Meily Oktavia Lingga
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PEMBERIAN BILYET GIRO (BG) SEBAGAI BENTUK BOOKING TRANSFER DAN MASALAHNYA Meily Oktavia Lingga
Journal of Law ( Jurnal Ilmu Hukum ) Vol 4, No 1 (2015)
Publisher : Universitas 17 Agustus 1945 Samarinda

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Abstract

ABSTRACT                       Giro generally used by businesses or entrepreneurs, because the  traffic of demand deposit payment was a practical and efficient also safer, because the giro using funds transfers from the publisher's account to the recipient's account giro. So publishing a giro also brought obligation for the issuer to provide funding in the form of current accounts. Publishers had an obligation to fulfill the little funds-at least essentially equal to the engagement. If the publishers did not have money in the bank, the bank would reject the giro. Sanctions against giro empty publishers, among others; For the first violation publishing vacant giro given the first warning letter, so that the concerned does not issue blank giro again; For violations of the issuance of the second blank giro given a second warning letter with the threat of closure of accounts and the inclusion of his name in the black list; For violation of issued empty Giro for third time, to customers directly notified by letter that gironya account is closed.          Efforts made by bank for issued empty giro: Fostering customer; rejected the giro which had not enough  funds ; By conducting clearing, this is to avoid the vacuum of funds in banks          Key Word : Giro, Bank , Empty Giro