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All Journal BISNIS: Jurnal Bisnis dan Manajemen Islam JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Tawazun: Journal of Sharia Economic Law
Endang Sriani
Institut Agama Islam Negeri Salatiga
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengembangan Ekonomi Desa dalam Islam: Penerapan Sharia Value di Pasar Tradisional Endang Sriani
BISNIS Vol 8, No 1 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v8i1.7482

Abstract

This study aims to determine how the implementation of trade activities and the aplication of Islamic Sharia Values at az-Zaitun Sharia market and to know the efforts of it in realizing of local economic independence. A qualitative approach wa employed in this field research, the data collection techniques include observation and interview with the sellers and the founder of az-Zahra sharia market. The results of this study indicate that, firstly, the establishment of az-Zaitun sharia market aims to protect the consumers and to create an equitable price. Secondly, the sellers has implemented 8 concept formulated by the founder, but there have some obstacles. It is caused by the exixtence of illegal market around az-Zaitun. Thirdly, az-Zaitun sharia market can bedeveloped to realize a local economic independence by making the market as a product wondow for the communities.
Fiqih Mawaris Kontemporer: Pembagian Waris Berkeadilan Gender Endang Sriani
TAWAZUN : Journal of Sharia Economic Law Vol 1, No 2 (2018): TAWAZUN : Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v1i2.4986

Abstract

Justice of inheritance distribution between men and women still became actual and sustainable discussion. Various clasical views that say the distribution of inheritance between men and women is final because it is written in surat an-Nisa’ verse 11 and changing these provisions is deemed deviated from sharia, besides that, contamporary people see this as a rule that is contextualized according to the times. Progressive thinking about the distribution of inheritance was pioneered by gender activists who saw the fiqh of Mawaris still gender biased. Aim of this research was to find out the application of inheritance distribution in accordance with the conditions of Indonesian society by using a gender theory approach. The methodology used in this research is descriptive analytical by focusing on the issue of inheritance distribution 1:2 for men and women. Data analysis is carried out by reviewing the arguments about inheritance with a socio-historical approach. The results obtained from this study are the distribution of inheritance of Classical Islam 1: 2 is not something final, but can change 1: 1 or 2: 1 according to changing conditions of society. The conclusion of this research shows that to find out the purpose of Islamic law, the reader of the text of the postulate must be done contextually to get a law that is just in accordance with the objectives of Islam.
Analisis Multi Objek pada Akad Pembiayaan Ijarah Multi Jasa di Bank Pembiayaan Rakyat Syariah Anis Fittria; Endang Sriani
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 9, No 1 (2022): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v9i1.6533

Abstract

Ijarah multi jasa financing is one of the rental contract-based financing products offered by Bank Pembiayaan Rakyat Syariah (BPRS). Ijarah multi jasa finance services that cannot be done through murabahah financing (buying and selling) or mudharabah financing (cooperation). This financing contract can finance a wide range of objects. The wide range of objects that can be financed through multi-service ijarah contracts raises concerns. Can an ijarah multi jasa contract be used to finance all objects? Is BPRS's ijarah multi jasa financing in accordance with Fatwa Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) No.44/DSN-MUI/VIII/2004? Research methods employ qualitative field research with an empirical research approach. According to the findings of this study, the analysis of ijarah multi jasa contracts at BPRS includes three components: analysis of financing objects, analysis of wage calculations (ujrah), and analysis of the accuracy of contract use. (1) An examination of financing objects on ijarah multi jasa contracts reveals the existence of multiple objects in BPRS, both based on criteria for work benefits (ijaratul 'amal) and benefits issued from objects (ijaratul 'ayan). Should the contract's object be limited to the ijaratul 'amal criteria. (2) The calculation of wages (ujrah) in ijarah multi jasa contracts at BPRS uses percentages rather than nominal amounts. Nominal should be used. (3) The accuracy of the use of ijarah multi jasa contracts in BPRS was discovered to be wakalah contract in one of the three models of realization of ijarah multi jasa contract financing. The use of wakalah in the financing of ijarah multi jasa contracts is not appropriate.Keywords: Ijarah Multi Jasa; Multi objects; BPRS.Pembiayaan ijarah multi jasa merupakan salah satu produk pembiayaan di Bank Pembiayaan Rakyat Syariah (BPRS) yang menggunakan akad sewa menyewa. Ijarah multi jasa mengakomodir pembiayaan di bidang jasa yang tidak bisa dilakukan dalam pembiayaan murabahah (jual beli) maupun mudharabah (kerjasama). Berbagai macam objek dapat dibiayai dalam akad pembiayaan ini. Beragamnya objek yang dapat dibiayai pada akad ijarah multi jasa menimbulkan pertanyaan, apakah semua objek dapat dibiayai menggunakan akad ijarah multi jasa? Apakah pembiayaan multi jasa di BPRS sudah sesuai dengan fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) No.44/DSN-MUI/VIII/2004 tentang Pembiayaan Multi Jasa? Metode penelitian menggunakan penelitian lapangan (field research) yang bersifat kualitatif, dengan pendekatan penelitian empiris. Hasil penelitian ini menunjukan bahwa analisis akad pembiyaan multi jasa di BPRS meliputi tiga hal, yaitu; analisis objek pembiayaan, analisis perhitungan upah (ujrah), dan analisis ketepatan penggunaan akad. (1) Analisis objek pembiayaan pada akad ijarah multi jasa menunjukan adanya multi objek di BPRS, baik itu berdasarkan kriteria manfaat atas pekerjaan (ijaratul ‘amal) dan juga manfaat yang dikeluarkan dari benda (ijaratul ‘ayan). Seharusnya objek akad dibatasi kriteria ijaratul ‘amal (2) Perhitungan upah (ujrah) pada akad ijarah multi jasa di BPRS menunjukan penggunaan prosentase bukan nominal. Seharusnya menggunakan nominal (3) Ketepatan penggunaan akad ijarah multi jasa di BPRS ditemukan bahwa dalam salah satu tiga model realisasi pembiayaan akad ijarah multi jasa ditemukan akad wakalah. Penggunaan akad wakalah tidak tepat dalam pembiayaan akad ijarah multi jasa.
Co-Authors Anis Fittria