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Daya Tahan Sektor Rumah Tangga Dalam Rangka Menjaga Stabilitas Sistem Keuangan Ita Rakhmawati; Suhadi Suhadi
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2955

Abstract

The crisis in 1997 is the image of the high rise in inflation in Indonesia. The phenomenon of inflation when it reached 82.40% (Anas, 2006). The early mid-1998 also experienced a weakening of the rupiah against the dollar. Condition stable economy is the desire of each country in comparison with the state of the economy has always fluctuated. Economic stability will create an atmosphere conducive economy. stable climatic conditions in the expected level of welfare is the purpose in each country. One of the efforts to maintain economic stability is through monetary policy. For example, with economic growth, maintain price stability (inflation), the achievement of the balance of payments and the reduction of unemployment (Natsir, 2008). The stability of the financial system of a country of which reflected their price stability, in the sense that there are a great price that can be harmful to society, both consumers and manufacturers that will damage the joints of the economy. However, the implementation of the policy, Bank Indonesia as the monetary authority uses monetary variables such as interest rates and the money supply to cope with economic shocks such as inflation. Besides the need for the government’s role in maintaining the rupiah to avoid turmoil in the economy. The importance of inflation control based on the consideration that the high inflation and unstable negative impact on socio-economic conditions of society. Among the high inflation will cause a decline in the real income of the community so that the standard of living of the people down and eventually make everyone, especially the poor get poorer. From one of the effects of inflation are so wide will impact people’s demands to meet the needs of more and more difficult. Their continuousprice increases being offset by rising income of the communities, it can make sure the Indonesian state would worsen. As a result many people’s needs can not be met, so many things that must be met by way of credit. The number of community needs that must be met will cause world of opportunities for banks to offer credit readily available to meet the needs. The third object of research above (inflation, poverty, and credit) does affect the stability of the financial system? In this study using secondary data from the Badan Pusat Statistik (BPS) and Bank Indonesia (BI) with time series data from the years 2007-2015. The process of data analysis was performed using OLS regression with Eviews 8.0. Based on research, if only partial test of the poverty variable significantly affect the stability of the financial system amounted to 2,023 with α = 10%. Meanwhile, two other variables (inflation and poverty) is not significant to the stability of the financial systemMeanwhile, two other variables (inflation and poverty) is not significant to the stability of the financial system. While the value of R-Square (0.629900), indicating that the three independent variables / free consisting of inflation, poverty and credit simultaneously have the effect that make the stabilization of the financial system increases or decreases. That is jointly independent variables (inflation, poverty and loans) contributed / effect of 62.9% against the stability of the financial system. The rest is the influence of other factors beyond the three independent variables studied.
Peranan Akuntan Publik Pada Pasar Modal Syariah Suhadi Suhadi
BISNIS Vol 3, No 2 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v3i2.1507

Abstract

The development of the capital market shari’a implicated in the demandsof stakeholders on the role of the public accountant in order to produce a reportaudited financial maximum more. Of course this is not an excessive, because itwants the real financial information and avoid the asymmetry of information. Inthe audit of course there are some differences with the conventional accountingreport because in Islamic capital market report using the earlier shari’a. In thisSharia PSAK development is done with general PSAK but psak model is basedon the shari’a with reference fatwa MUI. PSAK Shari’a is located in the PSAK100-106 which consists of the conceptual framework presentation of shariafinancial report, accounting murabahah, musyarakah, mudharabah, greeting,and istishna. Public Accountant on capital market shari’a course is required topay attention to the aspects of that is on the value of Islam.
ANALISIS IMPLEMENTASI ENTREPRENEURSHIP DI KALANGAN SANTRI Muhammad Mustaqim; Suhadi Suhadi
BISNIS Vol 2, No 1 (2014): Bisnis: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v2i1.5245

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi entrepreneurship di Pondok Pesantren serta cara mengatasi kendala yang dihadapi dalam implementasi tersebut.  Penelitian  ini  menggunakan metode  field  research (penelitian lapangan) yang disajikan secara diskriptif kualitatif. Hasil  Penelitian  menunjukkan  bahwa  implementasi  entrepreneurship  di pondok   pesantren   khususnya di Ma’hadul   Ulum   Asy-Syar’iyyah  Sarang Rembang  berjalan  dengan  baik.  Tujuan yang  ditetapkan  dalam implementasi tersebut adalah tercapainya santri yang dapat menyeimbangkan kepentingan kehidupan dunia dan akhirat. Kendala dalam penerapan entrepreneurship di Pondok pesantren pada umumnya adalah kesulitan dalam pengaturan jam pelatihan yang serngkali berbenturan dengan jam ngaji santri. Hasil penelitian ini diharapkan akan menjadi bahan informasi dan masukan bagi mahasiswa, tenaga pengajar,  peneliti dan semua pihak yang terkait dengan pemberian motivasi kepada rekan-rekan santri agar senantiasa meningkatkan kualitas kehidupannya dengan pelaksanaan wirausaha pada masa yang akan datang.
IMPLEMENTASI CORPORATE GOVERNANCE (CG): DALAM MENINGKATKAN KINERJA PERUSAHAAN Suhadi Suhadi
BISNIS Vol 2, No 2 (2014): Bisnis: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v2i2.5268

Abstract

Corporate Governance (CG) merupakan tata kelola perusahaan yang menjelaskan hubungan antara berbagai partisipan dalam perusahaan. Tata kelola perusahaan yang baik tentu menjadi ekspektasi oleh stakeholders, yaitu keberhasilan dalam  menentukan arah dan kinerja perusahaan. Corporate governance berhubungan erat dengan bagaimana para pemilik modal atau investor yakin bahwa manajer akan memberikan keuntungan bagi mereka, sehingga bagaimana para investor bias mengontrol para manajer. Corporate Governance (CG) yang mengandung empat unsur penting, yaitu keadilan, transparansi, pertanggungjawaban dan akuntabilitas, diharapkan dapat menjadi suatu solusi dalam meminimalisir konflik keagenan. Hubungan implisit antara pemegang saham dan manajer hanya salah satu dari hubungan keagenan, hubungan keagenan yang lain misalnya hubungan antara manajer dengan berbagai kelompok yang memiliki kepentingan terhadap perusahaan.
PENGARUH KECUKUPAN MODAL (CAR), EFISIENSI OPERASIONAL (BOPO), DAN KUALITAS PEMBIAYAAN (NPF) TERHADAP PROFITABILITAS (ROA) PADA BANK SYARIAH DI INDONESIA Suhadi Suhadi; Dewi Inaroh
MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v1i1.3988

Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), to Profitability (ROA) at Bank Syariah period 2009-2013. The sample in this research is quarterly financial report of 3 Bank Syariah (BRI Syariah,Bank Mandiri Syariah, and Bank Mega Syariah) period 2009-2013. Data analysis used classical assumption test. The result of the research shows that Operational Efficiency (BOPO) has significant effect to Profitability (ROA) with significance level of 0. 000% and tcount of 6, 900. While Capital Adequacy (CAR) and Financing Quality (NPF) did not affect the level of profitability (ROA) with the level of significance of each of 0.322% and 0.666% and t arithmetic respectively of 1,000 and 0. 435. While F test get F count equal to 20, 053 with significance level equal to 0. 000%, this indicates that Capital Adequacy Level (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), influence to Profitability (ROA). Combined independent variables of this study can explain the variability level of profitability(ROA)of Islamic banks by 49.2%.Keywords: capital,efficiency,profitability
PENGARUH KECUKUPAN MODAL (CAR), EFISIENSI OPERASIONAL (BOPO), DAN KUALITAS PEMBIAYAAN (NPF) TERHADAP PROFITABILITAS (ROA) PADA BANK SYARIAH DI INDONESIA Suhadi Suhadi; Dewi Inaroh
MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v1i1.3988

Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), to Profitability (ROA) at Bank Syariah period 2009-2013. The sample in this research is quarterly financial report of 3 Bank Syariah (BRI Syariah,Bank Mandiri Syariah, and Bank Mega Syariah) period 2009-2013. Data analysis used classical assumption test. The result of the research shows that Operational Efficiency (BOPO) has significant effect to Profitability (ROA) with significance level of 0. 000% and tcount of 6, 900. While Capital Adequacy (CAR) and Financing Quality (NPF) did not affect the level of profitability (ROA) with the level of significance of each of 0.322% and 0.666% and t arithmetic respectively of 1,000 and 0. 435. While F test get F count equal to 20, 053 with significance level equal to 0. 000%, this indicates that Capital Adequacy Level (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), influence to Profitability (ROA). Combined independent variables of this study can explain the variability level of profitability(ROA)of Islamic banks by 49.2%.Keywords: capital,efficiency,profitability