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Implikasi Cryptocurrency Bitcoin Terhadap Konsistensi Regulasi Keuangan Dalam Perspektif Islam Hanik Fitriani
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 1 (2018): April
Publisher : LP3M STITNU Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Along with the development of online transactions, helped change the payment method. Online transaction payments do not only use nominal amounts of money, but use a virtual money-shaped payment alternative called bitcoin. Bitcoin is one of the few digital currencies that originally appeared in 2009 which was introduced by Satoshi Nakamoto based on cryptography. Bitcoin uses peer-to-peer and open source technology. The appearance of bitcoin is considered to threaten the stability of financial regulation because Bank Indonesia has not regulated and made the policy of bitcoin movement. In addition, bitcoin also has some elements that are contrary to Islam so in practice bitcoin users should pay attention to several aspects. Bitcoin implications on financial regulation in Indonesia are the transactions that are conducted will lead to the potential of illegal transactions such as money laundering because it contains high speculation. In the absence of an authority that controls bitcoin, bitcoin users should be careful to avoid major losses. The government should immediately create a policy and legal umbrella so that bitcoin users are not harmed. Shari'a mad} bitcoin bit is greater than its first since the first, bitcoin has a volatile value. Second: Contains element of speculation, third: money must have underlaying assets to serve as the basis of the transaction, fourth: big systemic risk.
Proyeksi Potensi Pengembangan Pariwisata Perhotelan Dengan Konsep Syariah Hanik Fitriani
Muslim Heritage Vol 3, No 1 (2018): Muslim Heritage
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.351 KB) | DOI: 10.21154/muslimheritage.v3i1.1257

Abstract

Abstract: The Islamic-based economic sector has recently increased significantly. It includes culinary, Islamic finance, insurance, fashion, cosmetics, pharmaceutical, entertainment, and tourism sectors. They occupy the concept of halal in every its product. One of the economic sector of Islam which has growth significantly is lifestyle products in the syariah tourism sector. The tourism business is certainly very closely related to the accommodation business, particularly the hospitality commerce. This study aims to scrutinize the projection of Tourism Potential Development which applied Sharia concepts in Indonesia. The results of this present study indicates that: firstly, sharia hotels is an accommodation service adheres to the principles of Islamic teaching guidelines. Secondly, `some authorities stated that the development of sharia hotels in Indonesia is still dawdling, although the Indonesian Ulema Council (MUI) has issued requirement standard for syariah labeling to the hospitality business. However, the form and stage for management of this sharia system is still uncertain. As a result, many sharia hotel businessmen are intended to implement their own concept and do not legalize it. This lead to the low quality of management. It is suggested that sharia hotels should be supported by such Sharia Supervisory Board.Abstrak: Sektor ekonomi berbasis Islam akhir-akhir ini meningkat secara signifikan, Sektor tersebut diantaranya kuliner, keuangan Islam, industri asuransi, fashion, kosmetik, farmasi, hiburan, dan pariwisata. Dimana keseluruhan sektor itu mengusung konsep halal dalam setiap produknya. Sektor ekonomi Islam yang telah mengalami pertumbuhan yang signifikan dalam produk lifestyle di sektor pariwisata adalah pariwisata syariah. Industri pariwisata tentunya sangat berhubungan erat dengan bisnis akomodasi, khususnya bisnis perhotelan. Penelitian ini bertujuan menelaah tentang Proyeksi Potensi Pengembangan Pariwisata Perhotelan Dengan Konsep Syariah Di Indonesia. Hasil penelitian ini menunjukkan bahwa: pertama, hotel syariah merupakan suatu jasa akomodasi yang beroperasi dan menganut prinsip- prinsip pedoman ajaran Islam. Kedua, menurut penulis perkembangan hotel syariah di Indonesia masih terlalu lambat bahkan dapat dikatakan stagnan, meskipun Majelis Ulama Indonesia (MUI) telah mengeluarkan standarisasi label syariah kepada bisnis perhotelan, namun bentuk dan tahapan pengurusan format syariah ini masih belum jelas adanya. Dampaknya, banyak pebisnis hotel syariah yang lebih mengimplementasikan konsep hotel syariah mereka dengan berdasarkan aturan-aturan Islam, dan tidak melegalkan bisnis mereka sehingga kualitas pengelolaan dan pengoperasiaannya kadang masih belum maksimal oleh karena itu, hotel syariah sebaiknya didukung oleh semacam Dewan Pengawasan Syariah (DPS).
Proyeksi Potensi Pengembangan Pariwisata Perhotelan Dengan Konsep Syariah Hanik Fitriani
Muslim Heritage Vol 3, No 1 (2018): Muslim Heritage
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.351 KB) | DOI: 10.21154/muslimheritage.v3i1.1257

Abstract

Abstract: The Islamic-based economic sector has recently increased significantly. It includes culinary, Islamic finance, insurance, fashion, cosmetics, pharmaceutical, entertainment, and tourism sectors. They occupy the concept of halal in every its product. One of the economic sector of Islam which has growth significantly is lifestyle products in the syariah tourism sector. The tourism business is certainly very closely related to the accommodation business, particularly the hospitality commerce. This study aims to scrutinize the projection of Tourism Potential Development which applied Sharia concepts in Indonesia. The results of this present study indicates that: firstly, sharia hotels is an accommodation service adheres to the principles of Islamic teaching guidelines. Secondly, `some authorities stated that the development of sharia hotels in Indonesia is still dawdling, although the Indonesian Ulema Council (MUI) has issued requirement standard for syariah labeling to the hospitality business. However, the form and stage for management of this sharia system is still uncertain. As a result, many sharia hotel businessmen are intended to implement their own concept and do not legalize it. This lead to the low quality of management. It is suggested that sharia hotels should be supported by such Sharia Supervisory Board.Abstrak: Sektor ekonomi berbasis Islam akhir-akhir ini meningkat secara signifikan, Sektor tersebut diantaranya kuliner, keuangan Islam, industri asuransi, fashion, kosmetik, farmasi, hiburan, dan pariwisata. Dimana keseluruhan sektor itu mengusung konsep halal dalam setiap produknya. Sektor ekonomi Islam yang telah mengalami pertumbuhan yang signifikan dalam produk lifestyle di sektor pariwisata adalah pariwisata syariah. Industri pariwisata tentunya sangat berhubungan erat dengan bisnis akomodasi, khususnya bisnis perhotelan. Penelitian ini bertujuan menelaah tentang Proyeksi Potensi Pengembangan Pariwisata Perhotelan Dengan Konsep Syariah Di Indonesia. Hasil penelitian ini menunjukkan bahwa: pertama, hotel syariah merupakan suatu jasa akomodasi yang beroperasi dan menganut prinsip- prinsip pedoman ajaran Islam. Kedua, menurut penulis perkembangan hotel syariah di Indonesia masih terlalu lambat bahkan dapat dikatakan stagnan, meskipun Majelis Ulama Indonesia (MUI) telah mengeluarkan standarisasi label syariah kepada bisnis perhotelan, namun bentuk dan tahapan pengurusan format syariah ini masih belum jelas adanya. Dampaknya, banyak pebisnis hotel syariah yang lebih mengimplementasikan konsep hotel syariah mereka dengan berdasarkan aturan-aturan Islam, dan tidak melegalkan bisnis mereka sehingga kualitas pengelolaan dan pengoperasiaannya kadang masih belum maksimal oleh karena itu, hotel syariah sebaiknya didukung oleh semacam Dewan Pengawasan Syariah (DPS).