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All Journal Ekuitas: Jurnal Pendidikan Ekonomi JURNAL MANAJEMEN MOTIVASI Ekuitas Jurnal Pnedidikan Ekonomi
Sri Dwi Estiningrum
IAIN Tulungagung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Preferensi Mahasiswa dalam Menggunakan Quick Response Code Indonesia Standard (QRIS) sebagai Teknologi Pembayaran Risma Arum Azzahroo; Sri Dwi Estiningrum
JURNAL MANAJEMEN MOTIVASI Vol 17, No 1 (2021): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v17i1.2800

Abstract

Sistem pembayaran berbasis digital telah menambah variasi dari model hingga interaksi pembayaran. Penggunaan sistem pembayaran kode QR (Quick Response) merupakan sistem yang sedang popular saat ini. Pada tanggal 1 Januari 2020, Bank Indonesia resmi merilis standar untuk penggunaan kode QR Indonesia dengan nama Quick Response Code Indonesia Standard (QRIS). Salah satu alasan diadakannya peluncuran kanal pembayaran ini karena para pedagang  ketika dalam bertransaksi non-tunai harus menyediakan banyak kode QR dari berbagai penerbit.Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi niat menggunakan QRIS sebagai teknologi pembayaran berdasarkan identifikasi faktor-faktor pada Model Unified Theory of Acceptance and Use of Technology (UTAUT). Model penelitian ini menggunakan 98 tanggapan responden dari penyebaran kuesioner melalui google form. Data dianalisis menggunakan Partial Least Squares Structural Equation Modeling (PLS-SEM). Hasil penelitian ini menunjukkan ekspektasi kinerja dan kondisi yang memfasilitasi memiliki pengaruh terhadap minat menggunakan QRIS sebagai teknologi pembayaran. Ekspektasi usaha dan pengaruh sosial bukanlah prediktor signifikan yang mempengaruhi minat menggunakan QRIS.
Persepsi dan Pemahaman Pelaku Usaha Terhadap Pentingnya Laporan Keuangan pada UMKM Mohammad David Santiago; Sri Dwi Estiningrum
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 9 No. 1 (2021)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v9i1.34373

Abstract

This study aims to see the perceptions and understanding of entrepreneurs of Micro, Small and Medium Enterprises (MSMEs) on the importance of financial reports." This research is a type of quantitative descriptive research. This study uses primary data obtained from the results of a questionnaire distributed to 70 MSME actors in the famous Tulungagung Regency in 19 Districts. The results showed that MSME actors in Tulungagung Regency have shown good perceptions as evidenced by the results of the research that on average reports are ready to prepare financial reports in a business, including to see business development, support business interests such as tax interests and the interest of applying for credit to the bank. as additional capital. Good perceptions of these students by experience or experience running a business and educational background. However, the understanding of MSME actors in Tulungagung still needs to be improved because there are still business actors in Tulungagung who do not see how to prepare financial reports according to standards that support them to help financial reports, this is due to the factor of human resource competence built by educational background. There are some business actors who do not know the concept of journalizing transactions, even though this is the basis for preparing financial reports.
Persepsi dan Pemahaman Pelaku Usaha Terhadap Pentingnya Laporan Keuangan pada UMKM Mohammad David Santiago; Sri Dwi Estiningrum
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 9 No. 1 (2021)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v9i1.34373

Abstract

This study aims to see the perceptions and understanding of entrepreneurs of Micro, Small and Medium Enterprises (MSMEs) on the importance of financial reports." This research is a type of quantitative descriptive research. This study uses primary data obtained from the results of a questionnaire distributed to 70 MSME actors in the famous Tulungagung Regency in 19 Districts. The results showed that MSME actors in Tulungagung Regency have shown good perceptions as evidenced by the results of the research that on average reports are ready to prepare financial reports in a business, including to see business development, support business interests such as tax interests and the interest of applying for credit to the bank. as additional capital. Good perceptions of these students by experience or experience running a business and educational background. However, the understanding of MSME actors in Tulungagung still needs to be improved because there are still business actors in Tulungagung who do not see how to prepare financial reports according to standards that support them to help financial reports, this is due to the factor of human resource competence built by educational background. There are some business actors who do not know the concept of journalizing transactions, even though this is the basis for preparing financial reports.
Co-Authors Mohammad David Santiago Risma Arum Azzahroo