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All Journal Jurnal Pengabdian Kepada Masyarakat Universitas Bangka Belitung Al Hisab: Jurnal Ekonomi Syariah
Sedinadia Putri
IAIN Ponorogo
Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Inovasi Produk Bersama IRT pada Usaha Anyaman di Desa Gundik, Slahung, Ponorogo Sedinadia Putri
Jurnal Pengabdian Kepada Masyarakat Universitas Bangka Belitung Vol 8 No 2 (2021): Jurnal Pengabdian Kepada Masyarakat Universitas Bangka Belitung
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/jpu.v8i2.2529

Abstract

Wicker crafts basically have good potential. Because it has a high aesthetic value and appeal to consumers. However, the products produced in this business are still less innovative, namely only woven bags. So productivity in this business is still not going well. In addition, around the business there are still many housewives (IRT) who do not have activities during the day. The purpose of this community service is to develop woven craft products and provide assistance for IRT around the business through product innovation box hantaran. This is done as an effort to empower the creative economy, especially in the webbing business and also the empowerment of IRT to be more productive and able to take advantage of existing free time. This service uses the ABCD (Asset Based Community Development) approach, namely by using mistresses village assets in the form of creative businesses (Woven Crafts) owned by Mrs. Ayu Wulandari then carried out product innovations such as box hantaran. The results of community service with empowerment and economic assistance in order to innovate woven handicraft products both for business and IRT during mentoring and after mentoring provide positive changes.
PERAN PEMBIAYAAN SYARIAH DALAM PENGEMBANGAN UMKM DI INDONESIA Sedinadia Putri
Al-Hisab: Jurnal Ekonomi Syariah Vol 1 No 2 (2021): AL HISAB: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Baktiya Aceh Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.69 KB) | DOI: 10.59755/alhisab.v1i2.67

Abstract

Micro small and medium enterprises (Red-UMKM) are businesses that have an important contribution to the economy in Indonesia. able to absorb labor, reduce unemployment and poverty. This can also be used as an opportunity by the community to open up business. However, in its development, MSMEs still have limited capital. So that it becomes a challenge for the government and financial institutions. Therefore, there are now many sharia-based financing to support the development of ME The purpose of this study is to find out how Islamic financing in terms of capital is in the development of ME This study uses a qualitative method with a deskr approach. Based on the results of the study, the potential or role of Islamic financing is large. on the development of micro, small and medium enterprises. To provide opportunities for micro, small and medium enterprises who have limited capital to be able to develop their businesses. ABSTRAK Usaha Mikro Kecil dan Menengah (UMKM) adalah suatu usaha yang memiliki kontribusi penting terhadap perekonomian di Indonesia. UMKM mampu menyerap tenaga kerja, mengurangi pengangguran dan kemiskinan. Hal ini juga bisa dijadikan peluang oleh masyarakat untuk membuka usaha. Namun dalam pengembangannya UMKM masih memiliki keterbatasan dalam permodalan. Sehingga menjadi tantangan sendiri untuk pemerintah maupun lembaga keuangan. Oleh karena itu, sekarang banyak bermunculan pembiayaan berbasis syariah untuk mendukung pengembangan UMKM. Tujuan dalam penelitian ini adalah untuk mengetahui bagaimana peran pembiayaan syariah dari segi permodalan dalam pengembangan UMKM. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif. Berdasarkan hasil penelitian, potensi atau peran pembiayaan syariah sangat besar terhadap perkembangan usaha mikro kecil dan menengah. Hal ini memberikan peluang kepada pelaku usaha mikro, kecil dan menengah yang memiliki keterbatasan modal agar mampu mengembangkan usahanya. Kata Kunci: Pembiayaan syariah, Pengembangan, UMKM.
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