City of Medan. In this research, the problems research, namely: How does the behavior of the Muslim of public  towards the use of credit cards  in the City of Medan - What are  the booster of the Muslim of public in the City of Medan decided to use a credit card - Whether a  relationship  between the among  the many  places of modern  shopping  behavior  of the Muslim of pulic  in the use of credit cards  in the City of Medan. The method used in this research is the analysis method descriptive. Engineering data was collected by interview and questionnaires were distributed to Muslim of public in the City of Medan with a total sample of 60 people. After the data are collected, then the authors calculate and add up the total response of all respondents surveyed, to be in percentages (%) in order to draw conclusions.From the results of this research concluded that the majority of the Muslim of public  in the City of Medan  to use a credit card only as needed, although most of those who  use them  fixed  answering,  if  a credit card can make  a person's  nature  to lead to wasteful  or consumptive  behaviors.  Flexibility and  practicality  credit card to make  the payment process which, being  the strongest reason  for the people  of Medan Muslims  to own and use a credit card.