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Hybrid Contract in Sharia Insurance Practices in Indonesia Noor Kholifah Hidayati; Ro'fah Setyowati; Maulidia Mulyani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.959 KB) | DOI: 10.29040/jiei.v7i3.3293

Abstract

The hybrid contract is a combination of several contracts. It exists due to the increasingly complex demands of human needs in contemporary times. However, its validity according to the Shari'a is still in doubt caused by a hadith of the Prophet that forbids the practice of two (or more) contracts if they are carried out in one transaction. In Indonesia, the hybrid contract is practiced in various transactions, one of which is the practice of sharia insurance. This causes the validity of the practice of sharia insurance to be questioned again. So the purpose of this research is to answer the problem: What is meant by hybrid contract and insurance? How is the hybrid contract mechanism in sharia insurance in Indonesia? How is the hybrid contract law in sharia insurance in Indonesia according to the 5 limits of the Al-Imrani contract?. This study uses a qualitative method with a deductive-inductive model. This library research includes analytical descriptive. The results of this study indicate that hybrid contracts in sharia insurance in Indonesia do not violate the hybrid contract restrictions that are prohibited by sharia according to Al-Imrani. So that the practice is legal by Sharia and the fatwa of DSN-MUI.
Peran Media Sosial Bagi Suami Istri dalam Menjalani Hubungan Pernikahan Jarak Jauh Maulidia Mulyani
AL-HUKAMA Vol. 9 No. 2 (2019): December 2019
Publisher : State Islamic University (UIN) of Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.562 KB) | DOI: 10.15642/alhukama.2019.9.2.359-479

Abstract

In the present time the impact of technological progress can be felt in many aspects of life, including marriage. The progress of the development of communication technology has made it easy to communicate specifically for married couples who are undergoing long-distance marital relationships, so that the relationship is maintained and harmonious. Social media is now used as a tool for communication, for example WhatsApp, Line, Facebook, or Instagram. All of those media are used because of their speed in conveying messages, so that long-distance couples can still communicate well and quickly. In a marital relationship, of course, there are fulfillments of rights and obligations. These fulfillments can still be fulfilled through social media, but they are not as maximized as when dealing directly.
The Practice of Marriage of Sampang Shia Refugees in Puspa Agro, Sidoarjo: Barriers and Challenges to Obtaining Family Administration Rights Maulidia Mulyani
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 56, No 1 (2022)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v56i1.1042

Abstract

Abstract: This article examines the constraints and challenges of the Sampang Shia refugees in Puspa Agro, Sidoarjo, in carrying out marriages and obtaining family administration rights. The data source in this article is based on field data obtained through observation and interviews and is supported by library data. Using resilience theory, this article seeks to answer two fundamental issues: first, what are the barriers faced by the Shia refugee group in Sampang in entering into marriages and obtaining family administration rights?; second, what is the strategy used by the Sampang Shiite group in obtaining family administration rights? Using socio legal, this article finds that Shi'a refugees face obstacles and challenges in consummating marriages and obtaining family administration rights as a result of the Sunni-Shia conflict that does not subside. They did not receive marriage guidance and also could not get married in front of KUA officers due to the long distances and high costs. In an effort to obtain administrative rights for their family, they made efforts to adapt to the existing situation. They carry out marriage guidance by asking the lokal ustaz for advice, submitting files to make a marriage certificate and taking part in the marriage registration program with an escort. Abstrak: Artikel ini mengkaji kendala dan tantangan para pengungsi Syiah Sampang yang ada di Puspa Agro, Sidoarjo, dalam melakukan perkawinan dan mendapatkan hak administrasi keluarga. Sumber data dalam artikel ini didasarkan pada data-data lapangan yang diperoleh melalui observasi dan wawancara dan didukung dengan data kepustakaan. Menggunakan teori resiliensi, artikel ini hendak menjawab dua hal mendasar: pertama, apa saja kendala yang dihadapi kelompok pengungsi Syiah Sampang dalam melakukan perkawinan dan mendapatkan hak administrasi keluarga?; kedua, bagaimana strategi yang digunakan oleh kelompok Syiah Sampang dalam mendapatkan hak administrasi keluarga? Menggunakan socio legal, artikel ini menemukan bahwa para pengungsi Syi’ah menghadapi kendala dan tantangan dalam melakukan perkawinan dan mendapatkan hak administrasi keluarga sebagai akibat dari adanya konflik Sunni-Syiah yang tidak kunjung mereda. Mereka tidak mendapatkan bimbingan pernikahan dan juga tidak dapat melakukan pernikahan di depan petugas KUA disebabkan jarak tempuh yang jauh dan biaya yang mahal. Dalam upaya untuk mendapatkan hak administrasi keluarga mereka melakukan upaya adaptasi dengan situasi yang ada. Mereka melakukan bimbingan nikah dengan cara meminta nasihat kepada ustadz setempat, menyetorkan berkas untuk pembuatan akta nikah dan mengikuti program isbat nikah dengan pengawalan.
Legal Effects of the Constitutional Court's Ruling Against Marital Agreement in Mixed Marriages Maulidia Mulyani
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 56, No 2 (2022)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v56i2.660

Abstract

Abstract: Prior to the issuance of the Constitutional Court (MK) decision Number 69/PUU-XIII/2015, some mixed-marriage couples complained about the state policy that does not allow mixed-marriage couples to own assets, both in the form of building use rights (HGB) and business use rights (HGU). This article examines a marriage agreement made by a mixed marriage couple, namely Indonesian and foreign couples after the Constitutional Court decision Number 69/PUU-XIII/2015. Two fundamental issues are the focus of this article, namely how is the legal impact of the Constitutional Court Decision Number 69/PUU-XIII/2015 on marriage agreements in mixed marriages, and what are the legal consequences of the Constitutional Court Decision? The following findings were obtained using a juridical-normative approach and utilizing Gustav Radburch's theory of the legal purpose: first, after the Constitutional Court decision the perpetrators of mixed marriages had a looser time to make a marriage agreement. They can agree before the marriage contract or during the marriage bond. Second, a marriage agreement made during the marriage period will be valid the moment after it is made, and the separation of the joint property of both parties can immediately follow it. Third, when viewed from the theory of Gustav Radburch's legal objectives, the Constitutional Court Decision has fulfilled the purpose of making law: the realization of justice, certainty, and legal expediency. However, on the other hand, the Constitutional Court ruling has also put third parties in a vulnerable position.Abstrak: Sebelum terbitnya putusan Mahkamah Konstitusi (MK) Nomor 69/PUU-XIII/2015, beberapa pasangan perkawinan campuran mengeluhkan kebijakan negara yang tidak memperbolehkan pasangan perkawinan campuran untuk memiliki aset, baik berupa hak guna bangunan (HGB) maupun hak guna usaha (HGU). Artikel ini mengkaji sebuah perjanjian perkawinan yang dilakukan oleh pasangan perkawinan campuran, yaitu pasangan WNI dan WNA pasca Putusan Mahkamah Konstitusi (MK) Nomor 69/PUU-XIII/2015. Ada dua persoalan mendasar yang menjadi fokus artikel ini, yakni bagaimana dampak hukum yang ditimbulkan dari adanya Putusan Mahkamah Konstitusi Nomor 69/PUU-XIII/2015 terhadap perjanjian perkawinan dalam perkawinan campuran, dan bagaimana dampak hukum Putusan MK tersebut? Menggunakan pendekatan yuridis-normatif dan memanfaatkan teori tujuan hukum Gustav Radburch diperoleh temuan sebagai berikut: pertama, pasca Putusan MK Nomor 69/PUU-XIII/2015, para pelaku perkawinan campuran memiliki waktu yang lebih longgar untuk membuat perjanjian perkawinan. Mereka bisa membuat perjanjian sebelum dilakukannya akad perkawinan ataupun selama dalam ikatan perkawinan. Kedua, perjanjian perkawinan yang dibuat dalam masa perkawinan akan berlaku sah pada saat setelah dibuat, dan hal itu bisa langsung diikuti dengan pemisahan harta bersama kedua belah pihak. Ketiga, jika dilihat dari teori tujuan hukum Gustav Radburch maka Putusan MK tersebut telah memenuhi tujuan dibuatnya hukum, yakni terwujudnya keadilan, kepastian, dan kemanfaatan hukum. Akan tetapi, di sisi lain, Putusan MK tersebut, juga telah menjadikan pihak ketiga berada dalam posisi rentan.Keyword: Constitutional Court Decision; legal effect: marriage agreement; mixed marriage.