Muhammad Yazi
Fakultas Syariah IAIN Sunan Ampel Surabaya

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Prospek Ekonomi Syariah dalam Menjawab Tantangan Keadilan Sosial dan Kapitalisme Global Muhammad Yazi
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 12 No 1 (2009): Al-Qanun Vol. 12, No. 1, Juni 2009
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1494.694 KB) | DOI: 10.15642/alqanun.2009.12.1.180-204

Abstract

In Islamic perspective, money is merely a means of economic transaction.  It is not a commodity, but a means to achieve added value. Such a concept is contradictory to the interest-based banking system in which money “makes” money regardless its productivity. To gain profit money should be employed in basic economic activity, be it is directly channeled such as trading, leasing and so forth, or indirectly conducted through capital partnership to carry out an aspect or several aspects of an economic activity. One crucial solution that the government must consider in recovering Indonesian economy is the implementation of shari’ah economy. Shari’ah economy has strong commitment in poverty alleviation, law enforcement, economic growth, interest abolition, and the prohibition of currency speculation to create economic stability. Shari;ah economy which is founded upon justice shows excellent concept in facing monetary upheavals compared to interest-based system. It is a fact that global economists agree on. In the future, government must pay more attention to Islamic economy system which has been proven resistant in crisis time.   Islamic economy system, which is represented by shari’ah financial institution have shown its vigor and survided because of its profit sharing principle so that it did not undergo negative spread as those interest-based banks did. In fact, the Islamic banking immensely grows in those rainy days whereas some interest-based banks surged down and collapsed and some other banks were recapped by the government with 650 zillion rupiahs. Every year, Indonesian national budget is drained to pay that recap obligation interest which it should be allocated to poverty alleviation programs. It is the cost that we have to pay if we keep hanging on capitalistic economy which revolves around interest.
Agama dan Etos Kerja: Studi Analisis Terhadap Paham Keagamaan dan Prilaku Ekonomi Muhammad Yazi
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 10 No 2 Des (2007): Al-Qanun Vol. 10, No.2, Desember 2007
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.401 KB) | DOI: 10.15642/alqanun.2007.10.2 Des.426-439

Abstract

Religion as an object of scientific research once was debatable because religion is transcendent. The first group argues that religion is an absolute truth; therefore it is not an object of research. Religion is to be believed, not to be reserved about. This is the opinion of religious people. For scientists, religion is an object of research because religion is social and cultural phenomenon. It should be understood that basically religion and humanity has been walking hand in hand in various civilizations. In Islam, it is dialectic between dogmatic teaching of Islam and experience of human being as vicegerent of God on earth. The interaction between the two dimensions always influences the thought about religion across the time. It also concerns the concept of human endeavour vis-a-vis God’s authority. The example are the concepts of Qadariyah, Jabariyah, Mu’tazilah, Asy’ariyah. There are also concepts proposed by social scientists such as Max Weber (Protestant Ethic), David Mc. Clallend (Need for Achievement), and Herman Soewardi (Lemah Karsa or weak initiative).