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Measuring the Financial Performance of Indonesian Banking Industry Using Risk-Based Bank Rating Cut Sjahrifa; Wiwiek Mardawiyah Daryanto; Vanya Kanyaka Ananggadipa
International Journal of Business Studies Vol 2 No 1 (2018): International Journal of Business Studies (IJBS)
Publisher : Sekolah Tinggi Manajemen IPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (543.846 KB) | DOI: 10.32924/ijbs.v2i1.31

Abstract

A bank has an important role in every country including Indonesia. The bank is aimed at maintaining economic growth and national financial stability. This study is to measure and analyze the financial performance between Bank Negara Indonesia (BNI), Bank Rakyat Indonesia (BRI), Bank Mandiri, and Bank Central Asia (BCA) against the national performance condition from under Bank Indonesia’s regulation No. 1 3 /1 /PBI/2 01 1 about Banks Financial Health Assessment. The data were collected from the annual report each company for the period 2012 – 2016. Furthermore, this study measure and analyze their level of financial health performance with Risk-based Bank Rating (RBBR) approach. RBBR examines NonPerforming Loan Ratio (NPL), Loan to Deposit Ratio (LDR), Current Account and Saving Account Ratio (CASA), Return on Asset (ROA), and Capital Adequacy Ratio (CAR). The result shows that those banks have a good financial performance which can be categorized into an ideal and very healthy condition. The finding results will be useful for students to deepen understanding about financial ratio and for bankers to analyze and make a strategy to improve the performance.
Pelatihan Leadership and Coaching untuk Meningkatkan Kemampuan Para Calon Pengajar Muda dakam Program Indonesia Mengajar Cut Sjahrifa
Journal of Sustainable Community Development (JSCD) Vol 1 No 1 (2019): Journal Of Sustainable Community Development (JSCD)
Publisher : Sekolah Tinggi Manajemen IPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32924/jscd.v1i1.3

Abstract

ABSTRAK Keadaan dunia pendidikan di Indonesia masih belum menggembirakan, kendala diantaranya adalah keterbatasan akses pendidikan, jumlah guru yang tidak merata serta kualitas dari guru dinilai masih kurang. Menurut survei Political and Economic Risk Consultant (PERC), kualitas pendidikan di Indonesia berada pada urutan ke-12 dari 12 negara di Asia. Posisi Indonesia berada di bawah Vietnam. Salah satu langkah pemerintah untuk menghadapi masalah ini adalah dengan mengadakan program Indonesia mengajar yaitu merekrut, melatih dan mengirimkan anak muda Indonesia yang merupakan lulusan terbaik perguruan tinggi, untuk bertugas selama satu tahun di berbagai daerah di Indonesia sebagai guru sekolah dasar. Di luar tugas dasarnya sebagai guru, para Pengajar Muda ini memiliki mandat untuk menggerakkan perubahan perilaku di tempatnya bertugas menjadi lebih baik. Dan sebagai bentuk dukungan terhadap program ini, Sekolah Tinggi Manajemen IPMI melakukan pelatihan untuk para Calon Pengajar Muda (CPM) terutama untuk kemampuan kepemimpinan dan pelatihan. Metode yang digunakan pada pelatihan ini berupa ceramah, tanya-jawab, studi kasus, dengan menjelaskan kepemimpinan secara umum, kepemimpinan dalam diri sendiri, kepemimpinan dan hubungannya dalam membangun hubungan yang efektif dengan pihak lain, bagaimana melakukan coaching yang efektif terhadap pihak lain, dan bagaimana memberi feedback/umpan balik yang efektif kepada pihak lain. Setelah pelatihan ini, diharapkan para CPM akan memiliki dan mendemonstrasikan ketrampilan perilaku kepemimpinan yang siap menjalani tantangan serta dapat menginspirasi peserta didik dan pihak lainnya. ABSTRACT In general, the condition of the education in Indonesia yet is not encouraging, among others many obstacles noted; limitation of education access, the number of teachers which is not evenly distributed, particularly to the remote areas and the quality of the teachers which does not yet meet the expectation. As per Political and Economic Risk Consultant (PERC) survey, the quality of education in Indonesia was ranked at number 12 out of 12 countries in Asia. Indonesia position was below Vietnam. One of the initiative, which is taken by the Indonesian government to reduce the gap is creating a program so called Indonesia teaching (Indonesia mengajar) by recruiting, training, and sending young people who are the best graduates of many universities to teach as elementary school teachers for one year from all over the places within Indonesia. Aside of their main duty to teach, they also have been mandated to change the behavior of the people around to be better. To support the said program, Sekolah Tinggi Manajemen IPMI has conducted a workshop regarding leadership and coaching for the candidates of young teachers (CPM). The methods of the workshop are lecturing, question and answer, case study, an explanation of the definition of the leadership in general, the leadership within own self, the leadership in regards to building the effective interrelationship with other people, how doing the effective coaching, how to give the effective feedback. Upon completion of the workshop it is expected that the CPMs will be able to demonstrate the leadership behavior, ready to undergo the challenges and to inspire their students including other people surrounding.