Muhammad Rahmadi Yusuf
Syiah Kuala University

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

ANALISIS VARIABEL MAKRO DAN RASIO KEUANGAN TERHADAP KREDIT BERMASALAH Muhammad Rahmadi Yusuf; Fakhruddin Fakhruddin
Jurnal Ekonomi dan Kebijakan Publik Indonesia Vol 3, No 2 (2016): November 2016
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (295.288 KB)

Abstract

The research aims to analyze the impact of the macro variables and variable financial ratios to Non Performing Loan analysis method used was Ordinary Least Square ( OLS ) using quarterly data from 2003: 1 to 2014: 4 . The results showed that the variables of Exchange Rate ,the Gross Domestic Product, and Loan to Deposit Ratio (LDR) has a negative impact significantly on the NPLs, variable lending rates and Capital Adequacy Ratio (CAR) has a significant positive effect, simultaneously and together variable Non Performing Loan effect significant. Variable credit rate has a strong influence which led to an increase in NPLs . For further research, it is advisable to increase the number of variables that will be studied in order to determine what variables that influenced the Non Performing Loan.