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All Journal Al Maal: Journal of Islamic Economics and Banking Journal of Islamic economics Perspectives (JIEP)
Harun Masykur
Universitas Muhammadiyah Tangerang
Religion Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Kompetensi Sumber Daya Manusia Terhadap Tingkat Loyalitas Nasabah Rahmawati Akeda; Harun Masykur; Regita Cahyani
Al Maal: Journal of Islamic Economics and Banking Vol 2, No 1 (2020)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v2i1.2754

Abstract

This research aims to data This research aims to determine whether the influence of human resources competence on the level of customer loyalty in the BPRS Harta Insan Karimah branch Karawaci. This type of research is field research with a quantitative approach with 40 respondents. Data that is used is the result of the processing of answers respondents to the questionnaire that was shared by researchers to customers of PT. BPRS Harta Insan Karimah branch Karawaci. The results of this study concluded that the competency of human resources has a positive effect on the level of customer loyalty, as the test result obtained by t Account of 4.886 is greater than the This IE 2.024 (4.886 > 2.024). Based on the test T shows a significant result of 0.000 < 0.05 which means that human resource competence significantly affects the level of customer loyalty. Based on the results the correlation coefficient indicates a strong and positive relationship between the two variables and the result of the coefficient of determination can be known that independent variables describe the dependent variable by 38.6%. 
Employment Potential: Strategic Priorities for Livestock Clusters, Indonesian Micro Waqf Banks Rahmat Dahlan; Muhamad Fauzi; Ssonko Muhammedi; Umar Akem; Harun Masykur
Journal of Islamic Economics Perspectives Vol. 7 No. 2 (2025): Journal of Islamic Economics Perspectives
Publisher : Faculty of Islamic Economics and Business, State Islamic University of  Kiai Haji Achmad Siddiq Jember, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/40f00k02

Abstract

Micro Waqf Banks (MWBs) in Indonesia play a vital role in financing and supporting micro-entrepreneurs, particularly within pesantren communities. The study aims to identify and analyse strategic priorities that MWBs can adopt to enhance job creation, focusing specifically on entrepreneurship within livestock clusters. A qualitative case study approach was employed, gathering data through questionnaires and in-depth interviews with supervisors, managers, and customers from three MWBs in Banten Province: El Manahij, Lan Taburo, and An Nawawi. Data validity was ensured by source triangulation, and analysis was performed using the Analytical Network Process technique supported by Super Decisions software. Findings reveal that job creation is a central priority in entrepreneurship development within MWBs, primarily through the livestock cluster model. This priority is underpinned by three interrelated components of financing: ease of access, business assistance and mentoring, livestock technical training, marketing, and managerial support. The study highlights the crucial role of MWBs in supporting SMEs by integrating these strategies effectively. Through targeted mentoring programmes, flexible financing schemes compliant with Islamic principles, and comprehensive entrepreneurship training, MWBs can unlock significant employment opportunities for micro-entrepreneurs engaged in livestock activities. Policy recommendations urge the government and stakeholders to prioritise enhanced support for mentoring, financing, and entrepreneurship training tailored to MWBs. Future research should explore the applicability of these strategic priorities in other regions and evaluate different mentoring models to generalise findings and optimise MWB strategies nationwide. 
Co-Authors Muhamad Fauzi Rahmat Dahlan Rahmawati Akeda Regita Cahyani Ssonko Muhammedi Umar Akem