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All Journal Ecces: Economics, Social, and Development Studies Journal Transformation of Mandalika Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce
Andi Ika Fahrika
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Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Medicine & Pharmacology Physics Social Sciences

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Apakah Ekspansi Kredit Perbankan Dan Peranan Ekspor Berpengaruh Terhadap Pertumbuhan Ekonomi? Andi Ika Fahrika
EcceS (Economics, Social, and Development Studies) Vol 5 No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ecc.v5i1.5239

Abstract

Pertumbuhan ekonomi nasional saat ini, setidaknya diperhadapkan dengan delapan masalah besar. Resiko ketidakpastian ekonomi global, rendahnya daya beli masyarakat, menurunnya produktivitas nasional, realisasi kredit yang melambat, meningkatnya pengangguran, ketergantungan pada ekspor komoditas, efektivitas paket kebijakan fiskal dan moneter serta tantangan masyarakat ekonomi ASEAN. Dengan demikian, sektor usaha di Indonesia mesti berkembang agar pertumbuhan ekonomi nasional juga ikut bertumbuh dan mampu menjawab masalah-masalah tersebut. Makin banyak kredit usaha yang dikucurkan berarti hal tersebut merupakan bagian dalam rangka meningkatkan usaha nasional. Kredit sangat baik, jika kredit yang disalurkan untuk keperluan ekspor, karena dengan ini para eksportir dapat berproduksi secara maksimal sehingga volume ekspor meningkat yang akhirnya bertambah pula cadangan devisa sehingga pendapatan nasional bisa mengalami kenaikan. Penelitian ini bertujuan mengetahui (1). pengaruh ekspansi kredit perbankan terhadap ekspor di Indonesia, (2). pengaruh ekspansi kredit perbankan terhadap pertumbuhan ekonomi di Indonesia, (3). pengaruh ekspor terhadap pertumbuhan ekonomi di Indonesia, (4). pengaruh ekspansi kredit perbankan terhadap pertumbuhan ekonomi di Indonesia melalui ekspor. Data yang dianalisis adalah data sekunder dengan time series (2002-2016). Metode yang digunakan dalam penelitian ini adalah model persamaan struktural (SEM) dengan menggunakan data time series dari tahun 2002 – 2016. Hasil penelitian menunjukkan bahwa (1) ekspansi kredit perbankan  berpengaruh  positif secara langsung dan signifikan terhadap ekspor (2) ekspansi kredit perbankan berpengaruh positif secara langsung dan signifikan terhadap pertumbuhan ekonomi., (3) ekspor tidak berpengaruh secara langsung dan berpengaruh negatif  terhadap pertumbuhan ekonomi (4) ekspansi kredit perbankan berpengaruh secara tidak langsung (melalui ekspor) terhadap pertumbuhan ekonomi. Kata Kunci: Ekspansi Kredit Perbankan, Ekspor, Pertumbuhan Ekonomi
Pengaruh Kemudahan Produk Pegadaian Syariah Terhadap Minat Nasabah di Watampone Arini Putri Astuti; Abd. Hafid; Andi Ika Fahrika
Journal Transformation of Mandalika, e-ISSN: 2745-5882, p-ISSN: 2962-2956 Vol. 5 No. 12 (2024): Desember
Publisher : Institut Penelitian dan Pengembangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jtm.v5i12.4022

Abstract

This study analyzes the influence of Sharia Pawnshop product ease on customer interest in Watampone. A quantitative research was conducted by distributing questionnaires to 50 respondents who are Sharia Pawnshop customers. Research variables include product ease, comprising service accessibility, simple procedures, compliance with sharia principles, and payment flexibility. Statistical analysis shows a positive and significant influence of product ease on customer interest, with a significance value of 0.000 (< 0.05). The determination coefficient (R Square) of 0.750 or 75% indicates that product ease contributes substantially to customer interest, while 25% is influenced by other factors such as friendly and professional service. The research findings suggest that Sharia Pawnshop product ease significantly affects customer interest in Watampone.
Penerapan Prinsip Ekonomi Hijau dalam Pengembangan Pertanian Pedesaan dalam Perspektif Ekonomi Islam: (Studi Kasus Desa Mattoanging) Nurfasira Nurfasira; Andi Ika Fahrika; Shadriyah Shadriyah
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 4 No. 1 (2025): Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v4i1.3955

Abstract

This study aims to analyze the implementation, suitability, benefits and constraints of green economic principles in the development of rural agriculture from an Islamic economic perspective in Mattoanging Village, Tellu Siattinge District. The research method used is a qualitative approach through an interview method involving Farmers, Mattoanging Village Officials, and the Agriculture Service. The implementation of green economic principles in agriculture in Mattoanging Village shows progress in maintaining environmental sustainability, improving economic welfare, and creating social balance. Practices such as crop rotation, use of organic fertilizers, and efficient agricultural technology support environmental impact reduction and increased healthier yields. However, challenges such as dependence on chemicals and high costs of organic fertilizers are still faced. This approach reflects the principles of Islamic economics which emphasize the balance between resource utilization and responsibility towards nature as a mandate from Allah SWT. Social justice practices, such as solidarity-based harvest distribution and fair wages, reflect sharia values ​​that prioritize equal distribution of sustenance and blessings. The values ​​of sustainability and welfare of the people in Islamic economics provide a spiritual foundation for the transition to a more environmentally friendly agricultural system. Intensive educational support and sharia-based policies are needed to accelerate this transformation. This study confirms that the synergy between the green economy and Islamic values ​​can create a sustainable, fair and blessed agricultural system.
Co-Authors Aminuyati Arini Putri Astuti Nurfasira Nurfasira Shadriyah Shadriyah