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All Journal Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Inovasi Bisnis (Inovbiz) IKRA-ITH EKONOMIKA Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Kajian Ekonomi dan Perbankan Syariah
Fithrie, Souvya
Fakultas Ekonomi Unilak
Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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PENGARUH RISIKO, MANFAAT DAN KEMUDAHAN PENGGUNAAN TERHADAP KEPERCAYAAN NASABAH DALAM MENGGUNAKAN INTERNET BANKING DI PEKANBARU Putri, Dwika Lodia; Fithrie, Souvya
IKRA-ITH EKONOMIKA Vol 2 No 2 (2019): IKRAITH-EKONOMIKA vol 2 Nomor 2 Bulan Juli 2019
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (365.971 KB)

Abstract

ABSTRAKPerkembangan zaman yang semakin menuntut kemudahan melakukan berbagai kegiatan, memunculkanberbagai teknologi baru. Kemajuan teknologi yang sudah menjadi konsumsi umum masyarakat adalah internet.Salah satu fasilitas yang diberikan bank kepada nasabah untuk mempermudah melakukan aktivitas perbankanadalah teknologi internet banking. Nasabah dapat melakukan berbagai kegiatan perbankan hanya perluterhubung dengan koneksi internet. Penelitian ini bertujuan untuk menguji pengaruh risiko, manfaat, dankemudahaan penggunaan terhadap kepercayaan nasabah dalam menggunakan internet banking denganmenggabungkan teori Technology Acceptance Model (TAM). Permasalahan dalam penelitian ini adalahbagaimana pengaruh risiko, manfaat dan kemudahaan terhadap penerimaan internet banking, yang akanberlanjut pada kepercayaan nasabah dalam menggunakan internet banking Mandiri. Data yang digunakandalam penelitian ini adalah data primer, dan pengumpulan data dilakukan menggunakan kuesioner secaralangsung dengan metode purposive sampling Hasil yang diperoleh dari penelitian ini menunjukkan bahwavariabel persepsi risiko, persepsi manfaat (jasa pelayanan, efektifitas dan sebagainya), dan persepsi kemudahanpenggunaan teknologi, seperti mudah digunakan dalam penggunaan internet banking mempunyai pengaruhterhadap kepercayaan nasabah dalam penggunaan internet banking.
MUZAKKI TRUST ANALYSIS ABOUT AMIL ZAKAT Souvya Fithrie; idel waldelmi; Afvan Aquino
Inovbiz: Jurnal Inovasi Bisnis Vol 9, No 2 (2021)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v9i2.2021

Abstract

This study discusses Muzakki Trust Analysis Against Amil Zakat in University of Lancang Kuning. This research uses survey method on muzakki that exist in Unilak environment, using questioner, interview and analyzed with descriptive technique, Based on field data proves that the level of trust muzakki to amil zakat which is pointed by the yellow University of lancang kuning with an average of 3.6. Followed by several high item items among others muzaki believe in amil appointed in managing upz with score 3.7 and also muzakkii assess officer obedient in running religion. And the cause of zakat muzakki UPZ Unilak institutions that factor officers, services, distribution of zakat funds and Lack of level of socialization of the zakat management unit to muzakki.
Analysis Of Sharia Financial Literature Post Merger Of Sharia Commercial Bank Pekanbaru Souvya Fithrie; Idel Waldelmi; Afvan Aquino
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9792

Abstract

Islamic financial literacy in Islamic financial institutions in the city of Pekanbaru, from the data revealed that the level of Islamic financial literacy of Indonesian Islamic bank customers, can be stated in good condition and high interest in using Islamic financial services, this is stated in the results of the study with an average the average level of Islamic financial literacy is in the good category (3.8). The data reveals that from Sharia financial literacy on knowledge, trust and skills, it reveals that the data reveals the level of public trust is also classified as good/high. This research was conducted on customers of Indonesian Islamic banks in Pekanbaru city. The type of this research is qualitative research.Keywords: Islamic Financial Literacy 
Analysis Of Sharia Financial Literature Post Merger Of Sharia Commercial Bank Pekanbaru Souvya Fithrie; Idel Waldelmi; Afvan Aquino
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9792

Abstract

Islamic financial literacy in Islamic financial institutions in the city of Pekanbaru, from the data revealed that the level of Islamic financial literacy of Indonesian Islamic bank customers, can be stated in good condition and high interest in using Islamic financial services, this is stated in the results of the study with an average the average level of Islamic financial literacy is in the good category (3.8). The data reveals that from Sharia financial literacy on knowledge, trust and skills, it reveals that the data reveals the level of public trust is also classified as good/high. This research was conducted on customers of Indonesian Islamic banks in Pekanbaru city. The type of this research is qualitative research.Keywords: Islamic Financial Literacy 
The Role of Extrinsic Motivation and Quality Culture in Enhancing Higher Education Institutional Performance Reni Farwitawati; Masirun Masirun; Souvya Fithrie
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 3 (2026): August 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/1mejda89

Abstract

This study aims to examine the effect of extrinsic motivation on higher education institutional performance, the effect of extrinsic motivation on quality culture, the effect of quality culture on higher education performance, and the mediating role of quality culture in the relationship between extrinsic motivation and institutional performance. A quantitative survey approach was employed involving 398 lecturers from higher education institutions in Riau Province, Indonesia, selected using the Slovin formula. Data were collected through an online questionnaire and analyzed using Partial Least Squares (PLS) with SmartPLS software. The results indicate that extrinsic motivation has a positive and significant effect on both higher education performance and quality culture. In addition, quality culture positively and significantly influences higher education performance. The mediation analysis confirms that quality culture mediates the relationship between extrinsic motivation and higher education performance, thereby strengthening the effect of extrinsic motivation on institutional performance through the enhancement of quality culture. These findings suggest that improving higher education performance depends not only on the provision of incentives and rewards but also on the institution’s ability to establish a sustainable quality culture.
Co-Authors Afvan Aquino Dwika Lodia Putri Idel Waldelmi Masirun Masirun Reni Farwitawati