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All Journal EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Rina Nurhayati
Universitas Padjadjaran Bandung
Economics, Econometrics & Finance

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Analisis Pelaksanaan Akad Murabahah Pada Pembiayaan Mikro di Bank BRI Syariah Kcp Subang. Fuji Latipurohmah; Moch. Cahyo Sucipto; Rina Nurhayati
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 2 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i2.89

Abstract

This article discusses Analysis of the Implementation of the Murabahah Agreement on Micro Financing at BRI Syariah Subculture Bank BRI. Sharia Economics Study Program, STIES Syariah Indonesia Purwakarta, 1441 H / 2019 M. Micro financing is bank financing to individual customers or business entities engaged in the MSME sector to finance their business needs through working capital financing or investment financing. Murabaha contract is the provision of funds or bills which can be equaled for the sale and purchase of goods at the principal price plus a margin based on the agreement or agreement between the Bank and the customer which requires the customer to repay his debt / obligation. This study aims to find out how the implementation of murabaha contract on micro financing at Bank Syariah Syariah Kcp Subang. And to find out the analysis of the implementation of the murabaha contract on micro financing at the BRI Syariah Subcapital Bank BRI. This research is a type of descriptive qualitative research that examines the implementation of murabaha contracts on micro financing at BRI Syariah Subcapit Bank BRI. The research data consisted of primary and secondary data obtained through questionnaires, observations, interviews and documentation. The data obtained were then analyzed using descriptive analysis methods. The results of this study note that the implementation of the murabahah contract on micro financing is theoretically the murabahah contract conducted by BRI Syariah Subcapitary Bank in conducting micro financing it can be said to be sharia when making a wakalah agreement first before making the murabahah contract after the item in question has become the property of the bank . Then the Bank sells it to the customer plus profit margins to be paid by the customer in a certain period, in accordance with the initial agreement.
Kajian Ekonomi Syariah Dalam Pelaksanaan Asuransi Jaminan Kesehatan Pada Faskes Pertama Layanan BPJS Puskesmas Palasari Subang Kiki Erika; Rina Nurhayati; Moch. Cahyo Sucipto
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 2 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i2.133

Abstract

This research was conducted at the Palasari Ciater Health Center in Subang Regency. Puskesmas is one of the first-level health institutions in collaboration with BPJS. BPJS is a legal entity formed to organize social security programs, BPJS consists of BPJS Health and BPJS Employment. BPJS Health runs a health insurance program, while BPJS Employment operates a work accident insurance program, old age insurance, pension insurance and death insurance. This study aims to find out how the implementation of BPJS Health in the first Health Center in Palasari Ciater Subang Health Center and how the view of the Ekonmi Syariah related to the implementation of the first level BPJS Health in the first Health Center in Palasari Ciater Subang Health Center. This type of research is qualitative using descriptive analysis method. Data sources used include primary and secondary data. From the results of the discussion the researchers found that in its implementation all Indonesian citizens were required to become members of the Health BPJS. In its implementation at the Palasari Puskesmas openly serves all the important BPJS Health participants, they come to the Puskesmas carrying a card and then click on the ticket and they are active members. The implementation of health insurance (BPJS Kesehatan) at the Palasari Health Center in terms of service has been carried out in accordance with the law, and in accordance with the Sharia Economy.
Co-Authors Fuji Latipurohmah Kiki Erika Moch. Cahyo Sucipto