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All Journal Jurnal Studi Manajemen Organisasi Journal of Economics and Business Aseanomics
Astiwi Indriani
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Economics, Econometrics & Finance

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Adopsi Penggunaan Platform Crowdfunding untuk Donasi Amal pada Kalangan Muslim Milenial Firdan Thoriq Faza; Astiwi Indriani
Journal of Economics and Business Aseanomics (JEBA) Vol 6, No 1 (2021): JANUARI - JUNI 2021
Publisher : Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (382.452 KB) | DOI: 10.33476/j.e.b.a.v6i1.1926

Abstract

Nowdays fintech in the form of a crowdfunding is directed to help the problems of the economic needs of the community from ownership economy to sharing economy, so that individual financial problems can be resolved together. The study aims to analyze the factors that influence the millennial muslim to distribute charitable donations using crowdfunding. This study is a qualitative research with a case study method and the data analysis tool uses coding. The research data were generated from direct semi-structured interviews with the selection of respondents using purposive-sampling technique and Semarang city as the location. The results showed that there were five factors that influenced donors using crowdfunding, namely the donation process, donation affordability, donation flexibility, platform credibility and alternative payment schemes. The findings are an analysis of the results of the respondents' statements and experiences in donating using crowdfunding.
Analisis Perbandingan Efisiensi Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS) dengan Metode Stochastic Frontier Analysis (SFA) Periode 2010-2014 Hesti Kustanti; Astiwi Indriani
JURNAL STUDI MANAJEMEN ORGANISASI Vol 13, No 2 (2016)
Publisher : Faculty of Economics and Business Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (169.226 KB) | DOI: 10.14710/jsmo.v13i2.13405

Abstract

Efficiency is a parameter to measure the performance of a company or banking. This studywas conducted to analyze the efficiency of Islamic banking in Indonesia is made up ofSharia Commercial Banks (BUS) and Sharia Business Unit (UUS) using SFA (StochasticFrontier Analysis).The population of this research are 12 Sharia Commercial Banks and 22 Sharia BusinessUnit. Of the population, elected 10 Islamic Banks and 5 Sharia Business Unit withpurposive sampling. Input variables used in this study is the operational cost, total assetsand labor costs. While the output variable used is total financing. This study usesStochastic Frontier Analysis (SFA) with the production function and the intermediationapproach. SFA measurement results in the form of a score of 0-1, when getting close to 1,the more efficient the bank anyway. Independent sample t-test was used in this study tomeasure differences in the level of efficiency of each bank group.The results showed that in 2010-2014, Islamic banking has increased the efficiency of eachperiod. The average value of efficiency there is a 0.43994 Sharia Commercial Banks andSharia Business Unit amounted to 0.47654, so that it can be concluded that the UUSsuperior BUS. The results of hypothesis testing panel, that the total assets of a significantand positive effect on total financing, operating costs are not significant and positive effecton total financing, and labor costs are not significant and negative effect on totalfinancing. The test results on the independent sample t-test showed that there is nosignificant difference between the level of efficiency BUS and UUS.
Co-Authors Firdan Thoriq Faza Hesti Kustanti