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All Journal International Journal of Local Economic Governance
Khusnul Ashar
Faculty of Economic And Busines Brawijaya University
Economics, Econometrics & Finance Social Sciences

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Study of Institution Model of Micro Finance to Raise Children Opportunities of Poor Families for Having Higher Education: Perception and Effort of Poor Households Khusnul Ashar; Susilo Susilo; Al Muizzuddin Fazaalloh
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (815.589 KB) | DOI: 10.21776/ub.ijleg.2016.002.01.4

Abstract

The aim of this research is for making micro financial institution that is healthy and sustainable with basic of local institution. Moreover, this research encourages the children of poor families to continue study to higher education. This research is performed within 3 years in Malang Regency. On the first year, this research identified the perception of poor families. The kinds of the perception are the role of higher education, the effort for preparing the future of children, and how far the role of local finance institution. The sample used in this research are 100 units of poor households which are taken purposively and analyzed with frequency distribution method. This research found that: (1) poor families have positive perception about higher education, (2) the majority of poor families (97%) have desired the children could continue study to higher education, (3) the motivation of poor families to get the children continue the study to higher education basically based on the better of children’s future, better knowledge, and better job, (4) Specifically, the efforts of poor families to make the children could continue to higher education are to save more income, to do more hard work, to give motivation to the children, and to find scholarships, (5) the role of local finance institution like cooperation is very small to support poor families to make the children to continue their study.Keywords: Micro finance institution, Poverty, Higher Education
Study of Institution Model of Micro Finance to Raise Children Opportunities of Poor Families for Having Higher Education: Getting Higher Education and The Local Institutions Khusnul Ashar; Susilo Susilo; Al Muizzuddin Fazaalloh
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is for making micro financial institution that is healthy and sustainable with basic of local institution. Moreover, this research encourages the children of poor families to continue study to higher education. This research is performed within 3 years in Malang Regency. In this second year terms, the main aim of this research are : To explore more about the relation of the determinant of variables which influence the successful of poor households children to pursue study in higher education level with the existing of local economic institutions. Methodology applied in this research mainly qualitative approach. This study found that there are three main factors influencing poor households that are success to educate their children in higher education. First, the support or motivation from their children self. Second, the situation that makes children have to go to higher education. Third, the supports from their parents and family. There are three local social-economy institutions that are exist, namely: pengajian tahlil, arisan, and cooperation. The highest intensity that is followed by people sampled is pengajian tahlil and arisan. Local economy institutions that can help financial problem of poor households are arisan and brothers or family. Cooperation gets less attention from people because there is any doubtful of the people’s ability to pay installment regularly.Keywords: Micro finance institution, Poverty, Higher education
Co-Authors Al Muizzuddin Fazaalloh Al Muizzuddin Fazaalloh Susilo Susilo Susilo Susilo