Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Progress: Jurnal Pendidikan, Akuntansi dan Keuangan
Gusgana Suria Manda
Universitas Singaperbangsa
Economics, Econometrics & Finance Education Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH RISIKO INFLASI, RISIKO KREDIT (NPL) DAN RISIKO LIKUIDITAS (LDR) TERHADAP PROFITABILITAS (ROA) DI MASA PANDEMI COVID-19 Nur Rantika Octavia; Gusgana Suria Manda
Progress: Jurnal Pendidikan, Akuntansi dan Keuangan Vol 5 No 1 (2022): Progress: Jurnal Pendidikan Akuntansi dan Keuangan
Publisher : FKIP, Universitas Banten Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/progress.v5i1.1631

Abstract

The purpose of this study was to find out how big the Influence of Inflation Risk, Credit Risk (NPL) and Liquidity Risk (LDR) on Profitability (ROA) During the Covid-19 Pandemic Period in State-Owned Banks for the 2018-2020 Period. The method used was descriptive method with a quantitative approach assisted by the SPSS program, namely through classical assumption test analysis, multiple linear regression analysis and hypothesis testing using simultaneous test (F test), partial test (t test), and coefficient of determination test (R2). . The data used in this study was secondary data where the data collection was indirectly so that it uses existing data information. This study uses the population at state-owned banks for the 2018-2020 period using the Saturated Sampling technique because the sampling technique takes all the population to be used as samples. Based on the results of the t-test partially Credit Risk (NPL) has a significant effect on Profitability (ROA), while Inflation Risk and Liquidity Risk (LDR) have no significant effect on Profitability (ROA). From the results of Adjusted R Aquare shows that simultaneously Profitability (ROA) was influenced by Inflation, Credit Risk (NPL), and Liquidity Risk (LDR) by 62%, while the remaining 38% is influenced by other factors.
PENGARUH RISIKO KREDIT, RISIKO LIKUIDITAS DAN RISIKO OPERASIONAL TERHADAP KINERJA KEUANGAN Widya Fadriyaturrohmah; Gusgana Suria Manda
Progress: Jurnal Pendidikan, Akuntansi dan Keuangan Vol 5 No 1 (2022): Progress: Jurnal Pendidikan Akuntansi dan Keuangan
Publisher : FKIP, Universitas Banten Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/progress.v5i1.1632

Abstract

This study was conducted to determine and analyze the financial performance of banking companies listed in the LQ 45 index for the 2014-2020 period. The factors analyzed are credit risk, liquidity risk and operational risk. The method used is descriptive. The data comes from the financial statements of banking companies incorporated in the LQ 45 index for the 2014-2020 period, namely Bank Central Asia (BCA), Bank Negara Indonesia (BNI), Bank Rakyat Indonesia (BRI), Bank Tabungan Negara (BTN) and Bank Mandiri. Data processing software using SPSS. This study partially obtains the results of credit risk and liquidity risk not having a significant effect on financial performance while operational risk has a significant effect on financial performance. So that credit risk, liquidity risk and operational risk simultaneously have a significant effect on financial performance.
Co-Authors Nur Rantika Octavia Widya Fadriyaturrohmah