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All Journal Jurnal Ekonomi dan Kebijakan Publik Indonesia ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET)
Azka Rizkina
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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HUBUNGAN KREDIT DAN SUKU BUNGA DENGAN INFLASI DI INDONESIA Azka Rizkina; Cut Zakia Rizki
Jurnal Ekonomi dan Kebijakan Publik Indonesia Vol 4, No 1 (2017): Mei 2017
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1914.372 KB)

Abstract

This study is aimed to see the relationship of causal credits consumption, investment credit and interest rates with inflation in Indonesia. The analysis model used in this research is VAR / VECM model using monthly data from 2005: 01 until 2015: 12. The results showed that by using granger causality test, there was a two-way causal relationship between Bi Rate and inflation. There is a one-way causality relationship between inflation and investment credit. However, consumption credit has no causality relationship with inflation. Because consumer credit is a requirement that must be fulfilled so that public does not pay attention to the effect of price increase (inflation). Bank Indonesia will maintain the stability of inflation by lowering the BI Rate, so that people take credit that will improve the consumption and increase the investment so that the increasement in economic is growth steadily. Further research is expected to be able to add variable working capital credit to see the comparison of credit growth according to its usefulness.
HUBUNGAN KREDIT DAN SUKU BUNGA DENGAN INFLASI DI INDONESIA Azka Rizkina; Cut Zakia Rizki
Jurnal Ekonomi dan Kebijakan Publik Indonesia Vol 4, No 1 (2017): Mei 2017
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1914.372 KB)

Abstract

This study is aimed to see the relationship of causal credits consumption, investment credit and interest rates with inflation in Indonesia. The analysis model used in this research is VAR / VECM model using monthly data from 2005: 01 until 2015: 12. The results showed that by using granger causality test, there was a two-way causal relationship between Bi Rate and inflation. There is a one-way causality relationship between inflation and investment credit. However, consumption credit has no causality relationship with inflation. Because consumer credit is a requirement that must be fulfilled so that public does not pay attention to the effect of price increase (inflation). Bank Indonesia will maintain the stability of inflation by lowering the BI Rate, so that people take credit that will improve the consumption and increase the investment so that the increasement in economic is growth steadily. Further research is expected to be able to add variable working capital credit to see the comparison of credit growth according to its usefulness.
COMPARISON OF REGIONAL TAXES, GENERAL ALLOCATION FUNDS, SPECIAL LOCATION FUNDS AND CAPITAL EXPENDITURE IN REGION I SUMATERA Ana Annisa; Sri Wahyuni; Azka Rizkina
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 5 No. 2 (2025): April
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v5i2.2924

Abstract

The purpose of this study is to determine the comparison of regional taxes, general allocation funds, special allocation funds and capital expenditures in the regional region I of Sumatra. In this study, a quantitative research type was used to examine certain populations and samples, data analysis using statistical equations with the aim of testing the established hypothesis. The population or sample in this study was Aceh Province and North Sumatra Province, which are located in region I of Sumatra with data taken 15 years each from the two provinces. In this study, secondary data types were used. The results of this study showed that regional taxes, general allocation funds, special allocation funds and capital expenditures differed between Aceh Province and North Sumatra Province. Regional taxes in Aceh Province and North Sumatra Province have significant differences. General allocation funds in Aceh Province and North Sumatra Province also have significant differences. And special allocation funds in Aceh Province and North Sumatra Province have significant differences. As well as capital expenditures in Aceh Province and North Sumatra Province there are significant differences.
THE INFLUENCE OF INFRASTRUCTURE AND ECONOMIC GROWTH ON INCOME IN EQUALITY IN INDONESIA Nuratul Iklima; Sri Wahyuni; Azka Rizkina
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 6 (2025): MAY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i6.746

Abstract

This study aims to provide empirical evidence regarding the influence of infrastructure and economic growth on income inequality in Indonesia. This type of research is quantitative research. In this study, the author uses secondary data using time series data for 30 years from 1994 to 2023. The data used in this study are annual data from each variable sourced from the official website (BPS Indonesia). Hypothesis testing in this study uses Ordinary Least Squares (OLS) analysis. Based on the results of the OLS Analysis Test, it shows that 1) Infrastructure has a positive and significant effect on income inequality in Indonesia, this is evidenced by the t-count value5,861,811 moregreater than the t-table 1.7033 and has a probability value of 0.0000 which is smaller than 0.05. 2) Economic growth has a positive and significant effect on income inequality in Indonesia, this is proven by the t-count value3.166159 is greater than t-table1.7033and haveThe probability value of 0.0038 is smaller than 0.05.
The Impact of Behavioral Intention on Financial Technology in Banking Sector Rasyidin, M; Anwar Puteh; Zulfikar; Al Mahfud Saputra; Hakim Muttaqim; Azka Rizkina
ARBITRASE: Journal of Economics and Accounting Vol. 6 No. 1 (2025): July 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v6i1.2532

Abstract

This study examines behavioral intention indicators towards financial technology in the Islamic banking sector in Indonesia. Behavioral intention indicators consist of belief in outcomes and Commitment to Act. This study uses a quantitative approach. Purposive sampling technique was used, resulting in a sample size of 383 participants, selected through the Unknown Populations method. Data were collected through questionnaires distributed via Google Forms.  In this study, the population consists of banking service users who have interacted with financial technology. The criteria established include individuals aged 18 and above who have used financial technology products or services within the last six months. The research location is selected in Indonesia, conducted from January to May 2025. The analysis carried out includes validity tests, reliability tests, normality tests, multicollinearity tests, heteroscedasticity tests, and regression analysis tests (ANOVA). The model used is multiple linear regression analysis. The results of the study indicate that belief in outcomes has a positive and significant effect on financial technology, while commitment to act also has a positive and significant effect on this financial technology.
Co-Authors Al Mahfud Saputra Ana Annisa Anwar Puteh Cut Zakia Rizki Hakim Muttaqim M Rasyidin Nuratul Iklima Sri Wahyuni Zulfikar