Claim Missing Document
Check
Articles

Found 6 Documents
Search

Religious Communal of Indigenous Peoples in Improving Economy Through Local Wisdom (A Juridical Study on Rural Credit Institution in Bali) Ibrahim, Johannes; Haykal, Hassanain
Hasanuddin Law Review VOLUME 2 ISSUE 1, APRIL 2016
Publisher : Faculty of Law, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.487 KB) | DOI: 10.20956/halrev.v1i1.216

Abstract

Rural Credit Institution is a financial institution that is specifically located in Pakraman (customary villages) in Bali. The presence of Rural Credit Institution in Bali adjoined to other bank financial institutions such as Commercial Banks and Rural Banks are widespread throughout the province of Bali. Rural Credit Institutions as a financial institution acquire legality under Article 58 of Act No. 7 of 1992 in conjunction with Act No. 10 of 1998 which provides status as Rural Banks. Local wisdom that owned by Rural Credit Institutions, has the scope of business activities, the types of activities and financial transactions are limited in Pakraman as the target area. Customers who save funds or require a loan to be registered as local residents aimed at empowering communities. It is a characteristic of religious communal of Bali’s people for business activities in the village. The uniqueness in the Rural Credit Institutions is the local wisdom of Bali’s people that can be maintained and not be crushed by globalization.
DILEMATIS PENERAPAN UNDANG-UNDANG NOMOR 24 TAHUN 2004 TENTANG LEMBAGA PENJAMINAN SIMPANAN ANTARA PERLINDUNGAN HUKUM DAN KEJAHATAN PERBANKAN Ibrahim, Johannes
Jurnal Hukum Bisnis Vol. 4 No. 6 (2016)
Publisher : jurnalhukumbisnis.com

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dilematis Penerapan Undang-Undang Nomor 24 Tahun 2004 tentang Lembaga Penjaminan Simpanan Antara Perlindungan Hukum dan Kejahatan Perbankan
PENERAPAN SINGLE PRESENCE POLICYDAN DAMPAKNYA BAGI PERBANKAN NASIONAL” Ibrahim, Johannes
Jurnal Hukum Bisnis Vol. 8 No. 4 (2020)
Publisher : jurnalhukumbisnis.com

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penerapan Single Presence Policydan Dampaknya Bagi Perbankan Nasional?
PRINSIP KEHATI-HATIAN DALAM KONSISTENSI PENERBITAN KEBIJAKAN PPAP SEBAGAI UPAYA MENCIPTAKAN STRUKTUR PERBANKAN YANG SEHAT Johannes Ibrahim; P. Lindawaty S. Sewu; Hassanain Haykal
JURNAL LITIGASI (e-Journal) Vol 14 No 1 (2013)
Publisher : Fakultas Hukum Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.984 KB) | DOI: 10.23969/litigasi.v14i1.155

Abstract

Banks are intermediary institutions that play a role in improving the quality of life, in which the bank to collect funds from the public in the form of savings and channel them back in the form of loans. Given the role and functions of the bank are very strategic, and management of the bank should do well. Good bank management should refer to the statutory provisions and adhere to the prudential principle. One form of management of the bank in an effort to create a healthy banking-based risk management is to make Establishment Allowance for Earning Assets (PPAP) for non-performing loans. Establishment Allowance for Earning Assets (PPAP) on its implementation should be done consistently, so the need for intensive supervision of Bank Indonesia and the importance of coherence of legislation that serves as an umbrella act for the general operations of the bank Keywords: Prudential Principle, PPAP and Banking Structure.
Default dan Cross Default dalam Perjanjian Kredit Bank Johannes Ibrahim
Jurnal Manajemen Maranatha Vol 2 No 1 (2002)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v2i1.119

Abstract

The formulating of covenant in bank credit agreement is under the authority of the bank as creditor. Covenants, which are formulating, from the financial and legal aspects are created in order to minimalize the risks in distributing credits. Two of the most important covenanrs are known as default and cross default covenants. Under these covenants, banks have the authority to terminate credit agreements and withdraw the rests of the loans from debitors. These covenants are created because as financial institutions funded by publics. banks need to keep their prudential banking policy in distributing their credits. However. in banking practice, the approprateness of these covenants are questioned since the freedom ofcontracts tends to be more beneficial for the banks than the debitors.Kata Kunci: Kredit, Perjanjian Kredit. Perjanjian Standar atau Baku. Klausula atau Covenant. Ingkar Janji (Default) dan Silang Ingkar Janji (Cross Default).
Konsumen dan Bank (Kajian Interdisipliner Hukum dan Ekonomi) Johannes Ibrahim
Jurnal Manajemen Maranatha Vol 1 No 1 (2001)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v1i1.157

Abstract

Interaksi antara bank dan nasabah merupakan persoalan yang tidak pernah tuntas dibahas sampai saat ini. Interaksi tersebut berada dalam hubungan kenasabahan. Dalam hubungan kenasabahan bank dikategorikan dalam dua bentuk, hubungan kenasabahan pendanaan dan hubungan kenasabahan perkreditan. Dalam kedua hubungan kenasabahan harus dilandasi akan dua hal, yaitu hukum dan kepercayaan.Hukum memberikan kepastian sedangkan kepercayaan melandasi etika bisnis yang harus dijunjung tinggi oleh para pihak. Nasabah merupakan penggunaan istilah lain dari konsumen. Konsumen dalam hubungan perbankan selalu berada dalam kendali bank, walaupun saat ini telah ada perangkat yang memberikan perlindungan bagi konsumen yang dapat dipergunakan dalam transaksi perbankan yaitu Undang-Undang tentang Perlindungan Konsumen di samping Undang-undang Perbankan tersendiri.Bidang usaha perbankan tidak terlepas dari dominasi bank yang menekan posisi nasabah sebagai pengguna jasa bank, yang dikenal secara umum sebagai konsumen. Konsumen dalam setiap transaksi perlu adanya perlindungan secara menyeluruh, termasuk di bidang perbankan.Kata kunci: konsumen, bank, transaksi perbankan, klausula baku, perlindungan konsumen